First National Bank in city_name, state_name - Detailed Financial Reports, Location

First National Bank in San Diego, California (CA)
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First National Bank - Overview

General
FDIC Certificate #: 23634
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: First National Bank (#23743)
Federal Reserve ID: 43669
Date Established: December 15, 1981
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 9 (Interstate: No)
FDIC's unique #: 16548
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: December 15, 1981
Last Structure Change Effective Date: September 11, 2002
Last Structure Change Process Date: October 11, 2002
Last Data Update: October 11, 2002
Data Source Date: April 05, 2012
Location
Address: 401 West A Street, San Diego, CA 92138
County: San Diego
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: San Francisco
FDIC Field Office: Orange
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): San Diego, CA (#7320)
Core Based Statistical Area (CBSA): San Diego-Carlsbad-San Marcos, CA (#41740)
CBSA Metro Statistical Area: San Diego-Carlsbad-San Marcos, CA (#41740)
Financial Summary
Total assets: $645.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

Dollar figures in thousands
242Total employees (full-time equivalent)
$714,018Total assets
$47,076Cash and due from depository institutions
$2,323Interest-bearing balances
$162,841Securities
$80,000Federal funds sold & reverse repurchase agreements
$395,158Net loans & leases
$10,668Loan loss allowance
$0Trading account assets
$5,847Bank premises and fixed assets
$0Other real estate owned
$240Goodwill and other intangibles
$0Life insurance assets
$22,856All other assets
$714,018Total liabilities and capital
$662,493Total liabilities
$588,612Total deposits
$438,154Interest-bearing deposits
$588,612Deposits held in domestic offices
0.00%% insured (estimated)
$268Federal funds purchased & repurchase agreements
$0Trading liabilities
$68,000Other borrowed funds
$0Subordinated debt
$5,613All other liabilities
$51,525Total equity capital
$51,525Total bank equity capital
$51,525Perpetual preferred stock
$6,615Common stock
$9,664Surplus
$40,489Undivided profits
Memoranda
$-5,243Noncurrent loans and leases
$126,321Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$13,663Earning assets
$0Long-term assets (5+ years)
$2,619Average Assets, year-to-date
$640,322Average Assets, quarterly
$77,064Volatile liabilities
$692,339Insider loans
$697,694FHLB advances
$123,665Loans and leases held for sale
$12,050Unused loan commitments
$68,000Tier 1 (core) risk-based capital
$182Tier 2 risk-based capital
$0Total risk weighted assets
$126,321Total unused commitments
$0Restructured Loans and leases
$6,030Derivatives

Income and Expense (December 31, 2001)

Dollar figures in thousands
$47,418Total interest income
$20,172Total interest expense
$27,246Net interest income
$10,675Provision for loan and lease losses
$9,160Total noninterest income
$1,562Fiduciary activities
$1,662Service charges on deposit accounts
$0Trading account gains & fees
$5,936Additional noninterest income
$33,945Total noninterest expense
$17,296Salaries and employee benefits
$5,998Premises and equipment expense
$10,651Additional noninterest expense
-$8,214Pre-tax net operating income
$112Securities gains (losses)
-$3,241Applicable income taxes
-$4,861Income before extraordinary items
$0Extraordinary gains - net
-$4,861Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$6,713Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2001)

Dollar figures in thousands
Performance Ratios (%, annualized)
7.56%Yield on earning assets
3.21%Cost of funding earning assets
4.34%Net interest margin
1.46%Noninterest income to earning assets
5.41%Noninterest expense to earning assets
-0.71%Net operating income to assets
-0.70%Return on assets (ROA)
-1.17%Pretax return on assets
-9.42%Return on equity (ROE)
-9.42%Retained earnings to average equity (YTD only)
1.53%Net charge-offs to loans
159.02%Credit loss provision to net charge-offs
0.37%Efficiency ratio
93,130Assets per employee
2.95%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
2.63%Loss allowance to noncurrent loans
78.08%Noncurrent assets plus other real estate owned to assets
1.91%Noncurrent loans to loans
3.37%Net loans and leases to deposits
67.13%Net loans and leases to core deposits
79.80%Equity capital to assets
7.22%Core capital (leverage) ratio
7.14%Tier 1 risk-based capital ratio
10.26%Total risk-based capital ratio
Memoranda
$12Average assets
$692,339Average earning assets
$51,617Average equity
$627,485Average loans

Total Fiduciary and Related Assets (December 31, 2001)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$518,174Managed Assets
1Number of Accounts
$111,481Personal trust and agency accounts
$92,387Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$5,601Corporate trust and agency accounts
$0Investment management agency accounts
$13,493Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
328Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$406,693Other retirement accounts
$21,316Corporate trust and agency accounts
$243,878Other fiduciary accounts
$1,537Fiduciary accounts held in foreign offices

First National Bank in San Diego, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank - Overview

Assets and Liabilities (December 31, 2001)

Income and Expense (December 31, 2001)

Performance and Condition Ratios (December 31, 2001)

Total Fiduciary and Related Assets (December 31, 2001)

Comment about this bank, ask questions, or add new information about it:

First National Bank in San Diego, California (CA)Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank - Overview

Assets and Liabilities (December 31, 2001)

Income and Expense (December 31, 2001)

Performance and Condition Ratios (December 31, 2001)

Total Fiduciary and Related Assets (December 31, 2001)

Comment about this bank, ask questions, or add new information about it:

First National Bank in San Diego, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches