First National Bank & Trust Company in Aurora in Aurora, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 29, 2000

  • First National Bank & Trust Company in Aurora in Aurora, Nebraska (NE)
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First National Bank & Trust Company in Aurora - Overview

  • General
  • FDIC Certificate #: 13943
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Heritage Bank (#17145)
    Federal Reserve ID: 400954
    Date Established: January 01, 1934
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 4 (Interstate: No)
    OTS Docket #: 9602
    FDIC's unique #: 8720
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: Febuary 21, 1934
    Last Structure Change Effective Date: April 29, 2000
    Last Structure Change Process Date: May 23, 2000
    Last Data Update: May 23, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 1101 Twelfth Street, Aurora, NE 68818
    County: Hamilton
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Grand Island
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $95.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 40Total employees (full-time equivalent)
  • $96,294Total assets
  • $5,607Cash and due from depository institutions
  • $3,780Interest-bearing balances
  • $32,109Securities
  • $1,100Federal funds sold & reverse repurchase agreements
  • $55,362Net loans & leases
  • $1,222Loan loss allowance
  • $0Trading account assets
  • $701Bank premises and fixed assets
  • $0Other real estate owned
  • $10Goodwill and other intangibles
  • $0Life insurance assets
  • $1,405All other assets
  • $96,294Total liabilities and capital
  • $87,814Total liabilities
  • $82,548Total deposits
  • $76,069Interest-bearing deposits
  • $82,548Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $757Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $4,000Other borrowed funds
  • $0Subordinated debt
  • $509All other liabilities
  • $8,480Total equity capital
  • $8,480Total bank equity capital
  • $8,480Perpetual preferred stock
  • $0Common stock
  • $400Surplus
  • $2,600Undivided profits
  • Memoranda
  • $5,480Noncurrent loans and leases
  • $37Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,588Earning assets
  • $0Long-term assets (5+ years)
  • $1,164Average Assets, year-to-date
  • $92,351Average Assets, quarterly
  • $18,027Volatile liabilities
  • $97,974Insider loans
  • $98,016FHLB advances
  • $7,770Loans and leases held for sale
  • $153Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $37Total unused commitments
  • $0Restructured Loans and leases
  • $812Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $7,163Total interest income
  • $3,520Total interest expense
  • $3,643Net interest income
  • $120Provision for loan and lease losses
  • $630Total noninterest income
  • $0Fiduciary activities
  • $339Service charges on deposit accounts
  • $0Trading account gains & fees
  • $291Additional noninterest income
  • $1,926Total noninterest expense
  • $1,207Salaries and employee benefits
  • $251Premises and equipment expense
  • $468Additional noninterest expense
  • $2,227Pre-tax net operating income
  • -$2Securities gains (losses)
  • $36Applicable income taxes
  • $2,189Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,189Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$1Sale, conversion, retirement of capital stock, net
  • $2,095Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.64%Yield on earning assets
  • 3.76%Cost of funding earning assets
  • 3.89%Net interest margin
  • 0.67%Noninterest income to earning assets
  • 2.05%Noninterest expense to earning assets
  • 2.24%Net operating income to assets
  • 2.23%Return on assets (ROA)
  • 2.27%Pretax return on assets
  • 24.83%Return on equity (ROE)
  • 1.07%Retained earnings to average equity (YTD only)
  • -0.00%Net charge-offs to loans
  • -12000.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 44,980Assets per employee
  • 2.41%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 95.71%Loss allowance to loans
  • 2.16%Loss allowance to noncurrent loans
  • 76.95%Noncurrent assets plus other real estate owned to assets
  • 1.65%Noncurrent loans to loans
  • 2.81%Net loans and leases to deposits
  • 67.07%Net loans and leases to core deposits
  • 73.29%Equity capital to assets
  • 8.81%Core capital (leverage) ratio
  • 9.26%Tier 1 risk-based capital ratio
  • 14.07%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $97,974Average earning assets
  • $8,817Average equity
  • $93,726Average loans

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