First National Bank Northwest Ohio in city_name, state_name

First National Bank Northwest Ohio in Bryan, Ohio (OH)
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First National Bank Northwest Ohio - Overview

General
FDIC Certificate #: 11964
Status: Inactive
Closing history: Corrections
Acquiring institution: Sky Bank-Mid AM Region (#17075)
Federal Reserve ID: 754219
Date Established: December 01, 1933
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 19 (Interstate: No)
OTS Docket #: 9889
FDIC's unique #: 7637
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
Oakar Institutions: Yes
State Chartered: No
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: January 23, 1999
Last Structure Change Process Date: Febuary 26, 1999
Last Data Update: Febuary 26, 1999
Data Source Date: April 05, 2012
Location
Address: 310 South Main Street, Bryan, OH 43506
County: Williams
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Columbus
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
History of Changes
Merger - Without Assistance
Corrections
Financial Summary
Total assets: $542.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

Dollar figures in thousands
175Total employees (full-time equivalent)
$542,520Total assets
$21,402Cash and due from depository institutions
$0Interest-bearing balances
$85,304Securities
$0Federal funds sold & reverse repurchase agreements
$420,761Net loans & leases
$6,366Loan loss allowance
$0Trading account assets
$7,039Bank premises and fixed assets
$0Other real estate owned
$2,458Goodwill and other intangibles
$0Life insurance assets
$5,556All other assets
$542,520Total liabilities and capital
$508,691Total liabilities
$423,993Total deposits
$377,508Interest-bearing deposits
$423,993Deposits held in domestic offices
0.00%% insured (estimated)
$50,604Federal funds purchased & repurchase agreements
$0Trading liabilities
$24,271Other borrowed funds
$6,000Subordinated debt
$3,823All other liabilities
$33,829Total equity capital
$33,829Total bank equity capital
$33,829Perpetual preferred stock
$0Common stock
$6,501Surplus
$11,111Undivided profits
Memoranda
$16,217Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$905Earning assets
$0Long-term assets (5+ years)
$2,742Average Assets, year-to-date
$506,065Average Assets, quarterly
$112,818Volatile liabilities
$536,506Insider loans
$537,289FHLB advances
$87,171Loans and leases held for sale
$15,993Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$16,211Total risk weighted assets
$96,318Total unused commitments
$0Restructured Loans and leases
$430,067Derivatives

Income and Expense (December 31, 1998)

Dollar figures in thousands
$42,387Total interest income
$20,935Total interest expense
$21,452Net interest income
$4,893Provision for loan and lease losses
$8,506Total noninterest income
$57Fiduciary activities
$1,567Service charges on deposit accounts
$0Trading account gains & fees
$6,882Additional noninterest income
$17,805Total noninterest expense
$6,676Salaries and employee benefits
$1,496Premises and equipment expense
$9,633Additional noninterest expense
$7,260Pre-tax net operating income
$147Securities gains (losses)
$2,390Applicable income taxes
$5,017Income before extraordinary items
$0Extraordinary gains - net
$5,017Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$1,488Sale, conversion, retirement of capital stock, net
$13,500Net operating income

Performance and Condition Ratios (December 31, 1998)

Dollar figures in thousands
Performance Ratios (%, annualized)
8.44%Yield on earning assets
4.17%Cost of funding earning assets
4.27%Net interest margin
1.69%Noninterest income to earning assets
3.54%Noninterest expense to earning assets
0.92%Net operating income to assets
0.94%Return on assets (ROA)
1.38%Pretax return on assets
11.97%Return on equity (ROE)
-20.24%Retained earnings to average equity (YTD only)
0.37%Net charge-offs to loans
328.83%Credit loss provision to net charge-offs
8.17%Efficiency ratio
58,615Assets per employee
3.10%Cash dividends to net income (YTD only)
Condition Ratios (%)
269.09%Loss allowance to loans
1.49%Loss allowance to noncurrent loans
703.43%Noncurrent assets plus other real estate owned to assets
0.17%Noncurrent loans to loans
0.21%Net loans and leases to deposits
99.24%Net loans and leases to core deposits
108.60%Equity capital to assets
6.24%Core capital (leverage) ratio
5.97%Tier 1 risk-based capital ratio
7.58%Total risk-based capital ratio
Memoranda
$10Average assets
$536,506Average earning assets
$41,909Average equity
$502,275Average loans

First National Bank Northwest Ohio in Bryan, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank Northwest Ohio - Overview

Assets and Liabilities (December 31, 1998)

Income and Expense (December 31, 1998)

Performance and Condition Ratios (December 31, 1998)

Comment about this bank, ask questions, or add new information about it:

First National Bank Northwest Ohio in Bryan, Ohio (OH)Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank Northwest Ohio - Overview

Assets and Liabilities (December 31, 1998)

Income and Expense (December 31, 1998)

Performance and Condition Ratios (December 31, 1998)

Comment about this bank, ask questions, or add new information about it:

First National Bank Northwest Ohio in Bryan, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches