FDIC Certificate #: 4464 Status: Active Federal Reserve ID: 786948 Bank Holding Company (Regulatory Top Holder): A. M. Saylor, Incorporated (RSSDID: 1200142, Location: Hampton, IA) Date Established: January 01, 1933 WWW:http://www.fnb-hampton.com Trust Powers Granted: Yes Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 2949 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Agricultural lending institution: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: No Subchapter S Corporations: Yes Asset Concentration Hierarchy: Agricultural Specialization Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: 211 1st Avenue, N.W., Hampton, IA 50441 County: Franklin Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Des Moines Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $127.2 mil Equity capital: $15.9 mil Deposits held in domestic offices: $109.6 mil Return on assets (ROA): 1.60% ($2.0 mil) Quarterly return on assets: 1.51% ($1.9 mil) Return on Equity (ROE): 12.59% ($2.0 mil) Quarterly return on equity: 11.85% ($1.9 mil) Net income: $1.9 mil Quarterly Net income: $0.5 mil Pretax return on assets: 1.69% ($2,148.9 mil) Quarterly Pretax return on assets: 1.59% ($2,021.8 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
21Total employees (full-time equivalent)
$127,155Total assets
$11,850Cash and due from depository institutions
$9,375Interest-bearing balances
$41,587Securities
$5,458Federal funds sold & reverse repurchase agreements
$65,340Net loans & leases
$1,208Loan loss allowance
$0Trading account assets
$935Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$127,155Life insurance assets
$1,985All other assets
$111,228Total liabilities and capital
$109,557Total liabilities
$97,079Total deposits
$109,557Interest-bearing deposits
$85Deposits held in domestic offices
1314.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$150Trading liabilities
$0Other borrowed funds
$207Subordinated debt
$15,927All other liabilities
$15,927Total equity capital
$15,927Total bank equity capital
$0Perpetual preferred stock
$150Common stock
$750Surplus
$15,027Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$470Income earned, not collected on loans
$0Earning assets
$1,000Long-term assets (5+ years)
$121,760Average Assets, year-to-date
$29,620Average Assets, quarterly
$119,199Volatile liabilities
$124,693Insider loans
$85,465FHLB advances
$126,007Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$14,385Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$8,724Restructured Loans and leases
$575Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$5,361Total interest income
$1,017Total interest expense
$4,344Net interest income
$290Provision for loan and lease losses
$548Total noninterest income
$0Fiduciary activities
$382Service charges on deposit accounts
$0Trading account gains & fees
$166Additional noninterest income
$2,593Total noninterest expense
$1,499Salaries and employee benefits
$313Premises and equipment expense
$781Additional noninterest expense
$2,009Pre-tax net operating income
$0Securities gains (losses)
$99Applicable income taxes
$1,910Income before extraordinary items
$0Extraordinary gains - net
$1,910Net income attributable to bank
$0Net charge-offs
$1,910Cash dividends
$118Sale, conversion, retirement of capital stock, net
$1,050Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.70%Yield on earning assets
0.89%Cost of funding earning assets
3.81%Net interest margin
0.48%Noninterest income to earning assets
2.28%Noninterest expense to earning assets
1.60%Net operating income to assets
1.60%Return on assets (ROA)
1.69%Pretax return on assets
12.59%Return on equity (ROE)
5.67%Retained earnings to average equity (YTD only)
0.18%Net charge-offs to loans
245.76%Credit loss provision to net charge-offs
19.48%Efficiency ratio
53,005Assets per employee
6.05%Cash dividends to net income (YTD only)
Condition Ratios (%)
54.97%Loss allowance to loans
1.82%Loss allowance to noncurrent loans
257.02%Noncurrent assets plus other real estate owned to assets
0.50%Noncurrent loans to loans
0.71%Net loans and leases to deposits
59.64%Net loans and leases to core deposits
60.74%Equity capital to assets
12.53%Core capital (leverage) ratio
11.42%Tier 1 risk-based capital ratio
16.83%Total risk-based capital ratio
Memoranda
$18Average assets
$119,199Average earning assets
$15,169Average equity
$113,954Average loans
Total Fiduciary and Related Assets (December 31, 2010)
Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$2Managed Assets
1Number of Accounts
$2Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$1Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$1Non-managed Assets
2Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
List of branches
1 Iowa Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
2949
First National Bank Of Hampton
211 1st Avenue, N.W., Hampton, IA 50441
January 01, 1933
Full Service Brick and Mortar
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