First National Bank in city_name, state_name - Detailed Financial Reports, Location

First National Bank in Slayton, Minnesota (MN)
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First National Bank routing number info

First National Bank - Overview

General
FDIC Certificate #: 25894
Status: Active
Federal Reserve ID: 944355
Bank Holding Company (Regulatory Top Holder): Fulda Bancorporation Inc. (RSSDID: 1133567, Location: Britton, SD)
Date Established: Febuary 15, 1985
WWW: http://www.firstnationalbanks.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 11 (Domestic: 11, Interstate: No)
FDIC's unique #: 32141
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: Febuary 15, 1985
Last Structure Change Effective Date: August 30, 2011
Last Structure Change Process Date: August 30, 2011
Last Data Update: August 30, 2011
Data Source Date: April 05, 2012
Location
Address: 2457 Broadway Avenue, Slayton, MN 56172
County: Murray
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Sioux Falls
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: West
Financial Summary
Total assets: $193.5 mil
Equity capital: $18.0 mil
Deposits held in domestic offices: $173.7 mil
Return on assets (ROA): 0.41% ($0.8 mil)
Quarterly return on assets: 0.44% ($0.9 mil)
Return on Equity (ROE): 4.40% ($0.8 mil)
Quarterly return on equity: 4.65% ($0.8 mil)
Net income: $0.8 mil
Quarterly Net income: $0.2 mil
Pretax return on assets: 0.62% ($1,199.7 mil)
Quarterly Pretax return on assets: 0.66% ($1,277.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
58Total employees (full-time equivalent)
$193,502Total assets
$19,643Cash and due from depository institutions
$15,275Interest-bearing balances
$50,952Securities
$1,258Federal funds sold & reverse repurchase agreements
$111,038Net loans & leases
$3,182Loan loss allowance
$0Trading account assets
$2,772Bank premises and fixed assets
$564Other real estate owned
$1,169Goodwill and other intangibles
$193,502Life insurance assets
$6,106All other assets
$175,499Total liabilities and capital
$173,670Total liabilities
$142,203Total deposits
$173,670Interest-bearing deposits
$96Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$1,829Subordinated debt
$18,003All other liabilities
$18,003Total equity capital
$18,003Total bank equity capital
$0Perpetual preferred stock
$1,371Common stock
$8,729Surplus
$7,903Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,582Income earned, not collected on loans
$0Earning assets
$1,323Long-term assets (5+ years)
$178,523Average Assets, year-to-date
$38,586Average Assets, quarterly
$187,427Volatile liabilities
$191,127Insider loans
$139,480FHLB advances
$189,117Loans and leases held for sale
$2,809Unused loan commitments
$2,809Tier 1 (core) risk-based capital
$16,613Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$24,631Restructured Loans and leases
$33Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$7,680Total interest income
$1,316Total interest expense
$6,364Net interest income
$283Provision for loan and lease losses
$793Total noninterest income
$0Fiduciary activities
$510Service charges on deposit accounts
$0Trading account gains & fees
$283Additional noninterest income
$5,716Total noninterest expense
$3,109Salaries and employee benefits
$630Premises and equipment expense
$1,977Additional noninterest expense
$1,158Pre-tax net operating income
$0Securities gains (losses)
$386Applicable income taxes
$772Income before extraordinary items
$0Extraordinary gains - net
$772Net income attributable to bank
$0Net charge-offs
$772Cash dividends
$4Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.43%Yield on earning assets
0.76%Cost of funding earning assets
3.67%Net interest margin
0.46%Noninterest income to earning assets
3.30%Noninterest expense to earning assets
0.41%Net operating income to assets
0.41%Return on assets (ROA)
0.62%Pretax return on assets
4.40%Return on equity (ROE)
4.40%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
7075.00%Credit loss provision to net charge-offs
360.25%Efficiency ratio
78,301Assets per employee
3.34%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
2.79%Loss allowance to noncurrent loans
201.14%Noncurrent assets plus other real estate owned to assets
1.11%Noncurrent loans to loans
1.39%Net loans and leases to deposits
63.94%Net loans and leases to core deposits
64.25%Equity capital to assets
9.30%Core capital (leverage) ratio
8.78%Tier 1 risk-based capital ratio
11.91%Total risk-based capital ratio
Memoranda
$13Average assets
$187,427Average earning assets
$17,537Average equity
$173,457Average loans

List of branches

11 Minnesota Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	32141	First National Bank	2457 Broadway Avenue, Slayton, MN 56172	Febuary 15, 1985	Full Service Brick and Mortar
3	3468	Lakefield Branch	406 Main Street, Lakefield, MN 56150	January 01, 1800	Full Service Brick and Mortar
4	3454	Hastings Branch	119 West Second Street, Hastings, MN 55033	November 07, 1856	Full Service Brick and Mortar
5	207266	West Branch	1440 North Frontage Road, Hastings, MN 55033	Febuary 05, 1979	Full Service Brick and Mortar
6	3472	Spring Valley Branch	208 North Broadway, Spring Valley, MN 55975	January 01, 1904	Full Service Brick and Mortar
7	3531	Le Roy Branch	109 West Main Street, Le Roy, MN 55951	May 24, 1902	Full Service Brick and Mortar
9	359612	Maple Lawn Nursing Home Branch	400 7th Street, Fulda, MN 56131	January 09, 2001	Limited Service Mobile
10	245374	Plymouth Branch	13605 27th Avenue North, Plymouth, MN 55441	Febuary 05, 1996	Full Service Brick and Mortar
11	8433	Springfield Branch	2 South Marshall Avenue, Springfield, MN 56087	December 23, 1891	Full Service Brick and Mortar
12	15368	Slayton Branch	2457 Broadway Avenue, Slayton, MN 56172	September 30, 1975	Full Service Brick and Mortar
13	510434	Fulda Branch	109 North St. Paul Avenue, Fulda, MN 56131	July 01, 2010	Full Service Brick and Mortar

First National Bank in Slayton, Minnesota (MN)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

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First National Bank in Slayton, Minnesota (MN)Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank in Slayton, Minnesota (MN)
Overview, Financial Summary, Detailed Financial Reports, Branches