First National Bank of Illinois in city_name, state_name - Detailed Financial Reports, Location

First National Bank of Illinois in Lansing, Illinois (IL), IN
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First National Bank of Illinois routing number info

First National Bank of Illinois - Overview

General
FDIC Certificate #: 16280
Status: Active
Federal Reserve ID: 1017032
Bank Holding Company (Regulatory Top Holder): First Lansing Bancorp, Inc. (RSSDID: 1209510, Location: Lansing, IL)
Date Established: September 08, 1945
WWW: http://www.fnbiweb.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 8 (Domestic: 8, Interstate: Yes)
OTS Docket #: 12841
FDIC's unique #: 10468
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: September 08, 1945
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 3256 Ridge Road, Lansing, IL 60438
County: Cook
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Chicago
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $376.2 mil
Equity capital: $40.8 mil
Deposits held in domestic offices: $333.5 mil
Return on assets (ROA): 0.12% ($0.5 mil)
Quarterly return on assets: 0.67% ($2.5 mil)
Return on Equity (ROE): 1.22% ($0.5 mil)
Quarterly return on equity: 6.52% ($2.7 mil)
Net income: $0.4 mil
Quarterly Net income: $0.6 mil
Pretax return on assets: 0.04% ($150.5 mil)
Quarterly Pretax return on assets: 0.94% ($3,536.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
107Total employees (full-time equivalent)
$376,200Total assets
$22,589Cash and due from depository institutions
$15,051Interest-bearing balances
$132,316Securities
$0Federal funds sold & reverse repurchase agreements
$178,483Net loans & leases
$4,221Loan loss allowance
$0Trading account assets
$12,238Bank premises and fixed assets
$7,954Other real estate owned
$1,511Goodwill and other intangibles
$376,200Life insurance assets
$21,109All other assets
$335,440Total liabilities and capital
$333,488Total liabilities
$287,653Total deposits
$333,488Interest-bearing deposits
$86Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$1,952Subordinated debt
$40,760All other liabilities
$40,760Total equity capital
$40,760Total bank equity capital
$0Perpetual preferred stock
$2,000Common stock
$6,800Surplus
$31,960Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$12,354Income earned, not collected on loans
$0Earning assets
$1,862Long-term assets (5+ years)
$325,850Average Assets, year-to-date
$138,360Average Assets, quarterly
$382,770Volatile liabilities
$376,360Insider loans
$237,249FHLB advances
$372,118Loans and leases held for sale
$9,502Unused loan commitments
$7,949Tier 1 (core) risk-based capital
$34,756Tier 2 risk-based capital
$0Total risk weighted assets
$1,553Total unused commitments
$32,034Restructured Loans and leases
$9,138Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$14,986Total interest income
$3,144Total interest expense
$11,842Net interest income
$3,171Provision for loan and lease losses
$2,107Total noninterest income
$976Fiduciary activities
$1,050Service charges on deposit accounts
$0Trading account gains & fees
$81Additional noninterest income
$10,246Total noninterest expense
$5,171Salaries and employee benefits
$1,494Premises and equipment expense
$3,581Additional noninterest expense
$532Pre-tax net operating income
-$368Securities gains (losses)
-$281Applicable income taxes
$445Income before extraordinary items
$0Extraordinary gains - net
$445Net income attributable to bank
$0Net charge-offs
$445Cash dividends
$4,433Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.51%Yield on earning assets
0.95%Cost of funding earning assets
3.56%Net interest margin
0.63%Noninterest income to earning assets
3.08%Noninterest expense to earning assets
0.21%Net operating income to assets
0.12%Return on assets (ROA)
0.04%Pretax return on assets
1.22%Return on equity (ROE)
1.22%Retained earnings to average equity (YTD only)
2.22%Net charge-offs to loans
71.53%Credit loss provision to net charge-offs
0.84%Efficiency ratio
73,453Assets per employee
3.52%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
2.31%Loss allowance to noncurrent loans
34.17%Noncurrent assets plus other real estate owned to assets
5.40%Noncurrent loans to loans
6.76%Net loans and leases to deposits
53.52%Net loans and leases to core deposits
54.34%Equity capital to assets
10.83%Core capital (leverage) ratio
9.34%Tier 1 risk-based capital ratio
14.65%Total risk-based capital ratio
Memoranda
$16Average assets
$382,770Average earning assets
$36,493Average equity
$332,343Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$211,473Managed Assets
1Number of Accounts
$137,713Personal trust and agency accounts
$85,035Employee benefit-defined contribution accounts
$16,615Employee benefit-defined benefit accounts
$0Other retirement accounts
$7,081Corporate trust and agency accounts
$0Investment management agency accounts
$28,982Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
666Number of Accounts
$0Personal trust and agency accounts
$7,081Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$73,760Other retirement accounts
$35,180Corporate trust and agency accounts
$5,802Other fiduciary accounts
$25,755Fiduciary accounts held in foreign offices

List of branches

7 Illinois Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	10468	First National Bank Of Illinois	3256 Ridge Road, Lansing, IL 60438	September 08, 1945	Full Service Brick and Mortar
1	237833	Lynwood Facility	19500 Torrence Avenue, Lynwood, IL 60411	July 27, 1981	Full Service Brick and Mortar
3	269051	Joliet-Merrycrest Branch	2108 West Jefferson Street, Joliet, IL 60435	June 30, 1988	Full Service Brick and Mortar
4	237835	Mokena Branch	19860 S. Lagrange Rd, Mokena, IL 60448	December 07, 1998	Full Service Brick and Mortar
5	418570	Shorewood Branch	931 Brook Forest, Shorewood, IL 60431	January 30, 2003	Full Service Brick and Mortar
6	419124	Plainfield Branch	13600 S Route 59, Plainfield, IL 60544	April 21, 2003	Full Service Brick and Mortar
7	441862	South Holland Branch	200 W. 162nd Street, South Holland, IL 60473	June 17, 2005	Full Service Brick and Mortar

1 Indiana Branch as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
8	462137	First National Bank Of Illinois Bran	1101 Joliet Street, Dyer, IN 46311	Febuary 26, 2007	Full Service Brick and Mortar

First National Bank of Illinois in Lansing, Illinois (IL), IN
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank of Illinois - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank of Illinois in Lansing, Illinois (IL), INOverview, Financial Summary, Detailed Financial Reports, Branches

First National Bank of Illinois - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank of Illinois in Lansing, Illinois (IL), IN
Overview, Financial Summary, Detailed Financial Reports, Branches