FDIC Certificate #: 13593 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:First National Bank (#22391) Federal Reserve ID: 94447 Date Established: May 01, 1904 WWW:http://www.fnbmtida.com Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 2 (Interstate: No) OTS Docket #: 9855 FDIC's unique #: 8499 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: No Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: April 23, 2005 Last Structure Change Process Date: May 25, 2005 Last Data Update: May 25, 2005 Data Source Date: April 05, 2012
Location
Address: George Street, Mount Ida, AR 71957 County: Montgomery Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Little Rock Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: Western
Financial Summary
Total assets: $75.9 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2004)
Dollar figures in thousands
19Total employees (full-time equivalent)
$74,384Total assets
$3,999Cash and due from depository institutions
$2,427Interest-bearing balances
$21,708Securities
$5,575Federal funds sold & reverse repurchase agreements
$41,562Net loans & leases
$709Loan loss allowance
$0Trading account assets
$293Bank premises and fixed assets
$26Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$1,221All other assets
$74,384Total liabilities and capital
$65,645Total liabilities
$59,316Total deposits
$48,258Interest-bearing deposits
$59,316Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$6,224Other borrowed funds
$0Subordinated debt
$105All other liabilities
$8,739Total equity capital
$8,739Total bank equity capital
$8,739Perpetual preferred stock
$0Common stock
$100Surplus
$1,400Undivided profits
Memoranda
$7,239Noncurrent loans and leases
$6,534Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$0Long-term assets (5+ years)
$382Average Assets, year-to-date
$71,272Average Assets, quarterly
$6,464Volatile liabilities
$76,689Insider loans
$75,319FHLB advances
$11,606Loans and leases held for sale
$1,580Unused loan commitments
$6,224Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$6,534Total unused commitments
$0Restructured Loans and leases
$510Derivatives
Income and Expense (December 31, 2004)
Dollar figures in thousands
$3,663Total interest income
$988Total interest expense
$2,675Net interest income
$6Provision for loan and lease losses
$295Total noninterest income
$0Fiduciary activities
$220Service charges on deposit accounts
$0Trading account gains & fees
$75Additional noninterest income
$1,408Total noninterest expense
$738Salaries and employee benefits
$127Premises and equipment expense
$543Additional noninterest expense
$1,556Pre-tax net operating income
$0Securities gains (losses)
$557Applicable income taxes
$999Income before extraordinary items
$0Extraordinary gains - net
$999Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$8Sale, conversion, retirement of capital stock, net
$875Net operating income
Performance and Condition Ratios (December 31, 2004)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.96%Yield on earning assets
1.34%Cost of funding earning assets
3.62%Net interest margin
0.40%Noninterest income to earning assets
1.91%Noninterest expense to earning assets
1.30%Net operating income to assets
1.30%Return on assets (ROA)
2.03%Pretax return on assets
11.17%Return on equity (ROE)
1.39%Retained earnings to average equity (YTD only)
0.02%Net charge-offs to loans
75.00%Credit loss provision to net charge-offs
195.25%Efficiency ratio
47,407Assets per employee
3.91%Cash dividends to net income (YTD only)
Condition Ratios (%)
87.59%Loss allowance to loans
1.68%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.03%Noncurrent loans to loans
0.00%Net loans and leases to deposits
70.07%Net loans and leases to core deposits
87.11%Equity capital to assets
11.75%Core capital (leverage) ratio
11.65%Tier 1 risk-based capital ratio
21.73%Total risk-based capital ratio
Memoranda
$23Average assets
$76,689Average earning assets
$8,946Average equity
$73,810Average loans
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