First National Bank of Vicksburg in city_name, state_name - Detailed Financial Reports, Location

First National Bank of Vicksburg in Vicksburg, Mississippi (MS)
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First National Bank of Vicksburg - Overview

General
FDIC Certificate #: 4996
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Trustmark National Bank (#4988)
Federal Reserve ID: 920032
Date Established: January 01, 1884
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 9 (Interstate: No)
OTS Docket #: 10142
FDIC's unique #: 3333
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: October 07, 1994
Last Structure Change Process Date: October 19, 1994
Last Data Update: October 19, 1994
Data Source Date: April 05, 2012
Location
Address: Washington And Clay Streets, Vicksburg, MS 39180
County: Warren
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Jackson Ms
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Vicksburg, MS (#46980)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $276.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

Dollar figures in thousands
0Total employees (full-time equivalent)
$158Total assets
$282,788Cash and due from depository institutions
$17,630Interest-bearing balances
$4,295Securities
$99,460Federal funds sold & reverse repurchase agreements
$8,700Net loans & leases
$144,828Loan loss allowance
$2,364Trading account assets
$0Bank premises and fixed assets
$4,174Other real estate owned
$1,748Goodwill and other intangibles
$6,248Life insurance assets
$0All other assets
$0Total liabilities and capital
$282,788Total liabilities
$254,268Total deposits
$243,144Interest-bearing deposits
$207,765Deposits held in domestic offices
243144.00%% insured (estimated)
$76Federal funds purchased & repurchase agreements
$2,598Trading liabilities
$0Other borrowed funds
$5,266Subordinated debt
$0All other liabilities
$3,260Total equity capital
$3,260Total bank equity capital
$28,520Perpetual preferred stock
$0Common stock
$2,343Surplus
$14,321Undivided profits
Memoranda
$11,856Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$4,545Income earned, not collected on loans
$1,223Earning assets
$257,283Long-term assets (5+ years)
$63,794Average Assets, year-to-date
$275,668Average Assets, quarterly
$279,720Volatile liabilities
$37,794Insider loans
$16,757FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$28,272Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$28,520Total risk weighted assets
$168,210Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1993)

Dollar figures in thousands
$0Total interest income
$20,047Total interest expense
$7,983Net interest income
$12,064Provision for loan and lease losses
$999Total noninterest income
$2,032Fiduciary activities
$262Service charges on deposit accounts
$1,012Trading account gains & fees
$0Additional noninterest income
$758Total noninterest expense
$10,865Salaries and employee benefits
$4,722Premises and equipment expense
$1,334Additional noninterest expense
$4,809Pre-tax net operating income
$2,232Securities gains (losses)
$386Applicable income taxes
$564Income before extraordinary items
$2,054Extraordinary gains - net
$56Net income attributable to bank
$2,110Net charge-offs
$1,005Cash dividends
$975Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1993)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.01%Cost of funding earning assets
3.19%Net interest margin
4.82%Noninterest income to earning assets
0.81%Noninterest expense to earning assets
4.34%Net operating income to assets
0.64%Return on assets (ROA)
0.77%Pretax return on assets
0.97%Return on equity (ROE)
7.47%Retained earnings to average equity (YTD only)
4.02%Net charge-offs to loans
0.68%Credit loss provision to net charge-offs
99.40%Efficiency ratio
77,079Assets per employee
1.79%Cash dividends to net income (YTD only)
Condition Ratios (%)
46.21%Loss allowance to loans
1.61%Loss allowance to noncurrent loans
52.01%Noncurrent assets plus other real estate owned to assets
2.23%Noncurrent loans to loans
3.09%Net loans and leases to deposits
59.56%Net loans and leases to core deposits
67.93%Equity capital to assets
10.09%Core capital (leverage) ratio
10.31%Tier 1 risk-based capital ratio
16.96%Total risk-based capital ratio
Memoranda
$18Average assets
$275,668Average earning assets
$28,259Average equity
$250,270Average loans

First National Bank of Vicksburg in Vicksburg, Mississippi (MS)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank of Vicksburg - Overview

Assets and Liabilities (December 31, 1993)

Income and Expense (December 31, 1993)

Performance and Condition Ratios (December 31, 1993)

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First National Bank of Vicksburg in Vicksburg, Mississippi (MS)Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank of Vicksburg - Overview

Assets and Liabilities (December 31, 1993)

Income and Expense (December 31, 1993)

Performance and Condition Ratios (December 31, 1993)

Comment about this bank, ask questions, or add new information about it:

First National Bank of Vicksburg in Vicksburg, Mississippi (MS)
Overview, Financial Summary, Detailed Financial Reports, Branches