First National Bank in Midlothian in city_name, state_name - Detailed Financial Reports, Location

First National Bank in Midlothian in Midlothian, Texas (TX)
Show street view No street view available for this location

First National Bank in Midlothian - Overview

General
FDIC Certificate #: 3345
Status: Inactive
Closing history: Consolidated - Without Assistance
Acquiring institution: West Side Bank and Trust (#18915)
Federal Reserve ID: 234551
Date Established: January 01, 1933
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 1 (Interstate: No)
FDIC's unique #: 2166
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: Febuary 29, 1996
Last Structure Change Process Date: March 08, 1996
Last Data Update: March 08, 1996
Data Source Date: April 05, 2012
Location
Address: 310 North 9th Street, Midlothian, TX 76065
County: Ellis
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Dallas
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Dallas, TX (#1920)
Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
Financial Summary
Total assets: $51.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

Dollar figures in thousands
0Total employees (full-time equivalent)
$24Total assets
$51,253Cash and due from depository institutions
$2,400Interest-bearing balances
$0Securities
$19,423Federal funds sold & reverse repurchase agreements
$8,170Net loans & leases
$19,354Loan loss allowance
$233Trading account assets
$0Bank premises and fixed assets
$844Other real estate owned
$649Goodwill and other intangibles
$413Life insurance assets
$0All other assets
$0Total liabilities and capital
$51,253Total liabilities
$46,787Total deposits
$46,441Interest-bearing deposits
$36,300Deposits held in domestic offices
46441.00%% insured (estimated)
$92Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$18Subordinated debt
$0All other liabilities
$328Total equity capital
$328Total bank equity capital
$4,466Perpetual preferred stock
$0Common stock
$480Surplus
$1,000Undivided profits
Memoranda
$2,986Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$147Income earned, not collected on loans
$173Earning assets
$46,947Long-term assets (5+ years)
$4,784Average Assets, year-to-date
$51,637Average Assets, quarterly
$51,619Volatile liabilities
$3,589Insider loans
$999FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$800Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$4,435Total risk weighted assets
$22,847Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1995)

Dollar figures in thousands
$0Total interest income
$3,656Total interest expense
$1,559Net interest income
$2,097Provision for loan and lease losses
$58Total noninterest income
$599Fiduciary activities
$0Service charges on deposit accounts
$508Trading account gains & fees
$0Additional noninterest income
$91Total noninterest expense
$1,896Salaries and employee benefits
$980Premises and equipment expense
$203Additional noninterest expense
$713Pre-tax net operating income
$742Securities gains (losses)
$0Applicable income taxes
$239Income before extraordinary items
$503Extraordinary gains - net
$0Net income attributable to bank
$503Net charge-offs
$82Cash dividends
$120Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1995)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.81%Cost of funding earning assets
3.33%Net interest margin
4.48%Noninterest income to earning assets
1.28%Noninterest expense to earning assets
4.05%Net operating income to assets
0.97%Return on assets (ROA)
0.97%Pretax return on assets
1.44%Return on equity (ROE)
11.91%Retained earnings to average equity (YTD only)
9.07%Net charge-offs to loans
0.41%Credit loss provision to net charge-offs
70.73%Efficiency ratio
70,326Assets per employee
2.14%Cash dividends to net income (YTD only)
Condition Ratios (%)
23.86%Loss allowance to loans
1.19%Loss allowance to noncurrent loans
158.50%Noncurrent assets plus other real estate owned to assets
1.55%Noncurrent loans to loans
0.75%Net loans and leases to deposits
41.67%Net loans and leases to core deposits
45.15%Equity capital to assets
8.71%Core capital (leverage) ratio
8.74%Tier 1 risk-based capital ratio
19.41%Total risk-based capital ratio
Memoranda
$20Average assets
$51,637Average earning assets
$4,223Average equity
$46,842Average loans

First National Bank in Midlothian in Midlothian, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank in Midlothian - Overview

Assets and Liabilities (December 31, 1995)

Income and Expense (December 31, 1995)

Performance and Condition Ratios (December 31, 1995)

Comment about this bank, ask questions, or add new information about it:

First National Bank in Midlothian in Midlothian, Texas (TX)Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank in Midlothian - Overview

Assets and Liabilities (December 31, 1995)

Income and Expense (December 31, 1995)

Performance and Condition Ratios (December 31, 1995)

Comment about this bank, ask questions, or add new information about it:

First National Bank in Midlothian in Midlothian, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches