First Financial Bank in city_name, state_name - Detailed Financial Reports, Location

First Financial Bank in Stevens Point, Wisconsin (WI)
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First Financial Bank - Overview

General
FDIC Certificate #: 28939
Status: Inactive
Closing history: Office Sold
Acquiring institution: Associated Bank Milwaukee (#1509)
Federal Reserve ID: 713878
Date Established: June 01, 1934
Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
OTS Docket #: 2650
FDIC's unique #: 41773
Numeric code: 33
Regulator: OTS
Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
FDIC Insured: Yes
SAIF Insured: Yes
Insured Savings Institution: Yes
State Chartered: No
Date of Deposit Insurance: October 29, 1934
Last Structure Change Effective Date: November 12, 1998
Last Structure Change Process Date: December 14, 1998
Last Data Update: December 14, 1998
Data Source Date: April 05, 2012
Location
Address: 1305 Main Street, Stevens Point, WI 54481
County: Portage
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Appleton
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Core Based Statistical Area (CBSA): Stevens Point, WI (#44620)
CBSA Micro Statistical Area: Yes
History of Changes
Merger - Without Assistance
Corrections
Office Sold
Financial Summary
Total assets: $5,691.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

Dollar figures in thousands
1,603Total employees (full-time equivalent)
$5,909,310Total assets
$106,620Cash and due from depository institutions
$1,219Interest-bearing balances
$2,009,669Securities
$23,913Federal funds sold & reverse repurchase agreements
$3,580,232Net loans & leases
$39,408Loan loss allowance
$0Trading account assets
$58,150Bank premises and fixed assets
$3,974Other real estate owned
$17,593Goodwill and other intangibles
$0Life insurance assets
$109,159All other assets
$5,909,310Total liabilities and capital
$5,531,591Total liabilities
$4,629,403Total deposits
$4,428,226Interest-bearing deposits
$4,629,403Deposits held in domestic offices
0.00%% insured (estimated)
$300,407Federal funds purchased & repurchase agreements
$0Trading liabilities
$540,432Other borrowed funds
$0Subordinated debt
$61,349All other liabilities
$377,719Total equity capital
$377,719Total bank equity capital
$377,719Perpetual preferred stock
$0Common stock
$2Surplus
$125,156Undivided profits
Memoranda
$252,561Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$17,813Earning assets
$0Long-term assets (5+ years)
$25,617Average Assets, year-to-date
$5,615,033Average Assets, quarterly
$0Volatile liabilities
$5,868,399Insider loans
$5,941,481FHLB advances
$1,251,775Loans and leases held for sale
$487Unused loan commitments
$530,868Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$1,315,545Total unused commitments
$0Restructured Loans and leases
$2,909,800Derivatives

Income and Expense (December 31, 1997)

Dollar figures in thousands
$440,637Total interest income
$253,521Total interest expense
$187,116Net interest income
$60,740Provision for loan and lease losses
$47,904Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$47,904Additional noninterest income
$127,191Total noninterest expense
$50,829Salaries and employee benefits
$21,230Premises and equipment expense
$55,132Additional noninterest expense
$47,089Pre-tax net operating income
$5,784Securities gains (losses)
$37,194Applicable income taxes
$15,679Income before extraordinary items
$0Extraordinary gains - net
$15,679Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$9,414Sale, conversion, retirement of capital stock, net
$21,000Net operating income

Performance and Condition Ratios (December 31, 1997)

Dollar figures in thousands
Performance Ratios (%, annualized)
7.95%Yield on earning assets
4.57%Cost of funding earning assets
3.38%Net interest margin
0.86%Noninterest income to earning assets
2.29%Noninterest expense to earning assets
0.20%Net operating income to assets
0.27%Return on assets (ROA)
0.90%Pretax return on assets
4.06%Return on equity (ROE)
-1.38%Retained earnings to average equity (YTD only)
0.27%Net charge-offs to loans
645.21%Credit loss provision to net charge-offs
11.45%Efficiency ratio
52,635Assets per employee
3.69%Cash dividends to net income (YTD only)
Condition Ratios (%)
133.94%Loss allowance to loans
1.09%Loss allowance to noncurrent loans
221.23%Noncurrent assets plus other real estate owned to assets
0.36%Noncurrent loans to loans
0.49%Net loans and leases to deposits
77.34%Net loans and leases to core deposits
84.87%Equity capital to assets
6.39%Core capital (leverage) ratio
6.11%Tier 1 risk-based capital ratio
12.38%Total risk-based capital ratio
Memoranda
$14Average assets
$5,868,399Average earning assets
$386,068Average equity
$5,543,243Average loans

First Financial Bank in Stevens Point, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Financial Bank - Overview

Assets and Liabilities (December 31, 1997)

Income and Expense (December 31, 1997)

Performance and Condition Ratios (December 31, 1997)

Comment about this bank, ask questions, or add new information about it:

First Financial Bank in Stevens Point, Wisconsin (WI)Overview, Financial Summary, Detailed Financial Reports, Branches

First Financial Bank - Overview

Assets and Liabilities (December 31, 1997)

Income and Expense (December 31, 1997)

Performance and Condition Ratios (December 31, 1997)

Comment about this bank, ask questions, or add new information about it:

First Financial Bank in Stevens Point, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches