FDIC Certificate #: 18564 Status: Active Federal Reserve ID: 465038 Bank Holding Company (Regulatory Top Holder): 1st Brookfield, Inc. (RSSDID: 1201064, Location: Brookfield, IL) Date Established: July 23, 1962 WWW:http://www.fnbb.com Trust Powers Granted: No Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 12452 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: No Subchapter S Corporations: No Asset Concentration Hierarchy: Commercial Lending Specialization Date of Deposit Insurance: July 23, 1962 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: 9136 Washington Avenue, Brookfield, IL 60513 County: Cook Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Chicago Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Metropolitan Statistical Area (MSA): Chicago, IL (#1600) Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14) Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176) Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980) CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980) Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $164.4 mil Equity capital: $7.7 mil Deposits held in domestic offices: $156.1 mil Return on assets (ROA): -2.47% (-$4.1 mil) Quarterly return on assets: -2.19% (-$3.6 mil) Return on Equity (ROE): -44.53% (-$3.6 mil) Quarterly return on equity: -44.45% (-$3.6 mil) Net income: -$4.2 mil Quarterly Net income: -$0.9 mil Pretax return on assets: -2.47% (-$4,059.5 mil) Quarterly Pretax return on assets: -2.19% (-$3,599.4 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
35Total employees (full-time equivalent)
$164,354Total assets
$15,856Cash and due from depository institutions
$13,935Interest-bearing balances
$7,387Securities
$0Federal funds sold & reverse repurchase agreements
$103,267Net loans & leases
$3,182Loan loss allowance
$0Trading account assets
$3,299Bank premises and fixed assets
$32,447Other real estate owned
$0Goodwill and other intangibles
$164,354Life insurance assets
$2,098All other assets
$156,636Total liabilities and capital
$156,147Total liabilities
$135,623Total deposits
$156,147Interest-bearing deposits
$96Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$489Subordinated debt
$7,718All other liabilities
$7,718Total equity capital
$7,718Total bank equity capital
$0Perpetual preferred stock
$400Common stock
$10,172Surplus
$-2,854Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$11,668Income earned, not collected on loans
$0Earning assets
$377Long-term assets (5+ years)
$124,589Average Assets, year-to-date
$38,942Average Assets, quarterly
$170,954Volatile liabilities
$165,986Insider loans
$122,709FHLB advances
$165,924Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$7,695Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$8,191Restructured Loans and leases
$515Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$6,412Total interest income
$1,144Total interest expense
$5,268Net interest income
$2,500Provision for loan and lease losses
$916Total noninterest income
$0Fiduciary activities
$158Service charges on deposit accounts
$0Trading account gains & fees
$758Additional noninterest income
$7,904Total noninterest expense
$2,278Salaries and employee benefits
$319Premises and equipment expense
$5,307Additional noninterest expense
-$4,220Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
-$4,220Income before extraordinary items
$0Extraordinary gains - net
-$4,220Net income attributable to bank
$0Net charge-offs
-$4,220Cash dividends
$3,080Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.82%Yield on earning assets
0.86%Cost of funding earning assets
3.96%Net interest margin
0.69%Noninterest income to earning assets
5.94%Noninterest expense to earning assets
-2.47%Net operating income to assets
-2.47%Return on assets (ROA)
-2.47%Pretax return on assets
-44.53%Return on equity (ROE)
-44.53%Retained earnings to average equity (YTD only)
2.68%Net charge-offs to loans
81.17%Credit loss provision to net charge-offs
-0.56%Efficiency ratio
127,814Assets per employee
4.70%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
2.99%Loss allowance to noncurrent loans
27.27%Noncurrent assets plus other real estate owned to assets
26.84%Noncurrent loans to loans
10.96%Net loans and leases to deposits
66.13%Net loans and leases to core deposits
68.22%Equity capital to assets
4.70%Core capital (leverage) ratio
4.64%Tier 1 risk-based capital ratio
6.27%Total risk-based capital ratio
Memoranda
$8Average assets
$170,954Average earning assets
$9,477Average equity
$133,040Average loans
List of branches
1 Illinois Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
12452
First National Bank Of Brookfield
9136 Washington Avenue, Brookfield, IL 60513
July 23, 1962
Full Service Brick and Mortar
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