First Dakota National Bank in city_name, state_name - Detailed Financial Reports, Location

First Dakota National Bank in Yankton, South Dakota (SD)
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First Dakota National Bank routing number info

First Dakota National Bank - Overview

General
FDIC Certificate #: 4028
Status: Active
Federal Reserve ID: 441256
Bank Holding Company (Regulatory Top Holder): First Dakota Financial Corporation (RSSDID: 1404687, Location: Yankton, SD)
Date Established: December 07, 1872
WWW: http://www.firstdakota.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 14 (Domestic: 14, Interstate: No)
OTS Docket #: 11787
FDIC's unique #: 2609
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: July 17, 2009
Last Structure Change Process Date: July 21, 2009
Last Data Update: July 21, 2009
Data Source Date: April 05, 2012
Location
Address: 225 Cedar Street, Yankton, SD 57078
County: Yankton
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Sioux Falls
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Yankton, SD (#49460)
CBSA Micro Statistical Area: Yes
History of Changes
Office Purchased
Financial Summary
Total assets: $846.4 mil
Equity capital: $81.5 mil
Deposits held in domestic offices: $751.2 mil
Return on assets (ROA): 1.33% ($11.3 mil)
Quarterly return on assets: 1.24% ($10.5 mil)
Return on Equity (ROE): 13.39% ($11.0 mil)
Quarterly return on equity: 12.46% ($10.2 mil)
Net income: $10.6 mil
Quarterly Net income: $2.6 mil
Pretax return on assets: 2.03% ($17,182.3 mil)
Quarterly Pretax return on assets: 1.90% ($16,081.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
241Total employees (full-time equivalent)
$846,417Total assets
$25,995Cash and due from depository institutions
$4,804Interest-bearing balances
$112,891Securities
$0Federal funds sold & reverse repurchase agreements
$646,016Net loans & leases
$8,452Loan loss allowance
$0Trading account assets
$20,326Bank premises and fixed assets
$11,420Other real estate owned
$3,606Goodwill and other intangibles
$846,417Life insurance assets
$26,163All other assets
$764,876Total liabilities and capital
$751,183Total liabilities
$614,461Total deposits
$751,183Interest-bearing deposits
$84Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$10,059Trading liabilities
$0Other borrowed funds
$3,634Subordinated debt
$81,541All other liabilities
$81,541Total equity capital
$81,541Total bank equity capital
$0Perpetual preferred stock
$1,100Common stock
$15,334Surplus
$65,107Undivided profits
Memoranda
$0Noncurrent loans and leases
$5,466Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$12,101Income earned, not collected on loans
$0Earning assets
$5,335Long-term assets (5+ years)
$763,711Average Assets, year-to-date
$171,022Average Assets, quarterly
$798,065Volatile liabilities
$825,432Insider loans
$696,569FHLB advances
$818,408Loans and leases held for sale
$14,154Unused loan commitments
$13,304Tier 1 (core) risk-based capital
$76,818Tier 2 risk-based capital
$0Total risk weighted assets
$850Total unused commitments
$185,336Restructured Loans and leases
$7,981Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$42,149Total interest income
$6,339Total interest expense
$35,810Net interest income
$850Provision for loan and lease losses
$8,670Total noninterest income
$1,215Fiduciary activities
$2,114Service charges on deposit accounts
$0Trading account gains & fees
$5,341Additional noninterest income
$27,737Total noninterest expense
$17,960Salaries and employee benefits
$2,590Premises and equipment expense
$7,187Additional noninterest expense
$15,893Pre-tax net operating income
$276Securities gains (losses)
$5,577Applicable income taxes
$10,592Income before extraordinary items
$0Extraordinary gains - net
$10,592Net income attributable to bank
$0Net charge-offs
$10,592Cash dividends
$1,438Sale, conversion, retirement of capital stock, net
$4,200Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.83%Yield on earning assets
0.88%Cost of funding earning assets
4.95%Net interest margin
1.20%Noninterest income to earning assets
3.83%Noninterest expense to earning assets
1.30%Net operating income to assets
1.33%Return on assets (ROA)
2.03%Pretax return on assets
13.39%Return on equity (ROE)
8.08%Retained earnings to average equity (YTD only)
0.23%Net charge-offs to loans
59.11%Credit loss provision to net charge-offs
11.64%Efficiency ratio
62,358Assets per employee
3.51%Cash dividends to net income (YTD only)
Condition Ratios (%)
39.65%Loss allowance to loans
1.29%Loss allowance to noncurrent loans
69.85%Noncurrent assets plus other real estate owned to assets
2.78%Noncurrent loans to loans
1.85%Net loans and leases to deposits
86.00%Net loans and leases to core deposits
88.20%Equity capital to assets
9.63%Core capital (leverage) ratio
9.39%Tier 1 risk-based capital ratio
11.03%Total risk-based capital ratio
Memoranda
$12Average assets
$798,065Average earning assets
$79,117Average equity
$723,479Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$203,928Managed Assets
1Number of Accounts
$136,827Personal trust and agency accounts
$37,754Employee benefit-defined contribution accounts
$112Employee benefit-defined benefit accounts
$0Other retirement accounts
$20,441Corporate trust and agency accounts
$262Investment management agency accounts
$40,266Other fiduciary accounts
$37,782Fiduciary accounts held in foreign offices
$210Non-managed Assets
542Number of Accounts
$0Personal trust and agency accounts
$20,131Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$67,101Other retirement accounts
$4,443Corporate trust and agency accounts
$45,113Other fiduciary accounts
$12,360Fiduciary accounts held in foreign offices

List of branches

14 South Dakota Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	2609	First Dakota National Bank	225 Cedar Street, Yankton, SD 57078	December 07, 1872	Full Service Brick and Mortar
2	208700	First Dakota North Branch	2105 Broadway Avenue, Yankton, SD 57078	May 29, 1970	Full Service Brick and Mortar
4	208702	Vermillion Branch	111 Court Street, Vermillion, SD 57069	October 01, 1979	Full Service Brick and Mortar
5	2599	Salem Branch	301 North Main Street, Salem, SD 57058	July 09, 1925	Full Service Brick and Mortar
6	282078	Parkston Branch	109 Main Street, Parkston, SD 57366	July 18, 1955	Full Service Brick and Mortar
7	282077	Wagner Main Branch	10 High Ave Southwest, Wagner, SD 57380	July 18, 1955	Full Service Brick and Mortar
8	202229	Mitchell Branch	500 East Norway Avenue, Mitchell, SD 57301	August 06, 1999	Full Service Brick and Mortar
9	1111	Chamberlain Branch	201 North Courtland Street, Chamberlain, SD 57325	January 01, 1934	Full Service Brick and Mortar
10	189987	Kimball Branch	200 S. Main Street, Kimball, SD 57355	October 09, 1962	Full Service Brick and Mortar
11	365731	Mitchell North Main Branch	1712 North Main, Mitchell, SD 57301	November 18, 2002	Full Service Brick and Mortar
12	418439	Sioux Falls Main Branch	101 North Main Avenue, Sioux Falls, SD 57104	March 03, 2003	Full Service Brick and Mortar
13	419192	Sioux Falls South Louise Branch	2400 South Louise Avenue, Sioux Falls, SD 57106	June 02, 2003	Full Service Brick and Mortar
14	470510	Oacoma Branch	1000 East Sd Highway 16, Oacoma, SD 57365	December 03, 2007	Full Service Brick and Mortar
16	513415	Sioux Falls East Branch	6100 East Silver Maple Circle, Sioux Falls, SD 57110	September 27, 2010	Full Service Brick and Mortar

First Dakota National Bank in Yankton, South Dakota (SD)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Dakota National Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Dakota National Bank in Yankton, South Dakota (SD)Overview, Financial Summary, Detailed Financial Reports, Branches

First Dakota National Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Dakota National Bank in Yankton, South Dakota (SD)
Overview, Financial Summary, Detailed Financial Reports, Branches