First Federal Savings and Loan Association of Pekin - Overview
General
FDIC Certificate #: 30132 Status: Active Federal Reserve ID: 745776 Date Established: January 01, 1893 WWW:http://www.firstfedpekin.com Trust Powers Granted: No Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS) Offices: 1 (Domestic: 1, Interstate: No) OTS Docket #: 4812 FDIC's unique #: 42966 Numeric code: 38 Regulator: OCC Insurance Fund Membership: Deposit Insurance Fund (DIF) FDIC Insured: Yes Insured Savings Institution: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: No Subchapter S Corporations: No Asset Concentration Hierarchy: Mortgage Lending Specialization Date of Deposit Insurance: October 30, 1950 Last Structure Change Effective Date: July 21, 2011 Last Structure Change Process Date: July 21, 2011 Last Data Update: July 21, 2011 Data Source Date: April 05, 2012
Location
Address: 532 Court Street, Pekin, IL 61554 County: Tazewell Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Springfield Il Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Metropolitan Statistical Area (MSA): Peoria-Pekin, IL (#6120) Combined Statistical Area (CSA): Peoria-Canton, IL (#426) Core Based Statistical Area (CBSA): Peoria, IL (#37900) CBSA Metro Statistical Area: Peoria, IL (#37900)
History of Changes
Change in Primary Regulatory Agency
Financial Summary
Total assets: $26.7 mil Equity capital: $2.1 mil Deposits held in domestic offices: $21.3 mil Return on assets (ROA): 0.50% ($0.1 mil) Quarterly return on assets: 0.32% ($0.1 mil) Return on Equity (ROE): 6.97% ($0.1 mil) Quarterly return on equity: 4.26% ($0.1 mil) Net income: $0.1 mil Quarterly Net income: $0.0 mil Pretax return on assets: 0.50% ($133.7 mil) Quarterly Pretax return on assets: 0.32% ($85.6 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
10Total employees (full-time equivalent)
$26,739Total assets
$2,662Cash and due from depository institutions
$1,438Interest-bearing balances
$780Securities
$0Federal funds sold & reverse repurchase agreements
$22,104Net loans & leases
$190Loan loss allowance
$0Trading account assets
$410Bank premises and fixed assets
$194Other real estate owned
$0Goodwill and other intangibles
$26,739Life insurance assets
$589All other assets
$24,662Total liabilities and capital
$21,281Total liabilities
$20,564Total deposits
$21,281Interest-bearing deposits
$100Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$3,300Trading liabilities
$0Other borrowed funds
$81Subordinated debt
$2,077All other liabilities
$2,077Total equity capital
$2,077Total bank equity capital
$0Perpetual preferred stock
$0Common stock
$0Surplus
$2,077Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$45Income earned, not collected on loans
$0Earning assets
$105Long-term assets (5+ years)
$24,322Average Assets, year-to-date
$0Average Assets, quarterly
$27,758Volatile liabilities
$27,117Insider loans
$14,194FHLB advances
$26,736Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$2,075Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$1,151Restructured Loans and leases
$884Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$1,445Total interest income
$376Total interest expense
$1,069Net interest income
$48Provision for loan and lease losses
$53Total noninterest income
$0Fiduciary activities
$11Service charges on deposit accounts
$0Trading account gains & fees
$42Additional noninterest income
$934Total noninterest expense
$472Salaries and employee benefits
$175Premises and equipment expense
$287Additional noninterest expense
$140Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$140Income before extraordinary items
$0Extraordinary gains - net
$140Net income attributable to bank
$0Net charge-offs
$140Cash dividends
$2Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
5.71%Yield on earning assets
1.49%Cost of funding earning assets
4.22%Net interest margin
0.21%Noninterest income to earning assets
3.69%Noninterest expense to earning assets
0.50%Net operating income to assets
0.50%Return on assets (ROA)
0.50%Pretax return on assets
6.97%Return on equity (ROE)
6.97%Retained earnings to average equity (YTD only)
0.01%Net charge-offs to loans
2400.00%Credit loss provision to net charge-offs
94.00%Efficiency ratio
83,244Assets per employee
2.67%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
0.85%Loss allowance to noncurrent loans
422.22%Noncurrent assets plus other real estate owned to assets
0.89%Noncurrent loans to loans
0.20%Net loans and leases to deposits
103.87%Net loans and leases to core deposits
105.11%Equity capital to assets
7.77%Core capital (leverage) ratio
7.76%Tier 1 risk-based capital ratio
14.62%Total risk-based capital ratio
Memoranda
$16Average assets
$27,758Average earning assets
$2,009Average equity
$25,318Average loans
List of branches
1 Illinois Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
42966
First Federal Savings And Loan Assoc
532 Court Street, Pekin, IL 61554
January 01, 1893
Full Service Brick and Mortar
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First Federal Savings and Loan Association of Pekin
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