First Peoples National Bank in city_name, state_name - Detailed Financial Reports, Location

First Peoples National Bank in Edwardsville, Pennsylvania (PA)
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First Peoples National Bank - Overview

General
FDIC Certificate #: 7484
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Wachovia Bank, National Association (#33869)
Federal Reserve ID: 251615
Date Established: October 01, 1910
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 2 (Interstate: No)
OTS Docket #: 9503
FDIC's unique #: 4861
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 25, 1994
Last Structure Change Process Date: April 05, 1994
Last Data Update: April 05, 1994
Data Source Date: April 05, 2012
Location
Address: Narrows Shopping Center, Edwardsville, PA 18704
County: Luzerne
Quarterly Banking Profile Region: New York
FDIC Geographic Region: New York
FDIC Supervisory Region: New York
FDIC Field Office: Philadelphia
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Northeast
Metropolitan Statistical Area (MSA): Scranton--Wilkes-Barre--Hazleton, PA (#7560)
Core Based Statistical Area (CBSA): Scranton-Wilkes-Barre, PA (#42540)
CBSA Metro Statistical Area: Scranton-Wilkes-Barre, PA (#42540)
Financial Summary
Total assets: $100.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

Dollar figures in thousands
0Total employees (full-time equivalent)
$39Total assets
$100,827Cash and due from depository institutions
$4,625Interest-bearing balances
$489Securities
$27,436Federal funds sold & reverse repurchase agreements
$605Net loans & leases
$65,612Loan loss allowance
$960Trading account assets
$0Bank premises and fixed assets
$604Other real estate owned
$431Goodwill and other intangibles
$1,514Life insurance assets
$0All other assets
$0Total liabilities and capital
$100,827Total liabilities
$91,502Total deposits
$85,069Interest-bearing deposits
$76,296Deposits held in domestic offices
85069.00%% insured (estimated)
$95Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$5,730Subordinated debt
$0All other liabilities
$703Total equity capital
$703Total bank equity capital
$9,325Perpetual preferred stock
$0Common stock
$519Surplus
$3,340Undivided profits
Memoranda
$5,466Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,681Income earned, not collected on loans
$316Earning assets
$94,142Long-term assets (5+ years)
$18,111Average Assets, year-to-date
$101,074Average Assets, quarterly
$101,432Volatile liabilities
$6,634Insider loans
$2,849FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$3,741Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$9,325Total risk weighted assets
$64,077Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1993)

Dollar figures in thousands
$0Total interest income
$7,717Total interest expense
$2,765Net interest income
$4,952Provision for loan and lease losses
$30Total noninterest income
$300Fiduciary activities
$0Service charges on deposit accounts
$169Trading account gains & fees
$0Additional noninterest income
$131Total noninterest expense
$3,138Salaries and employee benefits
$1,274Premises and equipment expense
$330Additional noninterest expense
$1,534Pre-tax net operating income
$2,084Securities gains (losses)
$159Applicable income taxes
$766Income before extraordinary items
$1,477Extraordinary gains - net
$0Net income attributable to bank
$1,477Net charge-offs
$215Cash dividends
$477Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1993)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.12%Cost of funding earning assets
2.91%Net interest margin
5.21%Noninterest income to earning assets
0.32%Noninterest expense to earning assets
3.30%Net operating income to assets
1.36%Return on assets (ROA)
1.46%Pretax return on assets
2.22%Return on equity (ROE)
16.56%Retained earnings to average equity (YTD only)
11.21%Net charge-offs to loans
0.32%Credit loss provision to net charge-offs
13.95%Efficiency ratio
59,749Assets per employee
2.59%Cash dividends to net income (YTD only)
Condition Ratios (%)
32.30%Loss allowance to loans
1.44%Loss allowance to noncurrent loans
57.11%Noncurrent assets plus other real estate owned to assets
2.09%Noncurrent loans to loans
2.53%Net loans and leases to deposits
77.13%Net loans and leases to core deposits
77.96%Equity capital to assets
9.25%Core capital (leverage) ratio
9.30%Tier 1 risk-based capital ratio
14.55%Total risk-based capital ratio
Memoranda
$16Average assets
$101,074Average earning assets
$8,921Average equity
$95,014Average loans

First Peoples National Bank in Edwardsville, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Peoples National Bank - Overview

Assets and Liabilities (December 31, 1993)

Income and Expense (December 31, 1993)

Performance and Condition Ratios (December 31, 1993)

Comment about this bank, ask questions, or add new information about it:

First Peoples National Bank in Edwardsville, Pennsylvania (PA)Overview, Financial Summary, Detailed Financial Reports, Branches

First Peoples National Bank - Overview

Assets and Liabilities (December 31, 1993)

Income and Expense (December 31, 1993)

Performance and Condition Ratios (December 31, 1993)

Comment about this bank, ask questions, or add new information about it:

First Peoples National Bank in Edwardsville, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches