First Federal Bank in city_name, state_name - Detailed Financial Reports, Location

First Federal Bank in Hazleton, Pennsylvania (PA)
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First Federal Bank - Overview

General
FDIC Certificate #: 29492
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Keystone Nazareth Bank & Trust Company (#28166)
Federal Reserve ID: 381370
Date Established: July 27, 1935
WWW: http://www.1stfederalbank.com
Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
OTS Docket #: 3545
FDIC's unique #: 42326
Numeric code: 37
Regulator: OTS
Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
FDIC Insured: Yes
SAIF Insured: Yes
Insured Savings Institution: Yes
Oakar Institutions: Yes
State Chartered: No
Date of Deposit Insurance: July 27, 1935
Last Structure Change Effective Date: May 20, 2005
Last Structure Change Process Date: June 02, 2005
Last Data Update: June 02, 2005
Data Source Date: April 05, 2012
Location
Address: 12 E Broad St, Hazleton, PA 18201
County: Luzerne
Quarterly Banking Profile Region: New York
FDIC Geographic Region: New York
FDIC Supervisory Region: New York
FDIC Field Office: Philadelphia
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Northeast
Metropolitan Statistical Area (MSA): Scranton--Wilkes-Barre--Hazleton, PA (#7560)
Core Based Statistical Area (CBSA): Scranton-Wilkes-Barre, PA (#42540)
CBSA Metro Statistical Area: Scranton-Wilkes-Barre, PA (#42540)
Financial Summary
Total assets: $801.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

Dollar figures in thousands
197Total employees (full-time equivalent)
$830,059Total assets
$17,119Cash and due from depository institutions
$11,565Interest-bearing balances
$329,516Securities
$26,000Federal funds sold & reverse repurchase agreements
$401,942Net loans & leases
$8,248Loan loss allowance
$0Trading account assets
$10,566Bank premises and fixed assets
$281Other real estate owned
$7,924Goodwill and other intangibles
$11,478Life insurance assets
$36,711All other assets
$830,059Total liabilities and capital
$761,898Total liabilities
$489,608Total deposits
$443,221Interest-bearing deposits
$489,608Deposits held in domestic offices
0.00%% insured (estimated)
$40,000Federal funds purchased & repurchase agreements
$0Trading liabilities
$224,904Other borrowed funds
$0Subordinated debt
$7,386All other liabilities
$68,161Total equity capital
$68,161Total bank equity capital
$68,161Perpetual preferred stock
$0Common stock
$3,100Surplus
$49,304Undivided profits
Memoranda
$15,757Noncurrent loans and leases
$77,989Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$4,935Earning assets
$70Long-term assets (5+ years)
$2,768Average Assets, year-to-date
$769,023Average Assets, quarterly
$0Volatile liabilities
$857,264Insider loans
$832,809FHLB advances
$395,863Loans and leases held for sale
$3,360Unused loan commitments
$223,467Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$77,989Total unused commitments
$0Restructured Loans and leases
$5,476Derivatives

Income and Expense (December 31, 2004)

Dollar figures in thousands
$39,849Total interest income
$18,412Total interest expense
$21,437Net interest income
$767Provision for loan and lease losses
$4,396Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$4,396Additional noninterest income
$19,789Total noninterest expense
$10,195Salaries and employee benefits
$3,587Premises and equipment expense
$6,007Additional noninterest expense
$5,277Pre-tax net operating income
$1,355Securities gains (losses)
$2,143Applicable income taxes
$4,489Income before extraordinary items
$0Extraordinary gains - net
$4,489Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$2,830Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2004)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.05%Yield on earning assets
2.33%Cost of funding earning assets
2.71%Net interest margin
0.56%Noninterest income to earning assets
2.51%Noninterest expense to earning assets
0.42%Net operating income to assets
0.52%Return on assets (ROA)
0.77%Pretax return on assets
6.71%Return on equity (ROE)
6.71%Retained earnings to average equity (YTD only)
0.65%Net charge-offs to loans
27.10%Credit loss provision to net charge-offs
2.14%Efficiency ratio
73,917Assets per employee
4.21%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
2.01%Loss allowance to noncurrent loans
167.13%Noncurrent assets plus other real estate owned to assets
0.63%Noncurrent loans to loans
1.20%Net loans and leases to deposits
82.09%Net loans and leases to core deposits
112.07%Equity capital to assets
8.21%Core capital (leverage) ratio
7.47%Tier 1 risk-based capital ratio
13.92%Total risk-based capital ratio
Memoranda
$15Average assets
$857,264Average earning assets
$66,855Average equity
$789,626Average loans

First Federal Bank in Hazleton, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Federal Bank - Overview

Assets and Liabilities (December 31, 2004)

Income and Expense (December 31, 2004)

Performance and Condition Ratios (December 31, 2004)

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First Federal Bank in Hazleton, Pennsylvania (PA)Overview, Financial Summary, Detailed Financial Reports, Branches

First Federal Bank - Overview

Assets and Liabilities (December 31, 2004)

Income and Expense (December 31, 2004)

Performance and Condition Ratios (December 31, 2004)

Comment about this bank, ask questions, or add new information about it:

First Federal Bank in Hazleton, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches