First National Bank in Mountain View, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 24, 2009

  • First National Bank in Mountain View, Missouri (MO)
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First National Bank - Overview

  • General
  • FDIC Certificate #: 12216
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Landmark Bank, National Association (#4537)
    Federal Reserve ID: 43155
    Date Established: January 04, 1904
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 7 (Interstate: No)
    FDIC's unique #: 7762
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: April 24, 2009
    Last Structure Change Process Date: May 13, 2009
    Last Data Update: May 13, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 105 West 6th Street, Mountain View, MO 65548
    County: Howell
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): West Plains, MO (#48460)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $300.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2008)

  • Dollar figures in thousands
  • 130Total employees (full-time equivalent)
  • $294,255Total assets
  • $12,210Cash and due from depository institutions
  • $7,699Interest-bearing balances
  • $9,750Securities
  • $1,000Federal funds sold & reverse repurchase agreements
  • $251,023Net loans & leases
  • $3,418Loan loss allowance
  • $0Trading account assets
  • $11,579Bank premises and fixed assets
  • $3,098Other real estate owned
  • $0Goodwill and other intangibles
  • $380Life insurance assets
  • $5,595All other assets
  • $294,254Total liabilities and capital
  • $272,659Total liabilities
  • $260,016Total deposits
  • $223,624Interest-bearing deposits
  • $260,016Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $10,700Other borrowed funds
  • $0Subordinated debt
  • $1,943All other liabilities
  • $21,595Total equity capital
  • $21,595Total bank equity capital
  • $21,595Perpetual preferred stock
  • $0Common stock
  • $1,932Surplus
  • $4,894Undivided profits
  • Memoranda
  • $14,769Noncurrent loans and leases
  • $42,201Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,581Earning assets
  • $0Long-term assets (5+ years)
  • $1,971Average Assets, year-to-date
  • $269,472Average Assets, quarterly
  • $22,621Volatile liabilities
  • $290,535Insider loans
  • $293,574FHLB advances
  • $46,817Loans and leases held for sale
  • $12,110Unused loan commitments
  • $10,700Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $42,201Total unused commitments
  • $3Restructured Loans and leases
  • $2,971Derivatives

Income and Expense (December 31, 2008)

  • Dollar figures in thousands
  • $19,163Total interest income
  • $7,036Total interest expense
  • $12,127Net interest income
  • $1,748Provision for loan and lease losses
  • $3,823Total noninterest income
  • $87Fiduciary activities
  • $3,003Service charges on deposit accounts
  • $0Trading account gains & fees
  • $733Additional noninterest income
  • $12,432Total noninterest expense
  • $5,914Salaries and employee benefits
  • $1,397Premises and equipment expense
  • $5,121Additional noninterest expense
  • $1,770Pre-tax net operating income
  • $0Securities gains (losses)
  • $628Applicable income taxes
  • $1,142Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,142Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $1,497Sale, conversion, retirement of capital stock, net
  • $750Net operating income

Performance and Condition Ratios (December 31, 2008)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.22%Yield on earning assets
  • 2.65%Cost of funding earning assets
  • 4.57%Net interest margin
  • 1.44%Noninterest income to earning assets
  • 4.69%Noninterest expense to earning assets
  • 0.39%Net operating income to assets
  • 0.39%Return on assets (ROA)
  • 0.61%Pretax return on assets
  • 5.27%Return on equity (ROE)
  • 1.81%Retained earnings to average equity (YTD only)
  • 0.59%Net charge-offs to loans
  • 116.77%Credit loss provision to net charge-offs
  • 2.35%Efficiency ratio
  • 77,944Assets per employee
  • 2.26%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 65.67%Loss allowance to loans
  • 1.34%Loss allowance to noncurrent loans
  • 216.19%Noncurrent assets plus other real estate owned to assets
  • 1.59%Noncurrent loans to loans
  • 0.62%Net loans and leases to deposits
  • 96.54%Net loans and leases to core deposits
  • 117.74%Equity capital to assets
  • 7.34%Core capital (leverage) ratio
  • 7.38%Tier 1 risk-based capital ratio
  • 9.16%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $290,535Average earning assets
  • $21,662Average equity
  • $265,301Average loans

Total Fiduciary and Related Assets (December 31, 2008)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $8,111Managed Assets
  • 1Number of Accounts
  • $3,698Personal trust and agency accounts
  • $3,000Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $698Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 25Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $4,413Other retirement accounts
  • $0Corporate trust and agency accounts
  • $4,413Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

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