First National Bank in Port Lavaca in city_name, state_name

First National Bank in Port Lavaca in Port Lavaca, Texas (TX)
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First National Bank in Port Lavaca routing number info

First National Bank in Port Lavaca - Overview

General
FDIC Certificate #: 17811
Status: Active
Federal Reserve ID: 855264
Bank Holding Company (Regulatory Top Holder): Bauer Management, Inc. (RSSDID: 2755153, Location: Port Lavaca, TX)
Date Established: November 13, 1957
WWW: http://www.fnbportlavaca.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 3 (Domestic: 3, Interstate: No)
FDIC's unique #: 11759
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
Date of Deposit Insurance: November 13, 1957
Last Structure Change Effective Date: June 30, 2006
Last Structure Change Process Date: September 19, 2006
Last Data Update: September 19, 2006
Data Source Date: April 05, 2012
Location
Address: 1101 Hwy 35 Bypass South, Port Lavaca, TX 77979
County: Calhoun
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Houston
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Victoria, TX (#47020)
CBSA Metro Statistical Area: Victoria, TX (#47020)
History of Changes
Change in Location
Financial Summary
Total assets: $217.3 mil
Equity capital: $26.4 mil
Deposits held in domestic offices: $188.5 mil
Return on assets (ROA): 0.44% ($1.0 mil)
Quarterly return on assets: 0.39% ($0.8 mil)
Return on Equity (ROE): 3.66% ($1.0 mil)
Quarterly return on equity: 3.18% ($0.8 mil)
Net income: $0.9 mil
Quarterly Net income: $0.2 mil
Pretax return on assets: 0.58% ($1,260.1 mil)
Quarterly Pretax return on assets: 0.67% ($1,455.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
47Total employees (full-time equivalent)
$217,251Total assets
$10,764Cash and due from depository institutions
$8,111Interest-bearing balances
$124,711Securities
$1,325Federal funds sold & reverse repurchase agreements
$72,101Net loans & leases
$1,191Loan loss allowance
$0Trading account assets
$4,422Bank premises and fixed assets
$1,349Other real estate owned
$408Goodwill and other intangibles
$217,251Life insurance assets
$2,171All other assets
$190,804Total liabilities and capital
$188,474Total liabilities
$163,456Total deposits
$188,474Interest-bearing deposits
$81Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$2,330Subordinated debt
$26,447All other liabilities
$26,447Total equity capital
$26,447Total bank equity capital
$0Perpetual preferred stock
$4,800Common stock
$4,800Surplus
$16,847Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$117Income earned, not collected on loans
$0Earning assets
$1,238Long-term assets (5+ years)
$206,248Average Assets, year-to-date
$120,447Average Assets, quarterly
$213,751Volatile liabilities
$218,752Insider loans
$81,786FHLB advances
$219,448Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$23,111Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$4,022Restructured Loans and leases
$387Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$7,880Total interest income
$2,513Total interest expense
$5,367Net interest income
$971Provision for loan and lease losses
$664Total noninterest income
$110Fiduciary activities
$460Service charges on deposit accounts
$0Trading account gains & fees
$94Additional noninterest income
$4,301Total noninterest expense
$2,194Salaries and employee benefits
$757Premises and equipment expense
$1,350Additional noninterest expense
$759Pre-tax net operating income
$479Securities gains (losses)
$298Applicable income taxes
$940Income before extraordinary items
$0Extraordinary gains - net
$940Net income attributable to bank
$0Net charge-offs
$940Cash dividends
$579Sale, conversion, retirement of capital stock, net
$600Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
3.89%Yield on earning assets
1.24%Cost of funding earning assets
2.65%Net interest margin
0.33%Noninterest income to earning assets
2.12%Noninterest expense to earning assets
0.27%Net operating income to assets
0.44%Return on assets (ROA)
0.58%Pretax return on assets
3.66%Return on equity (ROE)
1.32%Retained earnings to average equity (YTD only)
0.79%Net charge-offs to loans
167.70%Credit loss provision to net charge-offs
2.99%Efficiency ratio
70,370Assets per employee
4.62%Cash dividends to net income (YTD only)
Condition Ratios (%)
63.83%Loss allowance to loans
1.63%Loss allowance to noncurrent loans
1017.95%Noncurrent assets plus other real estate owned to assets
0.67%Noncurrent loans to loans
0.16%Net loans and leases to deposits
38.26%Net loans and leases to core deposits
44.39%Equity capital to assets
12.17%Core capital (leverage) ratio
10.53%Tier 1 risk-based capital ratio
28.26%Total risk-based capital ratio
Memoranda
$30Average assets
$213,751Average earning assets
$25,667Average equity
$202,715Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$30,943Managed Assets
1Number of Accounts
$26,744Personal trust and agency accounts
$23,449Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$3,295Fiduciary accounts held in foreign offices
$0Non-managed Assets
73Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$4,199Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$4,181Fiduciary accounts held in foreign offices

List of branches

3 Texas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	11759	First National Bank In Port Lavaca	1101 Hwy 35 Bypass South, Port Lavaca, TX 77979	November 13, 1957	Full Service Brick and Mortar
1	445646	First National Bank In Port Lavaca/B	3675 West Adams Avenue, Port O Connor, TX 77982	October 31, 2005	Full Service Brick and Mortar
2	14065	Seaport Bank/Branch	Railroad Street, Seadrift, TX 77983	April 19, 1971	Full Service Brick and Mortar

First National Bank in Port Lavaca in Port Lavaca, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank in Port Lavaca - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank in Port Lavaca in Port Lavaca, Texas (TX)Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank in Port Lavaca - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank in Port Lavaca in Port Lavaca, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches