First National Bank in Pawhuska in city_name, state_name - Detailed Financial Reports, Location

First National Bank in Pawhuska in Pawhuska, Oklahoma (OK)
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First National Bank in Pawhuska routing number info

First National Bank in Pawhuska - Overview

General
FDIC Certificate #: 4174
Status: Active
Federal Reserve ID: 515250
Bank Holding Company (Regulatory Top Holder): Pawhuska Financial Corp. (RSSDID: 3396946, Location: Pawhuska, OK)
Date Established: September 25, 1906
WWW: http://www.fnbpawhuska.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 2732
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: June 01, 2010
Last Structure Change Process Date: June 01, 2010
Last Data Update: June 01, 2010
Data Source Date: April 05, 2012
Location
Address: 100 W. Main St, Pawhuska, OK 74056
County: Osage
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Tulsa
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Tulsa, OK (#8560)
Combined Statistical Area (CSA): Tulsa-Bartlesville, OK (#538)
Core Based Statistical Area (CBSA): Tulsa, OK (#46140)
CBSA Metro Statistical Area: Tulsa, OK (#46140)
History of Changes
Change in Location
Financial Summary
Total assets: $33.4 mil
Equity capital: $3.1 mil
Deposits held in domestic offices: $30.1 mil
Return on assets (ROA): 0.02% ($0.0 mil)
Quarterly return on assets: 0.50% ($0.2 mil)
Return on Equity (ROE): 0.24% ($0.0 mil)
Quarterly return on equity: 5.10% ($0.2 mil)
Net income: $0.0 mil
Quarterly Net income: $0.0 mil
Pretax return on assets: 0.02% ($6.7 mil)
Quarterly Pretax return on assets: 0.50% ($166.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
12Total employees (full-time equivalent)
$33,364Total assets
$6,511Cash and due from depository institutions
$3,764Interest-bearing balances
$9,638Securities
$4,297Federal funds sold & reverse repurchase agreements
$11,759Net loans & leases
$744Loan loss allowance
$0Trading account assets
$831Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$33,364Life insurance assets
$328All other assets
$30,221Total liabilities and capital
$30,090Total liabilities
$18,385Total deposits
$30,090Interest-bearing deposits
$97Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$131Subordinated debt
$3,143All other liabilities
$3,143Total equity capital
$3,143Total bank equity capital
$0Perpetual preferred stock
$100Common stock
$300Surplus
$2,743Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,039Income earned, not collected on loans
$0Earning assets
$147Long-term assets (5+ years)
$29,458Average Assets, year-to-date
$12,395Average Assets, quarterly
$30,579Volatile liabilities
$31,896Insider loans
$14,914FHLB advances
$31,042Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$3,023Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$370Restructured Loans and leases
$239Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$1,386Total interest income
$174Total interest expense
$1,212Net interest income
$51Provision for loan and lease losses
$377Total noninterest income
$0Fiduciary activities
$225Service charges on deposit accounts
$0Trading account gains & fees
$152Additional noninterest income
$1,531Total noninterest expense
$640Salaries and employee benefits
$174Premises and equipment expense
$717Additional noninterest expense
$7Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$7Income before extraordinary items
$0Extraordinary gains - net
$7Net income attributable to bank
$0Net charge-offs
$7Cash dividends
-$64Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.05%Yield on earning assets
0.63%Cost of funding earning assets
4.42%Net interest margin
1.37%Noninterest income to earning assets
5.58%Noninterest expense to earning assets
0.02%Net operating income to assets
0.02%Return on assets (ROA)
0.02%Pretax return on assets
0.24%Return on equity (ROE)
0.24%Retained earnings to average equity (YTD only)
-0.44%Net charge-offs to loans
-79.69%Credit loss provision to net charge-offs
0.00%Efficiency ratio
96,350Assets per employee
2.78%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
5.95%Loss allowance to noncurrent loans
71.61%Noncurrent assets plus other real estate owned to assets
3.11%Noncurrent loans to loans
8.31%Net loans and leases to deposits
39.08%Net loans and leases to core deposits
39.41%Equity capital to assets
9.42%Core capital (leverage) ratio
9.74%Tier 1 risk-based capital ratio
20.27%Total risk-based capital ratio
Memoranda
$22Average assets
$30,579Average earning assets
$2,973Average equity
$27,419Average loans

List of branches

2 Oklahoma Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	2732	First National Bank In Pawhuska	100 W. Main St, Pawhuska, OK 74056	September 25, 1906	Full Service Brick and Mortar
1	202357	Drive-In Facility	200 West Main, Pawhuska, OK 74056	January 09, 1979	Limited Service Facility

First National Bank in Pawhuska in Pawhuska, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank in Pawhuska - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

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First National Bank in Pawhuska in Pawhuska, Oklahoma (OK)Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank in Pawhuska - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank in Pawhuska in Pawhuska, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches