First Federal Savings Bank of Barrington in Barrington, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 06, 1996

  • First Federal Savings Bank of Barrington in Barrington, Illinois (IL)
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First Federal Savings Bank of Barrington - Overview

  • General
  • FDIC Certificate #: 29109
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank One, National Association (#3618)
    Federal Reserve ID: 814878
    Date Established: August 01, 1934
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 2925
    FDIC's unique #: 41943
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: November 23, 1934
    Last Structure Change Effective Date: June 06, 1996
    Last Structure Change Process Date: June 26, 1996
    Last Data Update: June 26, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 120 South Hough St, Barrington, IL 60010
    County: Lake
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Lake County-Kenosha County, IL-WI (#29404)
  • Financial Summary
  • Total assets: $69.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $18Total assets
  • $70,136Cash and due from depository institutions
  • $5,377Interest-bearing balances
  • $4,198Securities
  • $10,026Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $52,708Loan loss allowance
  • $373Trading account assets
  • $0Bank premises and fixed assets
  • $1,076Other real estate owned
  • $0Goodwill and other intangibles
  • $949Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $70,137Total liabilities
  • $61,231Total deposits
  • $58,917Interest-bearing deposits
  • $56,515Deposits held in domestic offices
  • 58917.00%% insured (estimated)
  • $89Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $1,429Subordinated debt
  • $0All other liabilities
  • $885Total equity capital
  • $885Total bank equity capital
  • $8,906Perpetual preferred stock
  • $0Common stock
  • $7Surplus
  • $4,245Undivided profits
  • Memoranda
  • $4,654Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $377Income earned, not collected on loans
  • $283Earning assets
  • $66,932Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $68,537Average Assets, quarterly
  • $68,969Volatile liabilities
  • $13,619Insider loans
  • $196FHLB advances
  • $1,000Loans and leases held for sale
  • $0Unused loan commitments
  • $2,565Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $8,903Total risk weighted assets
  • $32,396Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $4,903Total interest expense
  • $2,777Net interest income
  • $2,126Provision for loan and lease losses
  • -$9Total noninterest income
  • $103Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $103Total noninterest expense
  • $1,519Salaries and employee benefits
  • $922Premises and equipment expense
  • $248Additional noninterest expense
  • $349Pre-tax net operating income
  • $719Securities gains (losses)
  • $0Applicable income taxes
  • $270Income before extraordinary items
  • $449Extraordinary gains - net
  • $0Net income attributable to bank
  • $449Net charge-offs
  • $28Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.59%Cost of funding earning assets
  • 4.30%Net interest margin
  • 3.29%Noninterest income to earning assets
  • 0.16%Noninterest expense to earning assets
  • 2.35%Net operating income to assets
  • 0.66%Return on assets (ROA)
  • 0.66%Pretax return on assets
  • 1.05%Return on equity (ROE)
  • 5.14%Retained earnings to average equity (YTD only)
  • 5.14%Net charge-offs to loans
  • 0.05%Credit loss provision to net charge-offs
  • -32.14%Efficiency ratio
  • 68,147Assets per employee
  • 3.90%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.70%Loss allowance to noncurrent loans
  • 98.94%Noncurrent assets plus other real estate owned to assets
  • 0.54%Noncurrent loans to loans
  • 0.71%Net loans and leases to deposits
  • 89.46%Net loans and leases to core deposits
  • 112.80%Equity capital to assets
  • 12.70%Core capital (leverage) ratio
  • 12.69%Tier 1 risk-based capital ratio
  • 27.48%Total risk-based capital ratio
  • Memoranda
  • $29Average assets
  • $68,537Average earning assets
  • $8,736Average equity
  • $64,620Average loans

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