First National Bank and Trust Company in city_name, state_name

First National Bank and Trust Company in Falls City, Nebraska (NE)
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First National Bank and Trust Company routing number info

First National Bank and Trust Company - Overview

General
FDIC Certificate #: 5401
Status: Active
Federal Reserve ID: 259059
Bank Holding Company (Regulatory Top Holder): Ambage, Inc. (RSSDID: 3675959, Location: Las Vegas, NV)
Date Established: January 01, 1882
WWW: http://www.fallscityfnb.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 3648
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: April 28, 2008
Last Structure Change Process Date: May 16, 2008
Last Data Update: May 16, 2008
Data Source Date: April 05, 2012
Location
Address: 1701 Stone Street, Falls City, NE 68355
County: Richardson
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Omaha
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
History of Changes
Institution Becomes a Member of FHS (should we define?)
Financial Summary
Total assets: $104.6 mil
Equity capital: $10.5 mil
Deposits held in domestic offices: $93.0 mil
Return on assets (ROA): 1.00% ($1.1 mil)
Quarterly return on assets: 1.29% ($1.4 mil)
Return on Equity (ROE): 9.95% ($1.1 mil)
Quarterly return on equity: 12.31% ($1.4 mil)
Net income: $1.0 mil
Quarterly Net income: $0.3 mil
Pretax return on assets: 1.04% ($1,087.4 mil)
Quarterly Pretax return on assets: 1.32% ($1,380.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
18Total employees (full-time equivalent)
$104,561Total assets
$6,440Cash and due from depository institutions
$4,811Interest-bearing balances
$63,722Securities
$2,173Federal funds sold & reverse repurchase agreements
$29,784Net loans & leases
$423Loan loss allowance
$0Trading account assets
$196Bank premises and fixed assets
$0Other real estate owned
$781Goodwill and other intangibles
$104,561Life insurance assets
$1,465All other assets
$94,043Total liabilities and capital
$93,002Total liabilities
$74,516Total deposits
$93,002Interest-bearing deposits
$83Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$848Trading liabilities
$0Other borrowed funds
$193Subordinated debt
$10,518All other liabilities
$10,518Total equity capital
$10,518Total bank equity capital
$0Perpetual preferred stock
$500Common stock
$10,300Surplus
$-282Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$818Long-term assets (5+ years)
$100,490Average Assets, year-to-date
$36,595Average Assets, quarterly
$97,992Volatile liabilities
$100,930Insider loans
$47,292FHLB advances
$99,287Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$8,337Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$8,228Restructured Loans and leases
$104Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$3,211Total interest income
$684Total interest expense
$2,527Net interest income
$0Provision for loan and lease losses
$253Total noninterest income
$9Fiduciary activities
$132Service charges on deposit accounts
$0Trading account gains & fees
$112Additional noninterest income
$1,775Total noninterest expense
$902Salaries and employee benefits
$110Premises and equipment expense
$763Additional noninterest expense
$1,005Pre-tax net operating income
$11Securities gains (losses)
$40Applicable income taxes
$976Income before extraordinary items
$0Extraordinary gains - net
$976Net income attributable to bank
$0Net charge-offs
$976Cash dividends
$0Sale, conversion, retirement of capital stock, net
$600Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
3.41%Yield on earning assets
0.73%Cost of funding earning assets
2.68%Net interest margin
0.27%Noninterest income to earning assets
1.88%Noninterest expense to earning assets
0.99%Net operating income to assets
1.00%Return on assets (ROA)
1.04%Pretax return on assets
9.95%Return on equity (ROE)
3.83%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
57,086Assets per employee
5.81%Cash dividends to net income (YTD only)
Condition Ratios (%)
61.48%Loss allowance to loans
1.40%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
32.03%Net loans and leases to core deposits
32.56%Equity capital to assets
10.06%Core capital (leverage) ratio
8.40%Tier 1 risk-based capital ratio
17.63%Total risk-based capital ratio
Memoranda
$19Average assets
$97,992Average earning assets
$9,812Average equity
$94,282Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$383Managed Assets
1Number of Accounts
$383Personal trust and agency accounts
$383Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
4Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

2 Nebraska Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	3648	First National Bank And Trust Compan	1701 Stone Street, Falls City, NE 68355	January 01, 1882	Full Service Brick and Mortar
1	207648	Drive-In Branch	1501 Stone Street, Falls City, NE 68355	Febuary 01, 1961	Limited Service Facility

First National Bank and Trust Company in Falls City, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank and Trust Company - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank and Trust Company in Falls City, Nebraska (NE)Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank and Trust Company - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank and Trust Company in Falls City, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches