First National Bank in Taylorville in city_name, state_name

First National Bank in Taylorville in Taylorville, Illinois (IL)
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First National Bank in Taylorville routing number info

First National Bank in Taylorville - Overview

General
FDIC Certificate #: 17572
Status: Active
Federal Reserve ID: 177443
Bank Holding Company (Regulatory Top Holder): First Bancorp Of Taylorville, Inc. (RSSDID: 1133585, Location: Taylorville, IL)
Date Established: March 28, 1956
WWW: http://www.fnbtaylorville.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 2 (Domestic: 2, Interstate: No)
OTS Docket #: 10238
FDIC's unique #: 11544
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: March 28, 1956
Last Structure Change Effective Date: May 20, 2008
Last Structure Change Process Date: June 03, 2008
Last Data Update: June 03, 2008
Data Source Date: April 05, 2012
Location
Address: 322 West Main Cross, Taylorville, IL 62568
County: Christian
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Springfield Il
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Core Based Statistical Area (CBSA): Taylorville, IL (#45380)
CBSA Micro Statistical Area: Yes
History of Changes
Participated in Absorption/Consolidation/Merger
Financial Summary
Total assets: $190.2 mil
Equity capital: $23.2 mil
Deposits held in domestic offices: $160.4 mil
Return on assets (ROA): 1.43% ($2.7 mil)
Quarterly return on assets: 1.04% ($2.0 mil)
Return on Equity (ROE): 11.74% ($2.7 mil)
Quarterly return on equity: 8.30% ($1.9 mil)
Net income: $2.6 mil
Quarterly Net income: $0.5 mil
Pretax return on assets: 1.90% ($3,613.7 mil)
Quarterly Pretax return on assets: 1.52% ($2,890.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
33Total employees (full-time equivalent)
$190,193Total assets
$3,175Cash and due from depository institutions
$2,044Interest-bearing balances
$105,309Securities
$0Federal funds sold & reverse repurchase agreements
$77,865Net loans & leases
$767Loan loss allowance
$0Trading account assets
$141Bank premises and fixed assets
$146Other real estate owned
$159Goodwill and other intangibles
$190,193Life insurance assets
$3,398All other assets
$167,012Total liabilities and capital
$160,444Total liabilities
$144,146Total deposits
$160,444Interest-bearing deposits
$95Deposits held in domestic offices
105.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$5,000Trading liabilities
$0Other borrowed funds
$1,463Subordinated debt
$23,181All other liabilities
$23,181Total equity capital
$23,181Total bank equity capital
$0Perpetual preferred stock
$280Common stock
$3,670Surplus
$19,231Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$724Income earned, not collected on loans
$0Earning assets
$1,680Long-term assets (5+ years)
$185,218Average Assets, year-to-date
$113,838Average Assets, quarterly
$181,314Volatile liabilities
$188,826Insider loans
$134,048FHLB advances
$184,741Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$20,406Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$14,282Restructured Loans and leases
$2,261Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$8,001Total interest income
$2,103Total interest expense
$5,898Net interest income
$130Provision for loan and lease losses
$537Total noninterest income
$27Fiduciary activities
$283Service charges on deposit accounts
$0Trading account gains & fees
$227Additional noninterest income
$3,056Total noninterest expense
$1,664Salaries and employee benefits
$474Premises and equipment expense
$918Additional noninterest expense
$3,249Pre-tax net operating income
$198Securities gains (losses)
$848Applicable income taxes
$2,599Income before extraordinary items
$0Extraordinary gains - net
$2,599Net income attributable to bank
$0Net charge-offs
$2,599Cash dividends
$81Sale, conversion, retirement of capital stock, net
$1,265Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.54%Yield on earning assets
1.19%Cost of funding earning assets
3.35%Net interest margin
0.30%Noninterest income to earning assets
1.73%Noninterest expense to earning assets
1.35%Net operating income to assets
1.43%Return on assets (ROA)
1.90%Pretax return on assets
11.74%Return on equity (ROE)
6.03%Retained earnings to average equity (YTD only)
0.11%Net charge-offs to loans
160.49%Credit loss provision to net charge-offs
41.72%Efficiency ratio
47,490Assets per employee
5.76%Cash dividends to net income (YTD only)
Condition Ratios (%)
48.67%Loss allowance to loans
0.98%Loss allowance to noncurrent loans
105.94%Noncurrent assets plus other real estate owned to assets
0.46%Noncurrent loans to loans
0.92%Net loans and leases to deposits
48.53%Net loans and leases to core deposits
48.90%Equity capital to assets
12.19%Core capital (leverage) ratio
11.05%Tier 1 risk-based capital ratio
15.22%Total risk-based capital ratio
Memoranda
$16Average assets
$181,314Average earning assets
$22,136Average equity
$176,302Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$10,721Managed Assets
1Number of Accounts
$10,721Personal trust and agency accounts
$6,835Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$2,414Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$1,309Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$163Non-managed Assets
18Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

2 Illinois Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	11544	First National Bank In Taylorville	322 West Main Cross, Taylorville, IL 62568	March 28, 1956	Full Service Brick and Mortar
1	2380	Mount Auburn Branch	502 South Broad Street, Mount Auburn, IL 62547	September 11, 1911	Full Service Brick and Mortar

First National Bank in Taylorville in Taylorville, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank in Taylorville - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank in Taylorville in Taylorville, Illinois (IL)Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank in Taylorville - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank in Taylorville in Taylorville, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches