First National Bank of Lakewood in city_name, state_name - Detailed Financial Reports, Location

First National Bank of Lakewood in Lakewood, Colorado (CO)
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First National Bank of Lakewood - Overview

General
FDIC Certificate #: 24002
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Wells Fargo Bank West, National Association (#3011)
Federal Reserve ID: 325954
Date Established: July 06, 1982
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 1 (Interstate: No)
FDIC's unique #: 16738
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: July 06, 1982
Last Structure Change Effective Date: June 20, 1994
Last Structure Change Process Date: July 05, 1994
Last Data Update: July 05, 1994
Data Source Date: April 05, 2012
Location
Address: 143 Union Boulevard, Lakewood, CO 80228
County: Jefferson
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Denver
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Denver, CO (#2080)
Consolidated Metropolitan Statistical Area (CMSA): Denver-Boulder-Greeley, CO (#34)
Combined Statistical Area (CSA): Denver-Aurora-Boulder, CO (#216)
Core Based Statistical Area (CBSA): Denver-Aurora-Broomfield, CO (#19740)
CBSA Metro Statistical Area: Denver-Aurora-Broomfield, CO (#19740)
Financial Summary
Total assets: $60.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

Dollar figures in thousands
0Total employees (full-time equivalent)
$35Total assets
$63,163Cash and due from depository institutions
$3,709Interest-bearing balances
$0Securities
$22,830Federal funds sold & reverse repurchase agreements
$10,000Net loans & leases
$25,088Loan loss allowance
$712Trading account assets
$0Bank premises and fixed assets
$150Other real estate owned
$404Goodwill and other intangibles
$982Life insurance assets
$0All other assets
$0Total liabilities and capital
$63,163Total liabilities
$58,052Total deposits
$57,218Interest-bearing deposits
$39,443Deposits held in domestic offices
57218.00%% insured (estimated)
$87Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$109Subordinated debt
$0All other liabilities
$725Total equity capital
$725Total bank equity capital
$5,111Perpetual preferred stock
$0Common stock
$1,500Surplus
$800Undivided profits
Memoranda
$2,811Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$194Income earned, not collected on loans
$139Earning assets
$57,918Long-term assets (5+ years)
$9,378Average Assets, year-to-date
$61,843Average Assets, quarterly
$62,289Volatile liabilities
$2,086Insider loans
$12FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$6,177Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$5,111Total risk weighted assets
$38,584Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1993)

Dollar figures in thousands
$0Total interest income
$4,500Total interest expense
$993Net interest income
$3,507Provision for loan and lease losses
$8Total noninterest income
$780Fiduciary activities
$0Service charges on deposit accounts
$573Trading account gains & fees
$0Additional noninterest income
$207Total noninterest expense
$2,757Salaries and employee benefits
$1,129Premises and equipment expense
$296Additional noninterest expense
$1,332Pre-tax net operating income
$1,522Securities gains (losses)
$3Applicable income taxes
$514Income before extraordinary items
$1,011Extraordinary gains - net
$27Net income attributable to bank
$1,038Net charge-offs
$19Cash dividends
$262Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1993)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.01%Cost of funding earning assets
1.77%Net interest margin
6.24%Noninterest income to earning assets
1.39%Noninterest expense to earning assets
4.91%Net operating income to assets
1.63%Return on assets (ROA)
1.68%Pretax return on assets
2.51%Return on equity (ROE)
21.61%Retained earnings to average equity (YTD only)
16.16%Net charge-offs to loans
0.07%Credit loss provision to net charge-offs
42.11%Efficiency ratio
64,311Assets per employee
1.80%Cash dividends to net income (YTD only)
Condition Ratios (%)
25.24%Loss allowance to loans
2.76%Loss allowance to noncurrent loans
367.01%Noncurrent assets plus other real estate owned to assets
0.95%Noncurrent loans to loans
0.75%Net loans and leases to deposits
43.85%Net loans and leases to core deposits
45.42%Equity capital to assets
8.09%Core capital (leverage) ratio
8.26%Tier 1 risk-based capital ratio
13.25%Total risk-based capital ratio
Memoranda
$15Average assets
$61,843Average earning assets
$4,803Average equity
$56,200Average loans

First National Bank of Lakewood in Lakewood, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank of Lakewood - Overview

Assets and Liabilities (December 31, 1993)

Income and Expense (December 31, 1993)

Performance and Condition Ratios (December 31, 1993)

Comment about this bank, ask questions, or add new information about it:

First National Bank of Lakewood in Lakewood, Colorado (CO)Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank of Lakewood - Overview

Assets and Liabilities (December 31, 1993)

Income and Expense (December 31, 1993)

Performance and Condition Ratios (December 31, 1993)

Comment about this bank, ask questions, or add new information about it:

First National Bank of Lakewood in Lakewood, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches