First Federal Capital Bank in city_name, state_name - Detailed Financial Reports, Location

First Federal Capital Bank in La Crosse, Wisconsin (WI)
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First Federal Capital Bank - Overview

General
FDIC Certificate #: 28981
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Associated Bank, National Association (#5296)
Federal Reserve ID: 751076
Date Established: June 01, 1934
WWW: http://www.firstfed.com
Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
OTS Docket #: 2720
FDIC's unique #: 41815
Numeric code: 33
Regulator: OTS
Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
FDIC Insured: Yes
SAIF Insured: Yes
Insured Savings Institution: Yes
Oakar Institutions: Yes
State Chartered: No
Date of Deposit Insurance: November 12, 1934
Last Structure Change Effective Date: Febuary 19, 2005
Last Structure Change Process Date: April 15, 2005
Last Data Update: April 15, 2005
Data Source Date: April 05, 2012
Location
Address: 605 State Street, La Crosse, WI 54601
County: La Crosse
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Madison
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): La Crosse, WI-MN (#3870)
Core Based Statistical Area (CBSA): La Crosse, WI-MN (#29100)
CBSA Metro Statistical Area: La Crosse, WI-MN (#29100)
Financial Summary
Total assets: $4,109.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

Dollar figures in thousands
1,264Total employees (full-time equivalent)
$4,109,173Total assets
$103,400Cash and due from depository institutions
$7,442Interest-bearing balances
$617,786Securities
$0Federal funds sold & reverse repurchase agreements
$2,710,431Net loans & leases
$14,750Loan loss allowance
$0Trading account assets
$50,172Bank premises and fixed assets
$1,938Other real estate owned
$498,370Goodwill and other intangibles
$27,127Life insurance assets
$127,076All other assets
$4,109,173Total liabilities and capital
$3,455,645Total liabilities
$2,557,033Total deposits
$2,181,074Interest-bearing deposits
$2,557,033Deposits held in domestic offices
0.00%% insured (estimated)
$167,950Federal funds purchased & repurchase agreements
$0Trading liabilities
$665,657Other borrowed funds
$0Subordinated debt
$65,005All other liabilities
$653,528Total equity capital
$653,528Total bank equity capital
$653,528Perpetual preferred stock
$0Common stock
$100Surplus
$644,446Undivided profits
Memoranda
$8,982Noncurrent loans and leases
$303,241Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$15,957Earning assets
$0Long-term assets (5+ years)
$17,111Average Assets, year-to-date
$3,335,659Average Assets, quarterly
$0Volatile liabilities
$3,731,637Insider loans
$3,933,064FHLB advances
$1,357,871Loans and leases held for sale
$0Unused loan commitments
$465,653Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$303,241Total unused commitments
$0Restructured Loans and leases
$14,750Derivatives

Income and Expense (December 31, 2004)

Dollar figures in thousands
$173,042Total interest income
$57,229Total interest expense
$115,813Net interest income
$13,544Provision for loan and lease losses
$52,264Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$52,264Additional noninterest income
$117,726Total noninterest expense
$73,834Salaries and employee benefits
$14,341Premises and equipment expense
$29,551Additional noninterest expense
$36,807Pre-tax net operating income
$16,063Securities gains (losses)
$18,794Applicable income taxes
$34,076Income before extraordinary items
$0Extraordinary gains - net
$34,076Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$12,825Sale, conversion, retirement of capital stock, net
$30,000Net operating income

Performance and Condition Ratios (December 31, 2004)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.31%Yield on earning assets
1.76%Cost of funding earning assets
3.56%Net interest margin
1.61%Noninterest income to earning assets
3.62%Noninterest expense to earning assets
0.64%Net operating income to assets
0.91%Return on assets (ROA)
1.42%Pretax return on assets
9.06%Return on equity (ROE)
1.08%Retained earnings to average equity (YTD only)
0.48%Net charge-offs to loans
105.61%Credit loss provision to net charge-offs
3.93%Efficiency ratio
68,545Assets per employee
3.25%Cash dividends to net income (YTD only)
Condition Ratios (%)
88.04%Loss allowance to loans
0.54%Loss allowance to noncurrent loans
92.44%Noncurrent assets plus other real estate owned to assets
0.43%Noncurrent loans to loans
0.59%Net loans and leases to deposits
106.00%Net loans and leases to core deposits
133.34%Equity capital to assets
15.90%Core capital (leverage) ratio
5.16%Tier 1 risk-based capital ratio
9.15%Total risk-based capital ratio
Memoranda
$10Average assets
$3,731,637Average earning assets
$375,965Average equity
$3,256,092Average loans

First Federal Capital Bank in La Crosse, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Federal Capital Bank - Overview

Assets and Liabilities (December 31, 2004)

Income and Expense (December 31, 2004)

Performance and Condition Ratios (December 31, 2004)

Comment about this bank, ask questions, or add new information about it:

First Federal Capital Bank in La Crosse, Wisconsin (WI)Overview, Financial Summary, Detailed Financial Reports, Branches

First Federal Capital Bank - Overview

Assets and Liabilities (December 31, 2004)

Income and Expense (December 31, 2004)

Performance and Condition Ratios (December 31, 2004)

Comment about this bank, ask questions, or add new information about it:

First Federal Capital Bank in La Crosse, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches