First National Bank of Bellaire in city_name, state_name - Detailed Financial Reports, Location

First National Bank of Bellaire in Bellaire, Texas (TX)
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First National Bank of Bellaire - Overview

General
FDIC Certificate #: 18861
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Tradition Bank - Bellaire (#23032)
Federal Reserve ID: 90159
Date Established: August 15, 1963
WWW: http://www.fnbbellaire.com
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 1 (Interstate: No)
FDIC's unique #: 12716
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: August 15, 1963
Last Structure Change Effective Date: October 02, 2003
Last Structure Change Process Date: January 14, 2004
Last Data Update: January 14, 2004
Data Source Date: April 05, 2012
Location
Address: 5501 Bissonnett Street, Bellaire, TX 77401
County: Harris
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Houston
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Houston, TX (#3360)
Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
Financial Summary
Total assets: $87.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2002)

Dollar figures in thousands
26Total employees (full-time equivalent)
$80,198Total assets
$2,982Cash and due from depository institutions
$0Interest-bearing balances
$31,095Securities
$1,500Federal funds sold & reverse repurchase agreements
$41,941Net loans & leases
$473Loan loss allowance
$0Trading account assets
$1,255Bank premises and fixed assets
$652Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$773All other assets
$80,198Total liabilities and capital
$73,164Total liabilities
$72,157Total deposits
$55,271Interest-bearing deposits
$72,157Deposits held in domestic offices
0.00%% insured (estimated)
$519Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$488All other liabilities
$7,034Total equity capital
$7,034Total bank equity capital
$7,034Perpetual preferred stock
$0Common stock
$3,111Surplus
$3,193Undivided profits
Memoranda
$730Noncurrent loans and leases
$3,549Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$0Long-term assets (5+ years)
$465Average Assets, year-to-date
$74,536Average Assets, quarterly
$6,726Volatile liabilities
$75,806Insider loans
$80,329FHLB advances
$10,707Loans and leases held for sale
$50Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$81Total risk weighted assets
$3,549Total unused commitments
$0Restructured Loans and leases
$473Derivatives

Income and Expense (December 31, 2002)

Dollar figures in thousands
$4,013Total interest income
$1,348Total interest expense
$2,665Net interest income
$35Provision for loan and lease losses
$336Total noninterest income
$0Fiduciary activities
$243Service charges on deposit accounts
$0Trading account gains & fees
$93Additional noninterest income
$2,208Total noninterest expense
$1,217Salaries and employee benefits
$328Premises and equipment expense
$663Additional noninterest expense
$758Pre-tax net operating income
$152Securities gains (losses)
$260Applicable income taxes
$650Income before extraordinary items
$0Extraordinary gains - net
$650Net income attributable to bank
$0Net charge-offs
$0Cash dividends
-$2Sale, conversion, retirement of capital stock, net
$622Net operating income

Performance and Condition Ratios (December 31, 2002)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.73%Yield on earning assets
1.92%Cost of funding earning assets
3.80%Net interest margin
0.48%Noninterest income to earning assets
3.15%Noninterest expense to earning assets
0.72%Net operating income to assets
0.86%Return on assets (ROA)
1.20%Pretax return on assets
9.33%Return on equity (ROE)
0.40%Retained earnings to average equity (YTD only)
-0.01%Net charge-offs to loans
-1750.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
73,575Assets per employee
3.08%Cash dividends to net income (YTD only)
Condition Ratios (%)
95.69%Loss allowance to loans
1.12%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.81%Noncurrent loans to loans
0.00%Net loans and leases to deposits
58.12%Net loans and leases to core deposits
67.68%Equity capital to assets
8.77%Core capital (leverage) ratio
8.58%Tier 1 risk-based capital ratio
13.12%Total risk-based capital ratio
Memoranda
$14Average assets
$75,806Average earning assets
$6,966Average equity
$70,064Average loans

First National Bank of Bellaire in Bellaire, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank of Bellaire - Overview

Assets and Liabilities (December 31, 2002)

Income and Expense (December 31, 2002)

Performance and Condition Ratios (December 31, 2002)

Comment about this bank, ask questions, or add new information about it:

First National Bank of Bellaire in Bellaire, Texas (TX)Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank of Bellaire - Overview

Assets and Liabilities (December 31, 2002)

Income and Expense (December 31, 2002)

Performance and Condition Ratios (December 31, 2002)

Comment about this bank, ask questions, or add new information about it:

First National Bank of Bellaire in Bellaire, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches