First National Bank and Trust Co. of Kearney in city_name, state_name

First National Bank and Trust Co. of Kearney in Kearney, Nebraska (NE)
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First National Bank and Trust Co. of Kearney - Overview

General
FDIC Certificate #: 1440
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Wells Fargo Bank Nebraska, National Association (#5457)
Federal Reserve ID: 440651
Date Established: January 01, 1917
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 4 (Interstate: No)
OTS Docket #: 13155
FDIC's unique #: 957
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: August 12, 2000
Last Structure Change Process Date: September 05, 2000
Last Data Update: September 05, 2000
Data Source Date: April 05, 2012
Location
Address: 21 West 21st Street, Kearney, NE 68847
County: Buffalo
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Grand Island
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Kearney, NE (#28260)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $232.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

Dollar figures in thousands
75Total employees (full-time equivalent)
$211,756Total assets
$12,719Cash and due from depository institutions
$0Interest-bearing balances
$82,931Securities
$0Federal funds sold & reverse repurchase agreements
$106,295Net loans & leases
$1,836Loan loss allowance
$0Trading account assets
$5,997Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$3,814All other assets
$211,756Total liabilities and capital
$199,568Total liabilities
$162,629Total deposits
$139,283Interest-bearing deposits
$162,629Deposits held in domestic offices
0.00%% insured (estimated)
$13,080Federal funds purchased & repurchase agreements
$0Trading liabilities
$22,500Other borrowed funds
$0Subordinated debt
$1,359All other liabilities
$12,188Total equity capital
$12,188Total bank equity capital
$12,188Perpetual preferred stock
$0Common stock
$2,000Surplus
$4,000Undivided profits
Memoranda
$6,188Noncurrent loans and leases
$26,718Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$249Earning assets
$43Long-term assets (5+ years)
$1,199Average Assets, year-to-date
$189,226Average Assets, quarterly
$76,463Volatile liabilities
$202,123Insider loans
$210,271FHLB advances
$43,870Loans and leases held for sale
$9,328Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$42Total risk weighted assets
$26,718Total unused commitments
$0Restructured Loans and leases
$1,671Derivatives

Income and Expense (December 31, 1999)

Dollar figures in thousands
$14,331Total interest income
$7,615Total interest expense
$6,716Net interest income
$36Provision for loan and lease losses
$1,560Total noninterest income
$0Fiduciary activities
$699Service charges on deposit accounts
$0Trading account gains & fees
$861Additional noninterest income
$4,653Total noninterest expense
$2,532Salaries and employee benefits
$593Premises and equipment expense
$1,528Additional noninterest expense
$3,587Pre-tax net operating income
$30Securities gains (losses)
$1,203Applicable income taxes
$2,414Income before extraordinary items
$0Extraordinary gains - net
$2,414Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$80Sale, conversion, retirement of capital stock, net
$1,500Net operating income

Performance and Condition Ratios (December 31, 1999)

Dollar figures in thousands
Performance Ratios (%, annualized)
7.74%Yield on earning assets
4.11%Cost of funding earning assets
3.63%Net interest margin
0.84%Noninterest income to earning assets
2.51%Noninterest expense to earning assets
1.18%Net operating income to assets
1.19%Return on assets (ROA)
1.79%Pretax return on assets
18.94%Return on equity (ROE)
7.17%Retained earnings to average equity (YTD only)
0.08%Net charge-offs to loans
45.00%Credit loss provision to net charge-offs
45.29%Efficiency ratio
56,223Assets per employee
2.82%Cash dividends to net income (YTD only)
Condition Ratios (%)
62.14%Loss allowance to loans
1.70%Loss allowance to noncurrent loans
737.35%Noncurrent assets plus other real estate owned to assets
0.12%Noncurrent loans to loans
0.23%Net loans and leases to deposits
65.36%Net loans and leases to core deposits
77.91%Equity capital to assets
5.76%Core capital (leverage) ratio
6.63%Tier 1 risk-based capital ratio
10.47%Total risk-based capital ratio
Memoranda
$12Average assets
$202,123Average earning assets
$12,748Average equity
$185,078Average loans

First National Bank and Trust Co. of Kearney in Kearney, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank and Trust Co. of Kearney - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

First National Bank and Trust Co. of Kearney in Kearney, Nebraska (NE)Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank and Trust Co. of Kearney - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

First National Bank and Trust Co. of Kearney in Kearney, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches