FDIC Certificate #: 11257 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:IBERIABANK fsb (#33538) Federal Reserve ID: 666947 Date Established: January 01, 1902 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 7 (Interstate: No) FDIC's unique #: 7185 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: May 15, 2001 Last Structure Change Process Date: May 23, 2001 Last Data Update: May 23, 2001 Data Source Date: April 05, 2012
Location
Address: 1700 East Highland Drive, Jonesboro, AR 72401 County: Craighead Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Memphis Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: Western Metropolitan Statistical Area (MSA): Jonesboro, AR (#3700) Combined Statistical Area (CSA): Jonesboro-Paragould, AR (#308) Core Based Statistical Area (CBSA): Jonesboro, AR (#27860) CBSA Metro Statistical Area: Jonesboro, AR (#27860)
Financial Summary
Total assets: $156.9 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2000)
Dollar figures in thousands
67Total employees (full-time equivalent)
$161,336Total assets
$5,900Cash and due from depository institutions
$38Interest-bearing balances
$18,744Securities
$3,470Federal funds sold & reverse repurchase agreements
$123,663Net loans & leases
$1,094Loan loss allowance
$0Trading account assets
$6,526Bank premises and fixed assets
$309Other real estate owned
$188Goodwill and other intangibles
$0Life insurance assets
$2,536All other assets
$161,336Total liabilities and capital
$148,498Total liabilities
$143,902Total deposits
$127,372Interest-bearing deposits
$143,902Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$3,465Other borrowed funds
$0Subordinated debt
$1,131All other liabilities
$12,838Total equity capital
$12,838Total bank equity capital
$12,838Perpetual preferred stock
$0Common stock
$100Surplus
$4,230Undivided profits
Memoranda
$8,508Noncurrent loans and leases
$24,683Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$1,308Earning assets
$471Long-term assets (5+ years)
$1,683Average Assets, year-to-date
$145,915Average Assets, quarterly
$7,907Volatile liabilities
$150,283Insider loans
$161,988FHLB advances
$39,845Loans and leases held for sale
$7,975Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$24,683Total unused commitments
$0Restructured Loans and leases
$1,094Derivatives
Income and Expense (December 31, 2000)
Dollar figures in thousands
$11,409Total interest income
$6,176Total interest expense
$5,233Net interest income
$392Provision for loan and lease losses
$577Total noninterest income
$0Fiduciary activities
$478Service charges on deposit accounts
$0Trading account gains & fees
$99Additional noninterest income
$3,764Total noninterest expense
$1,877Salaries and employee benefits
$837Premises and equipment expense
$1,050Additional noninterest expense
$1,654Pre-tax net operating income
$39Securities gains (losses)
$599Applicable income taxes
$1,094Income before extraordinary items
$0Extraordinary gains - net
$1,094Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$121Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2000)
Dollar figures in thousands
Performance Ratios (%, annualized)
8.33%Yield on earning assets
4.51%Cost of funding earning assets
3.82%Net interest margin
0.42%Noninterest income to earning assets
2.75%Noninterest expense to earning assets
0.71%Net operating income to assets
0.73%Return on assets (ROA)
1.13%Pretax return on assets
8.83%Return on equity (ROE)
8.83%Retained earnings to average equity (YTD only)
0.11%Net charge-offs to loans
323.97%Credit loss provision to net charge-offs
16.91%Efficiency ratio
64,492Assets per employee
2.41%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
0.88%Loss allowance to noncurrent loans
83.64%Noncurrent assets plus other real estate owned to assets
1.05%Noncurrent loans to loans
1.05%Net loans and leases to deposits
85.94%Net loans and leases to core deposits
118.84%Equity capital to assets
7.96%Core capital (leverage) ratio
7.79%Tier 1 risk-based capital ratio
9.63%Total risk-based capital ratio
Memoranda
$10Average assets
$150,283Average earning assets
$12,395Average equity
$136,979Average loans
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