First National Bank of Evergreen Park in city_name, state_name

First National Bank of Evergreen Park in Evergreen Park, Illinois (IL)
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First National Bank of Evergreen Park - Overview

General
FDIC Certificate #: 16755
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Fifth Third Bank (#993)
Federal Reserve ID: 862338
Date Established: March 05, 1949
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 9 (Interstate: No)
OTS Docket #: 14497
FDIC's unique #: 10870
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: March 05, 1949
Last Structure Change Effective Date: December 12, 1998
Last Structure Change Process Date: January 07, 1999
Last Data Update: January 07, 1999
Data Source Date: April 05, 2012
Location
Address: 3101 West 95th Street, Evergreen Park, IL 60642
County: Cook
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Chicago
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
Financial Summary
Total assets: $1,908.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

Dollar figures in thousands
598Total employees (full-time equivalent)
$1,933,074Total assets
$45,417Cash and due from depository institutions
$0Interest-bearing balances
$1,078,635Securities
$79,000Federal funds sold & reverse repurchase agreements
$671,484Net loans & leases
$3,515Loan loss allowance
$0Trading account assets
$35,849Bank premises and fixed assets
$0Other real estate owned
$3,439Goodwill and other intangibles
$0Life insurance assets
$19,250All other assets
$1,933,074Total liabilities and capital
$1,735,850Total liabilities
$1,701,581Total deposits
$1,503,148Interest-bearing deposits
$1,701,581Deposits held in domestic offices
0.00%% insured (estimated)
$15,305Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$18,964All other liabilities
$197,224Total equity capital
$197,224Total bank equity capital
$197,224Perpetual preferred stock
$0Common stock
$17,900Surplus
$28,112Undivided profits
Memoranda
$151,212Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$5,555Earning assets
$0Long-term assets (5+ years)
$3,468Average Assets, year-to-date
$1,829,119Average Assets, quarterly
$895,387Volatile liabilities
$1,915,387Insider loans
$1,916,570FHLB advances
$186,446Loans and leases held for sale
$1,856Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$3,717Total risk weighted assets
$101,618Total unused commitments
$0Restructured Loans and leases
$769,496Derivatives

Income and Expense (December 31, 1997)

Dollar figures in thousands
$127,943Total interest income
$68,496Total interest expense
$59,447Net interest income
$1,300Provision for loan and lease losses
$7,456Total noninterest income
$2,809Fiduciary activities
$3,306Service charges on deposit accounts
$0Trading account gains & fees
$1,341Additional noninterest income
$42,418Total noninterest expense
$23,903Salaries and employee benefits
$6,778Premises and equipment expense
$11,737Additional noninterest expense
$23,185Pre-tax net operating income
$489Securities gains (losses)
$5,511Applicable income taxes
$18,163Income before extraordinary items
$0Extraordinary gains - net
$18,163Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$827Sale, conversion, retirement of capital stock, net
$7,518Net operating income

Performance and Condition Ratios (December 31, 1997)

Dollar figures in thousands
Performance Ratios (%, annualized)
7.07%Yield on earning assets
3.78%Cost of funding earning assets
3.28%Net interest margin
0.41%Noninterest income to earning assets
2.34%Noninterest expense to earning assets
0.93%Net operating income to assets
0.95%Return on assets (ROA)
1.24%Pretax return on assets
9.61%Return on equity (ROE)
5.63%Retained earnings to average equity (YTD only)
0.13%Net charge-offs to loans
157.19%Credit loss provision to net charge-offs
29.61%Efficiency ratio
62,144Assets per employee
3.23%Cash dividends to net income (YTD only)
Condition Ratios (%)
41.39%Loss allowance to loans
0.52%Loss allowance to noncurrent loans
63.28%Noncurrent assets plus other real estate owned to assets
0.29%Noncurrent loans to loans
0.82%Net loans and leases to deposits
39.46%Net loans and leases to core deposits
43.88%Equity capital to assets
10.20%Core capital (leverage) ratio
10.11%Tier 1 risk-based capital ratio
25.22%Total risk-based capital ratio
Memoranda
$26Average assets
$1,915,387Average earning assets
$189,043Average equity
$1,810,458Average loans

First National Bank of Evergreen Park in Evergreen Park, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank of Evergreen Park - Overview

Assets and Liabilities (December 31, 1997)

Income and Expense (December 31, 1997)

Performance and Condition Ratios (December 31, 1997)

Comment about this bank, ask questions, or add new information about it:

First National Bank of Evergreen Park in Evergreen Park, Illinois (IL)Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank of Evergreen Park - Overview

Assets and Liabilities (December 31, 1997)

Income and Expense (December 31, 1997)

Performance and Condition Ratios (December 31, 1997)

Comment about this bank, ask questions, or add new information about it:

First National Bank of Evergreen Park in Evergreen Park, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches