First Federal Savings Bank in city_name, state_name - Detailed Financial Reports, Location

First Federal Savings Bank in Evansville, Indiana (IN)
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First Federal Savings Bank routing number info

First Federal Savings Bank - Overview

General
FDIC Certificate #: 29056
Status: Active
Federal Reserve ID: 613679
Bank Holding Company (Regulatory Top Holder): First Bancorp Of Indiana, Inc. (RSSDID: 3832284, Location: Evansville, IN)
Date Established: July 01, 1934
WWW: http://www.firstfedevansville.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 9 (Domestic: 9, Interstate: No)
OTS Docket #: 2838
FDIC's unique #: 41890
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: All Other Specialization < 1 Billion
Date of Deposit Insurance: October 27, 1934
Last Structure Change Effective Date: October 31, 2011
Last Structure Change Process Date: November 29, 2011
Last Data Update: November 29, 2011
Data Source Date: April 05, 2012
Location
Address: 5001 Davis Lant Drive, Evansville, IN 47715
County: Vanderburgh
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Indianapolis
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Evansville-Henderson, IN-KY (#2440)
Core Based Statistical Area (CBSA): Evansville, IN-KY (#21780)
CBSA Metro Statistical Area: Evansville, IN-KY (#21780)
History of Changes
Corrections
Change in Primary Regulatory Agency
Change in Supervisory Agency
Financial Summary
Total assets: $376.9 mil
Equity capital: $38.3 mil
Deposits held in domestic offices: $267.9 mil
Return on assets (ROA): 0.40% ($1.5 mil)
Quarterly return on assets: 0.46% ($1.7 mil)
Return on Equity (ROE): 3.79% ($1.4 mil)
Quarterly return on equity: 4.40% ($1.7 mil)
Net income: $1.4 mil
Quarterly Net income: $0.4 mil
Pretax return on assets: 0.46% ($1,733.9 mil)
Quarterly Pretax return on assets: 0.56% ($2,110.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
99Total employees (full-time equivalent)
$376,935Total assets
$35,711Cash and due from depository institutions
$33,582Interest-bearing balances
$130,329Securities
$10,000Federal funds sold & reverse repurchase agreements
$165,321Net loans & leases
$2,057Loan loss allowance
$0Trading account assets
$9,126Bank premises and fixed assets
$3,050Other real estate owned
$7,636Goodwill and other intangibles
$376,935Life insurance assets
$15,762All other assets
$338,617Total liabilities and capital
$267,853Total liabilities
$246,245Total deposits
$267,853Interest-bearing deposits
$75Deposits held in domestic offices
8000.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$60,000Trading liabilities
$0Other borrowed funds
$2,764Subordinated debt
$38,318All other liabilities
$38,318Total equity capital
$38,318Total bank equity capital
$0Perpetual preferred stock
$1Common stock
$24,876Surplus
$13,441Undivided profits
Memoranda
$0Noncurrent loans and leases
$1,938Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,840Income earned, not collected on loans
$0Earning assets
$1,264Long-term assets (5+ years)
$339,232Average Assets, year-to-date
$174,379Average Assets, quarterly
$352,638Volatile liabilities
$364,879Insider loans
$232,005FHLB advances
$363,624Loans and leases held for sale
$7,166Unused loan commitments
$7,166Tier 1 (core) risk-based capital
$31,952Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$24,307Restructured Loans and leases
$2,191Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$13,995Total interest income
$4,914Total interest expense
$9,081Net interest income
$550Provision for loan and lease losses
$3,021Total noninterest income
$0Fiduciary activities
$832Service charges on deposit accounts
$0Trading account gains & fees
$2,189Additional noninterest income
$9,723Total noninterest expense
$5,039Salaries and employee benefits
$1,361Premises and equipment expense
$3,323Additional noninterest expense
$1,829Pre-tax net operating income
-$197Securities gains (losses)
$222Applicable income taxes
$1,410Income before extraordinary items
$0Extraordinary gains - net
$1,410Net income attributable to bank
$0Net charge-offs
$1,410Cash dividends
$511Sale, conversion, retirement of capital stock, net
$1,250Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.44%Yield on earning assets
1.56%Cost of funding earning assets
2.88%Net interest margin
0.96%Noninterest income to earning assets
3.09%Noninterest expense to earning assets
0.45%Net operating income to assets
0.40%Return on assets (ROA)
0.46%Pretax return on assets
3.79%Return on equity (ROE)
0.43%Retained earnings to average equity (YTD only)
0.32%Net charge-offs to loans
107.63%Credit loss provision to net charge-offs
4.66%Efficiency ratio
79,565Assets per employee
3.81%Cash dividends to net income (YTD only)
Condition Ratios (%)
88.65%Loss allowance to loans
1.23%Loss allowance to noncurrent loans
111.79%Noncurrent assets plus other real estate owned to assets
2.05%Noncurrent loans to loans
1.10%Net loans and leases to deposits
61.72%Net loans and leases to core deposits
62.51%Equity capital to assets
10.17%Core capital (leverage) ratio
8.79%Tier 1 risk-based capital ratio
13.77%Total risk-based capital ratio
Memoranda
$15Average assets
$352,638Average earning assets
$37,250Average equity
$314,922Average loans

List of branches

9 Indiana Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	41890	First Federal Savings Bank	5001 Davis Lant Drive, Evansville, IN 47715	July 01, 1934	Full Service Brick and Mortar
101	272607	2200 W. Franklin St. Branch	2200 W. Franklin St., Evansville, IN 47712	July 01, 1934	Full Service Brick and Mortar
102	272608	First Avenue Branch	4451 First Avenue, Evansville, IN 47710	November 10, 1997	Full Service Brick and Mortar
103	263232	University Avenue Branch	4615 University Drive, Evansville, IN 47712	June 30, 1988	Full Service Brick and Mortar
104	263236	Bellemeade Avenue Branch	4601 Bellemeade Avenue, Evansville, IN 47714	June 26, 1998	Full Service Brick and Mortar
105	446140	Bell Oaks Drive Branch	8388 Bell Oaks Drive, Newburgh, IN 47630	November 13, 2000	Full Service Brick and Mortar
108	464470	2950 St Philip Road South	2950 St Philip Road South, Evansville, IN 47712	November 01, 2005	Full Service Brick and Mortar
109	495139	Petersburg Main Street Branch	501 E Main St, Petersburg, IN 47567	October 01, 2006	Full Service Brick and Mortar
110	495140	Van Trees Street Branch	200 E Van Trees St, Washington, IN 47501	October 10, 2006	Full Service Brick and Mortar

First Federal Savings Bank in Evansville, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Federal Savings Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Federal Savings Bank in Evansville, Indiana (IN)Overview, Financial Summary, Detailed Financial Reports, Branches

First Federal Savings Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Federal Savings Bank in Evansville, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches