First Commercial Bank of Southeast Missouri in Chaffee, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 01, 2002

First Commercial Bank of Southeast Missouri in Chaffee, Missouri (MO)
Show street view No street view available for this location

First Commercial Bank of Southeast Missouri - Overview

General
FDIC Certificate #: 15528
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: First Commercial Bank (#10621)
Federal Reserve ID: 496041
Date Established: August 07, 1937
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 4 (Interstate: No)
FDIC's unique #: 9824
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: August 21, 1937
Last Structure Change Effective Date: July 01, 2002
Last Structure Change Process Date: July 29, 2002
Last Data Update: July 29, 2002
Data Source Date: April 05, 2012
Location
Address: 125 East Yoakum Street, Chaffee, MO 63740
County: Scott
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: St. Louis
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Combined Statistical Area (CSA): Cape Girardeau-Sikeston-Jackson, MO-IL (#164)
Core Based Statistical Area (CBSA): Sikeston, MO (#43460)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $48.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

Dollar figures in thousands
23Total employees (full-time equivalent)
$44,117Total assets
$1,989Cash and due from depository institutions
$0Interest-bearing balances
$8,255Securities
$0Federal funds sold & reverse repurchase agreements
$30,391Net loans & leases
$305Loan loss allowance
$0Trading account assets
$1,356Bank premises and fixed assets
$60Other real estate owned
$1,438Goodwill and other intangibles
$0Life insurance assets
$628All other assets
$44,117Total liabilities and capital
$39,910Total liabilities
$37,613Total deposits
$32,503Interest-bearing deposits
$37,613Deposits held in domestic offices
0.00%% insured (estimated)
$500Federal funds purchased & repurchase agreements
$0Trading liabilities
$1,568Other borrowed funds
$0Subordinated debt
$229All other liabilities
$4,207Total equity capital
$4,207Total bank equity capital
$4,207Perpetual preferred stock
$0Common stock
$150Surplus
$3,911Undivided profits
Memoranda
$146Noncurrent loans and leases
$4,269Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$252Earning assets
$0Long-term assets (5+ years)
$330Average Assets, year-to-date
$38,646Average Assets, quarterly
$3,243Volatile liabilities
$39,548Insider loans
$43,085FHLB advances
$6,498Loans and leases held for sale
$0Unused loan commitments
$1,568Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$4,269Total unused commitments
$0Restructured Loans and leases
$305Derivatives

Income and Expense (December 31, 2001)

Dollar figures in thousands
$2,591Total interest income
$1,379Total interest expense
$1,212Net interest income
$63Provision for loan and lease losses
$334Total noninterest income
$0Fiduciary activities
$308Service charges on deposit accounts
$0Trading account gains & fees
$26Additional noninterest income
$1,267Total noninterest expense
$595Salaries and employee benefits
$193Premises and equipment expense
$479Additional noninterest expense
$216Pre-tax net operating income
$68Securities gains (losses)
$81Applicable income taxes
$203Income before extraordinary items
$0Extraordinary gains - net
$203Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$10Sale, conversion, retirement of capital stock, net
$347Net operating income

Performance and Condition Ratios (December 31, 2001)

Dollar figures in thousands
Performance Ratios (%, annualized)
7.36%Yield on earning assets
3.92%Cost of funding earning assets
3.44%Net interest margin
0.95%Noninterest income to earning assets
3.60%Noninterest expense to earning assets
0.39%Net operating income to assets
0.51%Return on assets (ROA)
0.72%Pretax return on assets
4.77%Return on equity (ROE)
-3.38%Retained earnings to average equity (YTD only)
0.04%Net charge-offs to loans
630.00%Credit loss provision to net charge-offs
27.90%Efficiency ratio
78,008Assets per employee
1.92%Cash dividends to net income (YTD only)
Condition Ratios (%)
170.94%Loss allowance to loans
0.99%Loss allowance to noncurrent loans
121.03%Noncurrent assets plus other real estate owned to assets
0.71%Noncurrent loans to loans
0.82%Net loans and leases to deposits
80.80%Net loans and leases to core deposits
95.92%Equity capital to assets
9.54%Core capital (leverage) ratio
6.53%Tier 1 risk-based capital ratio
8.31%Total risk-based capital ratio
Memoranda
$9Average assets
$39,548Average earning assets
$4,256Average equity
$35,222Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with First Commercial Bank of Southeast Missouri.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.