First Community Industrial Bank in Denver, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 02, 2002

  • First Community Industrial Bank in Denver, Colorado (CO)
  • Show street view No street view available for this location

First Community Industrial Bank - Overview

  • General
  • FDIC Certificate #: 90634
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Community Bank (#12261)
    Federal Reserve ID: 849553
    Date Established: October 06, 1975
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 9 (Interstate: No)
    OTS Docket #: 14067
    FDIC's unique #: 18094
    Numeric code: 23
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: June 15, 1987
    Last Structure Change Effective Date: October 02, 2002
    Last Structure Change Process Date: October 09, 2002
    Last Data Update: October 09, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: 3600 East Alameda Parkway, Suite 100, Denver, CO 80209
    County: Denver
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Denver
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Denver, CO (#2080)
    Consolidated Metropolitan Statistical Area (CMSA): Denver-Boulder-Greeley, CO (#34)
    Combined Statistical Area (CSA): Denver-Aurora-Boulder, CO (#216)
    Core Based Statistical Area (CBSA): Denver-Aurora-Broomfield, CO (#19740)
    CBSA Metro Statistical Area: Denver-Aurora-Broomfield, CO (#19740)
  • Financial Summary
  • Total assets: $372.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 97Total employees (full-time equivalent)
  • $418,988Total assets
  • $11,069Cash and due from depository institutions
  • $9,740Interest-bearing balances
  • $28,749Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $365,777Net loans & leases
  • $3,172Loan loss allowance
  • $0Trading account assets
  • $187Bank premises and fixed assets
  • $1,230Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $11,976All other assets
  • $418,988Total liabilities and capital
  • $355,243Total liabilities
  • $237,273Total deposits
  • $237,220Interest-bearing deposits
  • $237,273Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $111,736Other borrowed funds
  • $0Subordinated debt
  • $6,234All other liabilities
  • $63,745Total equity capital
  • $63,745Total bank equity capital
  • $63,745Perpetual preferred stock
  • $0Common stock
  • $5,945Surplus
  • $18,309Undivided profits
  • Memoranda
  • $39,491Noncurrent loans and leases
  • $23,364Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $5,441Earning assets
  • $0Long-term assets (5+ years)
  • $2,810Average Assets, year-to-date
  • $404,266Average Assets, quarterly
  • $73,958Volatile liabilities
  • $421,302Insider loans
  • $419,579FHLB advances
  • $27,201Loans and leases held for sale
  • $0Unused loan commitments
  • $110,000Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $23,364Total unused commitments
  • $66Restructured Loans and leases
  • $3,172Derivatives

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $40,285Total interest income
  • $19,396Total interest expense
  • $20,889Net interest income
  • $1,124Provision for loan and lease losses
  • $96Total noninterest income
  • $0Fiduciary activities
  • $5Service charges on deposit accounts
  • $0Trading account gains & fees
  • $91Additional noninterest income
  • $7,934Total noninterest expense
  • $4,508Salaries and employee benefits
  • $941Premises and equipment expense
  • $2,485Additional noninterest expense
  • $11,927Pre-tax net operating income
  • $0Securities gains (losses)
  • $4,562Applicable income taxes
  • $7,365Income before extraordinary items
  • $0Extraordinary gains - net
  • $7,365Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $1,124Sale, conversion, retirement of capital stock, net
  • $13,943Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 9.88%Yield on earning assets
  • 4.76%Cost of funding earning assets
  • 5.12%Net interest margin
  • 0.02%Noninterest income to earning assets
  • 1.95%Noninterest expense to earning assets
  • 1.75%Net operating income to assets
  • 1.75%Return on assets (ROA)
  • 2.83%Pretax return on assets
  • 10.74%Return on equity (ROE)
  • -9.59%Retained earnings to average equity (YTD only)
  • 0.30%Net charge-offs to loans
  • 100.00%Credit loss provision to net charge-offs
  • 11.61%Efficiency ratio
  • 37,808Assets per employee
  • 4.32%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 189.31%Loss allowance to loans
  • 0.86%Loss allowance to noncurrent loans
  • 58.30%Noncurrent assets plus other real estate owned to assets
  • 1.59%Noncurrent loans to loans
  • 1.47%Net loans and leases to deposits
  • 154.16%Net loans and leases to core deposits
  • 172.69%Equity capital to assets
  • 15.21%Core capital (leverage) ratio
  • 15.35%Tier 1 risk-based capital ratio
  • 21.53%Total risk-based capital ratio
  • Memoranda
  • $23Average assets
  • $421,302Average earning assets
  • $68,606Average equity
  • $407,725Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with First Community Industrial Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents