First Community Bank, National Association - Overview
General
FDIC Certificate #: 34049 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Wells Fargo Bank, National Association (#3511) Federal Reserve ID: 2328230 Date Established: August 17, 1995 WWW:http://www.firstcommunitybank.net Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 17 (Interstate: No) FDIC's unique #: 56128 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: No Date of Deposit Insurance: August 17, 1995 Last Structure Change Effective Date: September 24, 2005 Last Structure Change Process Date: October 13, 2005 Last Data Update: October 13, 2005 Data Source Date: April 05, 2012
Location
Address: 14200 Gulf Freeway, Houston, TX 77034 County: Harris Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Houston Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): Houston, TX (#3360) Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42) Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288) Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420) CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
Financial Summary
Total assets: $564.4 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2004)
Dollar figures in thousands
196Total employees (full-time equivalent)
$569,632Total assets
$29,888Cash and due from depository institutions
$3,259Interest-bearing balances
$90,825Securities
$2,692Federal funds sold & reverse repurchase agreements
$398,498Net loans & leases
$3,730Loan loss allowance
$0Trading account assets
$11,160Bank premises and fixed assets
$2,164Other real estate owned
$14,237Goodwill and other intangibles
$0Life insurance assets
$20,168All other assets
$569,632Total liabilities and capital
$517,227Total liabilities
$456,513Total deposits
$316,461Interest-bearing deposits
$456,513Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$58,740Other borrowed funds
$0Subordinated debt
$1,974All other liabilities
$52,405Total equity capital
$52,405Total bank equity capital
$52,405Perpetual preferred stock
$0Common stock
$5,804Surplus
$36,697Undivided profits
Memoranda
$9,904Noncurrent loans and leases
$73,400Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$3,325Earning assets
$406Long-term assets (5+ years)
$2,294Average Assets, year-to-date
$495,274Average Assets, quarterly
$98,600Volatile liabilities
$524,134Insider loans
$564,065FHLB advances
$149,985Loans and leases held for sale
$5,757Unused loan commitments
$58,740Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$73,400Total unused commitments
$0Restructured Loans and leases
$3,730Derivatives
Income and Expense (December 31, 2004)
Dollar figures in thousands
$28,463Total interest income
$6,556Total interest expense
$21,907Net interest income
$1,975Provision for loan and lease losses
$4,923Total noninterest income
$0Fiduciary activities
$4,159Service charges on deposit accounts
$0Trading account gains & fees
$764Additional noninterest income
$21,554Total noninterest expense
$10,325Salaries and employee benefits
$3,907Premises and equipment expense
$7,322Additional noninterest expense
$3,301Pre-tax net operating income
$113Securities gains (losses)
$787Applicable income taxes
$2,627Income before extraordinary items
$0Extraordinary gains - net
$2,627Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$1,629Sale, conversion, retirement of capital stock, net
$1,710Net operating income
Performance and Condition Ratios (December 31, 2004)
Dollar figures in thousands
Performance Ratios (%, annualized)
6.26%Yield on earning assets
1.44%Cost of funding earning assets
4.82%Net interest margin
1.08%Noninterest income to earning assets
4.74%Noninterest expense to earning assets
0.48%Net operating income to assets
0.50%Return on assets (ROA)
0.65%Pretax return on assets
5.38%Return on equity (ROE)
1.88%Retained earnings to average equity (YTD only)
0.46%Net charge-offs to loans
121.24%Credit loss provision to net charge-offs
3.24%Efficiency ratio
78,420Assets per employee
2.91%Cash dividends to net income (YTD only)
Condition Ratios (%)
65.09%Loss allowance to loans
0.93%Loss allowance to noncurrent loans
112.18%Noncurrent assets plus other real estate owned to assets
0.96%Noncurrent loans to loans
0.83%Net loans and leases to deposits
87.29%Net loans and leases to core deposits
109.42%Equity capital to assets
9.20%Core capital (leverage) ratio
7.07%Tier 1 risk-based capital ratio
8.95%Total risk-based capital ratio
Memoranda
$10Average assets
$524,134Average earning assets
$48,871Average equity
$454,856Average loans
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with First Community Bank, National Association.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: