FDIC Certificate #: 13813 Status: Active Federal Reserve ID: 340443 Bank Holding Company (Regulatory Top Holder): First Perry Bancorp, Inc. (RSSDID: 1099579, Location: Pinckneyville, IL) Date Established: January 01, 1901 WWW:http://www.fnbpville.com Trust Powers Granted: No Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 1 (Domestic: 1, Interstate: No) OTS Docket #: 14569 FDIC's unique #: 8636 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: No Subchapter S Corporations: No Asset Concentration Hierarchy: All Other Specialization < 1 Billion Date of Deposit Insurance: January 30, 1934 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: 210 South Main Street, Pinckneyville, IL 62274 County: Perry Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Mount Vernon Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $77.8 mil Equity capital: $12.1 mil Deposits held in domestic offices: $63.5 mil Return on assets (ROA): 1.39% ($1.1 mil) Quarterly return on assets: 1.24% ($1.0 mil) Return on Equity (ROE): 9.53% ($1.1 mil) Quarterly return on equity: 8.12% ($1.0 mil) Net income: $1.1 mil Quarterly Net income: $0.2 mil Pretax return on assets: 1.91% ($1,486.0 mil) Quarterly Pretax return on assets: 1.51% ($1,174.8 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
27Total employees (full-time equivalent)
$77,803Total assets
$3,505Cash and due from depository institutions
$2,941Interest-bearing balances
$36,631Securities
$492Federal funds sold & reverse repurchase agreements
$32,229Net loans & leases
$242Loan loss allowance
$0Trading account assets
$1,280Bank premises and fixed assets
$46Other real estate owned
$587Goodwill and other intangibles
$77,803Life insurance assets
$3,033All other assets
$65,720Total liabilities and capital
$63,533Total liabilities
$51,503Total deposits
$63,533Interest-bearing deposits
$85Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$1,000Trading liabilities
$0Other borrowed funds
$1,187Subordinated debt
$12,083All other liabilities
$12,083Total equity capital
$12,083Total bank equity capital
$0Perpetual preferred stock
$500Common stock
$500Surplus
$11,083Undivided profits
Memoranda
$0Noncurrent loans and leases
$464Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$57Income earned, not collected on loans
$0Earning assets
$367Long-term assets (5+ years)
$72,293Average Assets, year-to-date
$39,813Average Assets, quarterly
$79,601Volatile liabilities
$79,472Insider loans
$34,765FHLB advances
$79,858Loans and leases held for sale
$941Unused loan commitments
$941Tier 1 (core) risk-based capital
$10,631Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$1,509Restructured Loans and leases
$495Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$3,492Total interest income
$350Total interest expense
$3,142Net interest income
$24Provision for loan and lease losses
$707Total noninterest income
$0Fiduciary activities
$270Service charges on deposit accounts
$0Trading account gains & fees
$437Additional noninterest income
$2,349Total noninterest expense
$1,419Salaries and employee benefits
$313Premises and equipment expense
$617Additional noninterest expense
$1,476Pre-tax net operating income
$45Securities gains (losses)
$411Applicable income taxes
$1,110Income before extraordinary items
$0Extraordinary gains - net
$1,110Net income attributable to bank
$0Net charge-offs
$1,110Cash dividends
$16Sale, conversion, retirement of capital stock, net
$750Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.73%Yield on earning assets
0.47%Cost of funding earning assets
4.25%Net interest margin
0.96%Noninterest income to earning assets
3.18%Noninterest expense to earning assets
1.35%Net operating income to assets
1.39%Return on assets (ROA)
1.91%Pretax return on assets
9.53%Return on equity (ROE)
3.09%Retained earnings to average equity (YTD only)
0.05%Net charge-offs to loans
150.00%Credit loss provision to net charge-offs
93.75%Efficiency ratio
61,029Assets per employee
2.88%Cash dividends to net income (YTD only)
Condition Ratios (%)
67.57%Loss allowance to loans
0.75%Loss allowance to noncurrent loans
424.56%Noncurrent assets plus other real estate owned to assets
0.13%Noncurrent loans to loans
0.18%Net loans and leases to deposits
50.73%Net loans and leases to core deposits
51.13%Equity capital to assets
15.53%Core capital (leverage) ratio
13.31%Tier 1 risk-based capital ratio
30.58%Total risk-based capital ratio
Memoranda
$31Average assets
$79,601Average earning assets
$11,644Average equity
$73,882Average loans
List of branches
1 Illinois Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
8636
First National Bank In Pinckneyville
210 South Main Street, Pinckneyville, IL 62274
January 01, 1901
Full Service Brick and Mortar
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