First Fidelity Bank in city_name, state_name - Detailed Financial Reports, Location

First Fidelity Bank in Burke, South Dakota (SD)
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First Fidelity Bank routing number info

First Fidelity Bank - Overview

General
FDIC Certificate #: 1122
Status: Active
Federal Reserve ID: 80150
Bank Holding Company (Regulatory Top Holder): Fidelity Corporation (RSSDID: 1121788, Location: Burke, SD)
Date Established: January 01, 1905
WWW: http://www.ffb-sd.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 7 (Domestic: 7, Interstate: No)
FDIC's unique #: 764
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: December 30, 2006
Last Structure Change Process Date: January 25, 2007
Last Data Update: January 25, 2007
Data Source Date: April 05, 2012
Location
Address: Main Street, Burke, SD 57523
County: Gregory
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Sioux Falls
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
History of Changes
Office Purchased
Financial Summary
Total assets: $310.7 mil
Equity capital: $30.5 mil
Deposits held in domestic offices: $269.7 mil
Return on assets (ROA): 1.61% ($5.0 mil)
Quarterly return on assets: 1.48% ($4.6 mil)
Return on Equity (ROE): 15.78% ($4.9 mil)
Quarterly return on equity: 14.43% ($4.5 mil)
Net income: $4.8 mil
Quarterly Net income: $1.1 mil
Pretax return on assets: 1.68% ($5,220.6 mil)
Quarterly Pretax return on assets: 1.51% ($4,692.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
75Total employees (full-time equivalent)
$310,748Total assets
$16,537Cash and due from depository institutions
$4,032Interest-bearing balances
$173,240Securities
$3,527Federal funds sold & reverse repurchase agreements
$109,052Net loans & leases
$187Loan loss allowance
$0Trading account assets
$3,585Bank premises and fixed assets
$82Other real estate owned
$0Goodwill and other intangibles
$310,748Life insurance assets
$4,725All other assets
$280,242Total liabilities and capital
$269,730Total liabilities
$203,470Total deposits
$269,730Interest-bearing deposits
$85Deposits held in domestic offices
10000.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$127Trading liabilities
$0Other borrowed funds
$385Subordinated debt
$30,506All other liabilities
$30,506Total equity capital
$30,506Total bank equity capital
$0Perpetual preferred stock
$1,000Common stock
$1,000Surplus
$28,506Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,446Income earned, not collected on loans
$137Earning assets
$3,063Long-term assets (5+ years)
$289,851Average Assets, year-to-date
$53,714Average Assets, quarterly
$299,651Volatile liabilities
$303,810Insider loans
$260,349FHLB advances
$306,836Loans and leases held for sale
$745Unused loan commitments
$745Tier 1 (core) risk-based capital
$32,337Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$36,259Restructured Loans and leases
$175Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$11,256Total interest income
$1,867Total interest expense
$9,389Net interest income
$60Provision for loan and lease losses
$2,114Total noninterest income
$0Fiduciary activities
$725Service charges on deposit accounts
$0Trading account gains & fees
$1,389Additional noninterest income
$6,885Total noninterest expense
$4,624Salaries and employee benefits
$736Premises and equipment expense
$1,525Additional noninterest expense
$4,558Pre-tax net operating income
$463Securities gains (losses)
$191Applicable income taxes
$4,830Income before extraordinary items
$0Extraordinary gains - net
$4,830Net income attributable to bank
$0Net charge-offs
$4,830Cash dividends
$24Sale, conversion, retirement of capital stock, net
$4,500Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.01%Yield on earning assets
0.67%Cost of funding earning assets
3.35%Net interest margin
0.75%Noninterest income to earning assets
2.45%Noninterest expense to earning assets
1.46%Net operating income to assets
1.61%Return on assets (ROA)
1.68%Pretax return on assets
15.78%Return on equity (ROE)
1.08%Retained earnings to average equity (YTD only)
0.02%Net charge-offs to loans
250.00%Credit loss provision to net charge-offs
192.42%Efficiency ratio
59,141Assets per employee
4.14%Cash dividends to net income (YTD only)
Condition Ratios (%)
93.17%Loss allowance to loans
0.17%Loss allowance to noncurrent loans
12.93%Noncurrent assets plus other real estate owned to assets
0.49%Noncurrent loans to loans
1.32%Net loans and leases to deposits
40.43%Net loans and leases to core deposits
43.04%Equity capital to assets
9.82%Core capital (leverage) ratio
10.54%Tier 1 risk-based capital ratio
12.42%Total risk-based capital ratio
Memoranda
$12Average assets
$299,651Average earning assets
$30,613Average equity
$280,459Average loans

List of branches

7 South Dakota Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	764	First Fidelity Bank	Main Street, Burke, SD 57523	January 01, 1905	Full Service Brick and Mortar
1	187926	Bonesteel Branch	Main Street, Bonesteel, SD 57317	May 14, 1940	Full Service Brick and Mortar
2	187927	Platte Branch	Main Street, Platte, SD 57369	October 08, 1973	Full Service Brick and Mortar
3	208695	Gregory Branch	113 East 6th Street, Gregory, SD 57533	April 12, 1976	Full Service Brick and Mortar
4	10337	Colome Branch	Main Street, Colome, SD 57528	Febuary 03, 1944	Full Service Brick and Mortar
5	1106	Murdo Branch	Main Street, Murdo, SD 57559	March 17, 1906	Full Service Brick and Mortar
6	12546	Winner Branch	246 West Second Street, Winner, SD 57580	January 02, 1963	Full Service Brick and Mortar

First Fidelity Bank in Burke, South Dakota (SD)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Fidelity Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Fidelity Bank in Burke, South Dakota (SD)Overview, Financial Summary, Detailed Financial Reports, Branches

First Fidelity Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Fidelity Bank in Burke, South Dakota (SD)
Overview, Financial Summary, Detailed Financial Reports, Branches