First Eagle Bank in Hanover Park, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches


First Eagle Bank - Overview

  • General
  • FDIC Certificate #: 25883
    Status: Active
    Federal Reserve ID: 759045
    Bank Holding Company (Regulatory Top Holder): First Eagle Bancshares, Inc. (RSSDID: 1492956, Location: Hanover Park, IL)
    Date Established: Febuary 14, 1985
    WWW: http://www.febank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 10797
    FDIC's unique #: 32126
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: Febuary 14, 1985
    Last Structure Change Effective Date: June 28, 2007
    Last Structure Change Process Date: July 26, 2007
    Last Data Update: July 26, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 1040 East Lake Street, Hanover Park, IL 60133
    County: Dupage
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • History of Changes
  • Corrections
    Change in Primary Regulatory Agency
    Change in Supervisory Agency
    Institution Becomes a Member of FRS (Federal Reserve System)
  • Financial Summary
  • Total assets: $337.0 mil
    Equity capital: $52.8 mil
    Deposits held in domestic offices: $258.0 mil
    Return on assets (ROA): 2.34% ($7.9 mil)
    Quarterly return on assets: 3.13% ($10.5 mil)
    Return on Equity (ROE): 16.18% ($8.6 mil)
    Quarterly return on equity: 20.20% ($10.7 mil)
    Net income: $7.9 mil
    Quarterly Net income: $2.6 mil
    Pretax return on assets: 2.34% ($7,884.8 mil)
    Quarterly Pretax return on assets: 3.13% ($10,546.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 42Total employees (full-time equivalent)
  • $336,958Total assets
  • $4,026Cash and due from depository institutions
  • $1,240Interest-bearing balances
  • $112,731Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $197,508Net loans & leases
  • $5,793Loan loss allowance
  • $0Trading account assets
  • $6,807Bank premises and fixed assets
  • $1,943Other real estate owned
  • $1,303Goodwill and other intangibles
  • $336,958Life insurance assets
  • $12,640All other assets
  • $284,155Total liabilities and capital
  • $257,952Total liabilities
  • $247,581Total deposits
  • $257,952Interest-bearing deposits
  • $88Deposits held in domestic offices
  • 1930.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $20,833Trading liabilities
  • $0Other borrowed funds
  • $3,440Subordinated debt
  • $52,803All other liabilities
  • $52,803Total equity capital
  • $52,803Total bank equity capital
  • $0Perpetual preferred stock
  • $1,000Common stock
  • $14,594Surplus
  • $37,209Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $46Income earned, not collected on loans
  • $0Earning assets
  • $1,653Long-term assets (5+ years)
  • $311,479Average Assets, year-to-date
  • $71,165Average Assets, quarterly
  • $336,203Volatile liabilities
  • $335,674Insider loans
  • $250,840FHLB advances
  • $333,817Loans and leases held for sale
  • $7,805Unused loan commitments
  • $7,805Tier 1 (core) risk-based capital
  • $47,568Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $25,328Restructured Loans and leases
  • $3,591Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $16,324Total interest income
  • $2,967Total interest expense
  • $13,357Net interest income
  • $540Provision for loan and lease losses
  • $1,555Total noninterest income
  • $0Fiduciary activities
  • $615Service charges on deposit accounts
  • $0Trading account gains & fees
  • $940Additional noninterest income
  • $6,653Total noninterest expense
  • $3,764Salaries and employee benefits
  • $945Premises and equipment expense
  • $1,944Additional noninterest expense
  • $7,719Pre-tax net operating income
  • $160Securities gains (losses)
  • $0Applicable income taxes
  • $7,879Income before extraordinary items
  • $0Extraordinary gains - net
  • $7,879Net income attributable to bank
  • $0Net charge-offs
  • $7,879Cash dividends
  • $561Sale, conversion, retirement of capital stock, net
  • $2,345Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.32%Yield on earning assets
  • 0.97%Cost of funding earning assets
  • 4.36%Net interest margin
  • 0.51%Noninterest income to earning assets
  • 2.17%Noninterest expense to earning assets
  • 2.30%Net operating income to assets
  • 2.34%Return on assets (ROA)
  • 2.34%Pretax return on assets
  • 16.18%Return on equity (ROE)
  • 11.37%Retained earnings to average equity (YTD only)
  • 0.27%Net charge-offs to loans
  • 96.26%Credit loss provision to net charge-offs
  • 14.72%Efficiency ratio
  • 44,615Assets per employee
  • 8.02%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 29.76%Loss allowance to loans
  • 2.85%Loss allowance to noncurrent loans
  • 12593.48%Noncurrent assets plus other real estate owned to assets
  • 0.59%Noncurrent loans to loans
  • 0.02%Net loans and leases to deposits
  • 76.57%Net loans and leases to core deposits
  • 90.22%Equity capital to assets
  • 15.67%Core capital (leverage) ratio
  • 14.25%Tier 1 risk-based capital ratio
  • 18.96%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $336,203Average earning assets
  • $48,685Average equity
  • $306,695Average loans

List of branches

  • 2 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    032126First Eagle Bank1040 East Lake Street, Hanover Park, IL 60133Febuary 14, 1985Full Service Brick and Mortar
    1362391West Madison Branch1201 West Madison Street, Chicago, IL 60607October 01, 2001Full Service Brick and Mortar

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