First Community Bank in city_name, state_name - Detailed Financial Reports, Location

First Community Bank in Beemer, Nebraska (NE)
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First Community Bank routing number info

First Community Bank - Overview

General
FDIC Certificate #: 5384
Status: Active
Federal Reserve ID: 993250
Bank Holding Company (Regulatory Top Holder): First Beemer Corporation (RSSDID: 1059733, Location: Beemer, NE)
Date Established: April 07, 1903
WWW: http://www.firstbeemer.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 3 (Domestic: 3, Interstate: No)
OTS Docket #: 13628
FDIC's unique #: 3634
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: June 10, 2010
Last Structure Change Process Date: June 14, 2010
Last Data Update: June 14, 2010
Data Source Date: April 05, 2012
Location
Address: 201 Main Street, Beemer, NE 68716
County: Cuming
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Omaha
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
History of Changes
Name Change
Change in Primary Regulatory Agency
Change in Supervisory Agency
Financial Summary
Total assets: $121.2 mil
Equity capital: $10.1 mil
Deposits held in domestic offices: $103.3 mil
Return on assets (ROA): 0.78% ($0.9 mil)
Quarterly return on assets: 0.53% ($0.6 mil)
Return on Equity (ROE): 8.59% ($0.9 mil)
Quarterly return on equity: 6.02% ($0.6 mil)
Net income: $0.9 mil
Quarterly Net income: $0.2 mil
Pretax return on assets: 1.10% ($1,333.0 mil)
Quarterly Pretax return on assets: 0.85% ($1,030.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
24Total employees (full-time equivalent)
$121,183Total assets
$13,092Cash and due from depository institutions
$2,584Interest-bearing balances
$28,406Securities
$0Federal funds sold & reverse repurchase agreements
$72,616Net loans & leases
$1,535Loan loss allowance
$0Trading account assets
$1,072Bank premises and fixed assets
$0Other real estate owned
$710Goodwill and other intangibles
$121,183Life insurance assets
$5,287All other assets
$111,111Total liabilities and capital
$103,346Total liabilities
$83,867Total deposits
$103,346Interest-bearing deposits
$88Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$6,840Trading liabilities
$0Other borrowed funds
$925Subordinated debt
$10,072All other liabilities
$10,072Total equity capital
$10,072Total bank equity capital
$0Perpetual preferred stock
$150Common stock
$6,100Surplus
$3,822Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$62Income earned, not collected on loans
$0Earning assets
$1,397Long-term assets (5+ years)
$103,606Average Assets, year-to-date
$19,442Average Assets, quarterly
$111,746Volatile liabilities
$117,236Insider loans
$84,215FHLB advances
$116,865Loans and leases held for sale
$2,134Unused loan commitments
$2,134Tier 1 (core) risk-based capital
$9,111Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$36,345Restructured Loans and leases
$46Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$4,894Total interest income
$1,171Total interest expense
$3,723Net interest income
$10Provision for loan and lease losses
$440Total noninterest income
$0Fiduciary activities
$194Service charges on deposit accounts
$0Trading account gains & fees
$246Additional noninterest income
$3,228Total noninterest expense
$1,951Salaries and employee benefits
$394Premises and equipment expense
$883Additional noninterest expense
$925Pre-tax net operating income
$304Securities gains (losses)
$361Applicable income taxes
$868Income before extraordinary items
$0Extraordinary gains - net
$868Net income attributable to bank
$0Net charge-offs
$868Cash dividends
-$25Sale, conversion, retirement of capital stock, net
$525Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.11%Yield on earning assets
1.22%Cost of funding earning assets
3.88%Net interest margin
0.46%Noninterest income to earning assets
3.37%Noninterest expense to earning assets
0.58%Net operating income to assets
0.78%Return on assets (ROA)
1.10%Pretax return on assets
8.59%Return on equity (ROE)
3.39%Retained earnings to average equity (YTD only)
-0.04%Net charge-offs to loans
-40.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
77,540Assets per employee
5.05%Cash dividends to net income (YTD only)
Condition Ratios (%)
60.48%Loss allowance to loans
2.07%Loss allowance to noncurrent loans
2475.81%Noncurrent assets plus other real estate owned to assets
0.05%Noncurrent loans to loans
0.08%Net loans and leases to deposits
70.26%Net loans and leases to core deposits
88.68%Equity capital to assets
8.31%Core capital (leverage) ratio
7.80%Tier 1 risk-based capital ratio
10.82%Total risk-based capital ratio
Memoranda
$12Average assets
$111,746Average earning assets
$10,109Average equity
$95,857Average loans

List of branches

3 Nebraska Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	3634	First Community Bank	201 Main Street, Beemer, NE 68716	April 07, 1903	Full Service Brick and Mortar
1	12850	Homer Branch	109 John Street, Homer, NE 68030	April 26, 1954	Full Service Brick and Mortar
2	793	Bancroft Branch	N Main Street, Bancroft, NE 68004	January 01, 1891	Full Service Brick and Mortar

First Community Bank in Beemer, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Community Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Community Bank in Beemer, Nebraska (NE)Overview, Financial Summary, Detailed Financial Reports, Branches

First Community Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Community Bank in Beemer, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches