First National Bank of Onaga in Onaga, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 09, 2002

First National Bank of Onaga in Onaga, Kansas (KS)
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First National Bank of Onaga - Overview

General
FDIC Certificate #: 26326
Status: Inactive
Closing history: Absorption - Without Assistance
Acquiring institution: The Morrill and Janes Bank and Trust Company (#1143)
Federal Reserve ID: 284257
Date Established: July 23, 1985
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 3 (Interstate: No)
OTS Docket #: 13844
FDIC's unique #: 32830
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
Oakar Institutions: Yes
State Chartered: No
Date of Deposit Insurance: July 23, 1985
Last Structure Change Effective Date: November 09, 2002
Last Structure Change Process Date: November 20, 2002
Last Data Update: November 20, 2002
Data Source Date: April 05, 2012
Location
Address: Main Street, Onaga, KS 66521
County: Pottawatomie
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Kansas City
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Core Based Statistical Area (CBSA): Manhattan, KS (#31740)
CBSA Metro Statistical Area: Manhattan, KS (#31740)
Financial Summary
Total assets: $175.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

Dollar figures in thousands
65Total employees (full-time equivalent)
$158,738Total assets
$4,632Cash and due from depository institutions
$76Interest-bearing balances
$47,173Securities
$0Federal funds sold & reverse repurchase agreements
$100,139Net loans & leases
$1,136Loan loss allowance
$0Trading account assets
$2,986Bank premises and fixed assets
$140Other real estate owned
$564Goodwill and other intangibles
$0Life insurance assets
$3,104All other assets
$158,738Total liabilities and capital
$146,772Total liabilities
$117,826Total deposits
$95,958Interest-bearing deposits
$117,826Deposits held in domestic offices
0.00%% insured (estimated)
$14,982Federal funds purchased & repurchase agreements
$0Trading liabilities
$13,352Other borrowed funds
$0Subordinated debt
$612All other liabilities
$11,966Total equity capital
$11,966Total bank equity capital
$11,966Perpetual preferred stock
$0Common stock
$800Surplus
$8,000Undivided profits
Memoranda
$3,166Noncurrent loans and leases
$66,339Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$0Long-term assets (5+ years)
$1,206Average Assets, year-to-date
$147,388Average Assets, quarterly
$47,873Volatile liabilities
$135,522Insider loans
$148,676FHLB advances
$28,905Loans and leases held for sale
$0Unused loan commitments
$13,000Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$66,339Total unused commitments
$0Restructured Loans and leases
$1,136Derivatives

Income and Expense (December 31, 2001)

Dollar figures in thousands
$9,234Total interest income
$4,638Total interest expense
$4,596Net interest income
$302Provision for loan and lease losses
$3,817Total noninterest income
$762Fiduciary activities
$226Service charges on deposit accounts
$0Trading account gains & fees
$2,829Additional noninterest income
$5,583Total noninterest expense
$3,222Salaries and employee benefits
$782Premises and equipment expense
$1,579Additional noninterest expense
$2,528Pre-tax net operating income
$95Securities gains (losses)
$966Applicable income taxes
$1,657Income before extraordinary items
$0Extraordinary gains - net
$1,657Net income attributable to bank
$0Net charge-offs
$0Cash dividends
-$11Sale, conversion, retirement of capital stock, net
$391Net operating income

Performance and Condition Ratios (December 31, 2001)

Dollar figures in thousands
Performance Ratios (%, annualized)
7.32%Yield on earning assets
3.68%Cost of funding earning assets
3.64%Net interest margin
3.03%Noninterest income to earning assets
4.43%Noninterest expense to earning assets
1.18%Net operating income to assets
1.22%Return on assets (ROA)
1.94%Pretax return on assets
16.05%Return on equity (ROE)
12.26%Retained earnings to average equity (YTD only)
-0.01%Net charge-offs to loans
-2745.45%Credit loss provision to net charge-offs
0.00%Efficiency ratio
65,827Assets per employee
2.44%Cash dividends to net income (YTD only)
Condition Ratios (%)
23.60%Loss allowance to loans
1.12%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.09%Noncurrent loans to loans
0.00%Net loans and leases to deposits
84.99%Net loans and leases to core deposits
96.05%Equity capital to assets
7.54%Core capital (leverage) ratio
7.90%Tier 1 risk-based capital ratio
10.51%Total risk-based capital ratio
Memoranda
$12Average assets
$135,522Average earning assets
$10,323Average equity
$126,148Average loans

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