First National Bank in New Bremen in city_name, state_name - Detailed Financial Reports, Location

First National Bank in New Bremen in New Bremen, Ohio (OH)
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First National Bank in New Bremen routing number info

First National Bank in New Bremen - Overview

General
FDIC Certificate #: 14836
Status: Active
Federal Reserve ID: 204826
Date Established: January 01, 1934
WWW: http://www.firstnbank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 7 (Domestic: 7, Interstate: No)
OTS Docket #: 13163
FDIC's unique #: 9285
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: All Other Specialization < 1 Billion
Date of Deposit Insurance: October 26, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 435 South Washington Street, New Bremen, OH 45869
County: Auglaize
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Columbus
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Lima, OH (#4320)
Combined Statistical Area (CSA): Lima-Van Wert-Wapakoneta, OH (#338)
Core Based Statistical Area (CBSA): Wapakoneta, OH (#47540)
CBSA Micro Statistical Area: Yes
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $234.6 mil
Equity capital: $22.5 mil
Deposits held in domestic offices: $201.7 mil
Return on assets (ROA): 1.25% ($2.9 mil)
Quarterly return on assets: 1.39% ($3.3 mil)
Return on Equity (ROE): 12.66% ($2.9 mil)
Quarterly return on equity: 14.34% ($3.3 mil)
Net income: $2.8 mil
Quarterly Net income: $0.8 mil
Pretax return on assets: 1.25% ($2,932.2 mil)
Quarterly Pretax return on assets: 1.39% ($3,260.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
60Total employees (full-time equivalent)
$234,578Total assets
$51,985Cash and due from depository institutions
$47,376Interest-bearing balances
$76,577Securities
$494Federal funds sold & reverse repurchase agreements
$99,870Net loans & leases
$2,178Loan loss allowance
$0Trading account assets
$2,935Bank premises and fixed assets
$94Other real estate owned
$0Goodwill and other intangibles
$234,578Life insurance assets
$2,623All other assets
$212,053Total liabilities and capital
$201,707Total liabilities
$175,293Total deposits
$201,707Interest-bearing deposits
$87Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$9,602Trading liabilities
$0Other borrowed funds
$744Subordinated debt
$22,525All other liabilities
$22,525Total equity capital
$22,525Total bank equity capital
$0Perpetual preferred stock
$788Common stock
$1,440Surplus
$20,297Undivided profits
Memoranda
$0Noncurrent loans and leases
$473Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,914Income earned, not collected on loans
$0Earning assets
$862Long-term assets (5+ years)
$224,317Average Assets, year-to-date
$31,017Average Assets, quarterly
$227,431Volatile liabilities
$235,225Insider loans
$115,080FHLB advances
$235,665Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$20,455Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$22,451Restructured Loans and leases
$3,073Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$9,596Total interest income
$2,085Total interest expense
$7,511Net interest income
$224Provision for loan and lease losses
$641Total noninterest income
$0Fiduciary activities
$286Service charges on deposit accounts
$0Trading account gains & fees
$355Additional noninterest income
$5,092Total noninterest expense
$2,767Salaries and employee benefits
$768Premises and equipment expense
$1,557Additional noninterest expense
$2,836Pre-tax net operating income
$0Securities gains (losses)
$2Applicable income taxes
$2,834Income before extraordinary items
$0Extraordinary gains - net
$2,834Net income attributable to bank
$0Net charge-offs
$2,834Cash dividends
$339Sale, conversion, retirement of capital stock, net
$1,954Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.43%Yield on earning assets
0.96%Cost of funding earning assets
3.46%Net interest margin
0.30%Noninterest income to earning assets
2.35%Noninterest expense to earning assets
1.25%Net operating income to assets
1.25%Return on assets (ROA)
1.25%Pretax return on assets
12.66%Return on equity (ROE)
3.93%Retained earnings to average equity (YTD only)
0.33%Net charge-offs to loans
66.08%Credit loss provision to net charge-offs
9.03%Efficiency ratio
62,463Assets per employee
3.91%Cash dividends to net income (YTD only)
Condition Ratios (%)
68.95%Loss allowance to loans
2.13%Loss allowance to noncurrent loans
113.79%Noncurrent assets plus other real estate owned to assets
0.86%Noncurrent loans to loans
1.88%Net loans and leases to deposits
49.51%Net loans and leases to core deposits
50.79%Equity capital to assets
9.60%Core capital (leverage) ratio
8.68%Tier 1 risk-based capital ratio
17.77%Total risk-based capital ratio
Memoranda
$19Average assets
$227,431Average earning assets
$22,390Average equity
$216,777Average loans

List of branches

7 Ohio Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	9285	First National Bank In New Bremen	435 South Washington Street, New Bremen, OH 45869	January 01, 1934	Full Service Brick and Mortar
1	232241	Abc New Bremen Office	10 Bremen Drive, New Bremen, OH 45869	October 01, 1988	Full Service Brick and Mortar
2	232242	Wapakoneta Branch	406 North Hamilton Street, Wapakoneta, OH 45895	October 19, 1992	Full Service Brick and Mortar
4	232244	Sidney Branch	347 West Russell Road, Sidney, OH 45365	March 25, 1996	Full Service Brick and Mortar
5	232245	Botkins Branch	204 West State Street, Botkins, OH 45306	January 04, 1999	Full Service Brick and Mortar
6	232246	New Bremen Mobile Branch	235 Washington Street, New Bremen, OH 45869	June 23, 1999	Limited Service Mobile
7	447190	New Knoxville Banking Center Branch	104 South Main Street, New Knoxville, OH 45871	September 21, 2005	Full Service Brick and Mortar

First National Bank in New Bremen in New Bremen, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank in New Bremen - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

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First National Bank in New Bremen in New Bremen, Ohio (OH)Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank in New Bremen - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank in New Bremen in New Bremen, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches