First Community Bank of Homer Glen & Lockport - Overview
General
FDIC Certificate #: 58788 Status: Active Federal Reserve ID: 3821354 Bank Holding Company (Regulatory Top Holder): First Community Financial Partners, Inc. (RSSDID: 3447585, Location: Joliet, IL) Date Established: December 17, 2008 WWW:http://www.fcbhl.com Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 468264 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: Commercial Lending Specialization Date of Deposit Insurance: December 17, 2008 Last Structure Change Effective Date: October 20, 2010 Last Structure Change Process Date: November 18, 2010 Last Data Update: November 18, 2010 Data Source Date: April 05, 2012
Location
Address: 13963 S. Bell Road, Homer Glen, IL 60491 County: Will Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Chicago Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Metropolitan Statistical Area (MSA): Chicago, IL (#1600) Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14) Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176) Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980) CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980) Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
Financial Summary
Total assets: $83.2 mil Equity capital: $8.4 mil Deposits held in domestic offices: $74.5 mil Return on assets (ROA): 0.29% ($0.2 mil) Quarterly return on assets: 0.47% ($0.4 mil) Return on Equity (ROE): 3.03% ($0.2 mil) Quarterly return on equity: 4.72% ($0.4 mil) Net income: $0.3 mil Quarterly Net income: $0.1 mil Pretax return on assets: 0.29% ($241.3 mil) Quarterly Pretax return on assets: 0.47% ($391.1 mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
8Total employees (full-time equivalent)
$83,223Total assets
$12,609Cash and due from depository institutions
$9,474Interest-bearing balances
$6,986Securities
$1,201Federal funds sold & reverse repurchase agreements
$60,836Net loans & leases
$2,872Loan loss allowance
$0Trading account assets
$634Bank premises and fixed assets
$548Other real estate owned
$0Goodwill and other intangibles
$83,223Life insurance assets
$409All other assets
$74,783Total liabilities and capital
$74,503Total liabilities
$68,631Total deposits
$74,503Interest-bearing deposits
$87Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$280Subordinated debt
$8,440All other liabilities
$8,440Total equity capital
$8,440Total bank equity capital
$4,000Perpetual preferred stock
$1,500Common stock
$13,795Surplus
$-10,855Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$2,209Income earned, not collected on loans
$0Earning assets
$219Long-term assets (5+ years)
$78,497Average Assets, year-to-date
$5,633Average Assets, quarterly
$86,511Volatile liabilities
$84,473Insider loans
$61,561FHLB advances
$83,934Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$8,430Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$10,095Restructured Loans and leases
$7,253Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$4,026Total interest income
$1,195Total interest expense
$2,831Net interest income
$270Provision for loan and lease losses
-$121Total noninterest income
$0Fiduciary activities
$22Service charges on deposit accounts
$0Trading account gains & fees
-$143Additional noninterest income
$2,190Total noninterest expense
$1,006Salaries and employee benefits
$209Premises and equipment expense
$975Additional noninterest expense
$250Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$250Income before extraordinary items
$0Extraordinary gains - net
$250Net income attributable to bank
$0Net charge-offs
$250Cash dividends
$2,218Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.84%Yield on earning assets
1.44%Cost of funding earning assets
3.41%Net interest margin
-0.15%Noninterest income to earning assets
2.64%Noninterest expense to earning assets
0.29%Net operating income to assets
0.29%Return on assets (ROA)
0.29%Pretax return on assets
3.03%Return on equity (ROE)
3.03%Retained earnings to average equity (YTD only)
3.19%Net charge-offs to loans
12.17%Credit loss provision to net charge-offs
0.23%Efficiency ratio
80,812Assets per employee
10.40%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
4.51%Loss allowance to noncurrent loans
130.01%Noncurrent assets plus other real estate owned to assets
3.31%Noncurrent loans to loans
3.47%Net loans and leases to deposits
81.66%Net loans and leases to core deposits
86.64%Equity capital to assets
10.14%Core capital (leverage) ratio
10.04%Tier 1 risk-based capital ratio
13.69%Total risk-based capital ratio
Memoranda
$15Average assets
$86,511Average earning assets
$8,249Average equity
$83,103Average loans
List of branches
1 Illinois Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
468264
First Community Bank Of Homer Glen &
13963 S. Bell Road, Homer Glen, IL 60491
December 17, 2008
Full Service Brick and Mortar
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