First Cook Community Bank, F.S.B. in Chicago, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 18, 1994

  • First Cook Community Bank, F.S.B. in Chicago, Illinois (IL)
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First Cook Community Bank, F.S.B. - Overview

  • General
  • FDIC Certificate #: 29752
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Republic Bank of Chicago (#19333)
    Federal Reserve ID: 217572
    Date Established: September 04, 1936
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 4019
    FDIC's unique #: 42586
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: September 04, 1936
    Last Structure Change Effective Date: August 18, 1994
    Last Structure Change Process Date: September 06, 1994
    Last Data Update: November 20, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 2720 West Devon Avenue, Chicago, IL 60659
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • History of Changes
  • Merger - Without Assistance
    Corrections
  • Financial Summary
  • Total assets: $228.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $56Total assets
  • $237,246Cash and due from depository institutions
  • $6,170Interest-bearing balances
  • $1,703Securities
  • $156,856Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $57,693Loan loss allowance
  • $954Trading account assets
  • $1,194Bank premises and fixed assets
  • $4,606Other real estate owned
  • $3,933Goodwill and other intangibles
  • $5,302Life insurance assets
  • $1,492All other assets
  • $0Total liabilities and capital
  • $237,246Total liabilities
  • $211,239Total deposits
  • $173,283Interest-bearing deposits
  • $173,283Deposits held in domestic offices
  • 173283.00%% insured (estimated)
  • $96Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $36,880Subordinated debt
  • $0All other liabilities
  • $1,076Total equity capital
  • $1,076Total bank equity capital
  • $26,007Perpetual preferred stock
  • $0Common stock
  • $100Surplus
  • $22,448Undivided profits
  • Memoranda
  • $3,459Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,041Income earned, not collected on loans
  • $345Earning assets
  • $217,446Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $231,366Average Assets, quarterly
  • $235,711Volatile liabilities
  • $52,679Insider loans
  • $25FHLB advances
  • $36,880Loans and leases held for sale
  • $0Unused loan commitments
  • $12,693Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $24,328Total risk weighted assets
  • $112,469Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $14,068Total interest expense
  • $8,107Net interest income
  • $5,961Provision for loan and lease losses
  • $160Total noninterest income
  • $818Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $64Additional noninterest income
  • $754Total noninterest expense
  • $4,507Salaries and employee benefits
  • $2,083Premises and equipment expense
  • $1,089Additional noninterest expense
  • $1,335Pre-tax net operating income
  • $2,112Securities gains (losses)
  • $305Applicable income taxes
  • $905Income before extraordinary items
  • $1,512Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,512Net charge-offs
  • $51Cash dividends
  • $1,512Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.65%Cost of funding earning assets
  • 3.83%Net interest margin
  • 2.82%Noninterest income to earning assets
  • 0.39%Noninterest expense to earning assets
  • 2.13%Net operating income to assets
  • 0.57%Return on assets (ROA)
  • 0.65%Pretax return on assets
  • 1.04%Return on equity (ROE)
  • 5.80%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.09%Credit loss provision to net charge-offs
  • 313.73%Efficiency ratio
  • 62,915Assets per employee
  • 4.24%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 100.00%Loss allowance to loans
  • 1.63%Loss allowance to noncurrent loans
  • 91.64%Noncurrent assets plus other real estate owned to assets
  • 1.43%Noncurrent loans to loans
  • 1.78%Net loans and leases to deposits
  • 33.29%Net loans and leases to core deposits
  • 36.63%Equity capital to assets
  • 10.96%Core capital (leverage) ratio
  • 10.40%Tier 1 risk-based capital ratio
  • 21.63%Total risk-based capital ratio
  • Memoranda
  • $22Average assets
  • $231,366Average earning assets
  • $26,056Average equity
  • $211,454Average loans

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