First Robinson Savings Bank, National Association in city_name, state_name

First Robinson Savings Bank, National Association in Robinson, Illinois (IL), IN
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First Robinson Savings Bank, National Association routing number info

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First Robinson Savings Bank, National Association - Overview

General
FDIC Certificate #: 28105
Status: Active
Federal Reserve ID: 660271
Bank Holding Company (Regulatory Top Holder): First Robinson Financial Corporation (RSSDID: 2558194, Location: Robinson, IL)
Date Established: January 01, 1884
WWW: http://www.frsb.net
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 5 (Domestic: 5, Interstate: Yes)
OTS Docket #: 906
FDIC's unique #: 40939
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: All Other Specialization < 1 Billion
Date of Deposit Insurance: June 07, 1954
Last Structure Change Effective Date: September 17, 2008
Last Structure Change Process Date: October 08, 2008
Last Data Update: October 08, 2008
Data Source Date: April 05, 2012
Location
Address: 501 East Main Street, Robinson, IL 62454
County: Crawford
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Mount Vernon
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
History of Changes
Change in Trust Powers
Financial Summary
Total assets: $221.3 mil
Equity capital: $18.4 mil
Deposits held in domestic offices: $185.1 mil
Return on assets (ROA): 0.84% ($1.9 mil)
Quarterly return on assets: 1.14% ($2.5 mil)
Return on Equity (ROE): 10.67% ($1.9 mil)
Quarterly return on equity: 12.56% ($2.3 mil)
Net income: $1.7 mil
Quarterly Net income: $0.6 mil
Pretax return on assets: 1.33% ($2,943.8 mil)
Quarterly Pretax return on assets: 1.81% ($4,006.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
64Total employees (full-time equivalent)
$221,335Total assets
$38,545Cash and due from depository institutions
$30,418Interest-bearing balances
$45,428Securities
$0Federal funds sold & reverse repurchase agreements
$127,957Net loans & leases
$1,290Loan loss allowance
$0Trading account assets
$4,185Bank premises and fixed assets
$25Other real estate owned
$745Goodwill and other intangibles
$221,335Life insurance assets
$4,450All other assets
$202,931Total liabilities and capital
$185,113Total liabilities
$144,654Total deposits
$185,113Interest-bearing deposits
$92Deposits held in domestic offices
15821.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$1,997Subordinated debt
$18,404All other liabilities
$18,404Total equity capital
$18,404Total bank equity capital
$0Perpetual preferred stock
$3,009Common stock
$7,303Surplus
$8,092Undivided profits
Memoranda
$0Noncurrent loans and leases
$508Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$443Income earned, not collected on loans
$0Earning assets
$886Long-term assets (5+ years)
$203,803Average Assets, year-to-date
$93,133Average Assets, quarterly
$208,529Volatile liabilities
$211,506Insider loans
$121,270FHLB advances
$213,389Loans and leases held for sale
$1,595Unused loan commitments
$1,595Tier 1 (core) risk-based capital
$17,525Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$31,439Restructured Loans and leases
$812Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$8,366Total interest income
$1,726Total interest expense
$6,640Net interest income
$1,125Provision for loan and lease losses
$2,753Total noninterest income
$25Fiduciary activities
$967Service charges on deposit accounts
$0Trading account gains & fees
$1,761Additional noninterest income
$5,517Total noninterest expense
$2,984Salaries and employee benefits
$731Premises and equipment expense
$1,802Additional noninterest expense
$2,751Pre-tax net operating income
$17Securities gains (losses)
$1,019Applicable income taxes
$1,749Income before extraordinary items
$0Extraordinary gains - net
$1,749Net income attributable to bank
$0Net charge-offs
$1,749Cash dividends
$937Sale, conversion, retirement of capital stock, net
$2,000Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.40%Yield on earning assets
0.91%Cost of funding earning assets
3.49%Net interest margin
1.45%Noninterest income to earning assets
2.90%Noninterest expense to earning assets
0.83%Net operating income to assets
0.84%Return on assets (ROA)
1.33%Pretax return on assets
10.67%Return on equity (ROE)
-1.53%Retained earnings to average equity (YTD only)
0.76%Net charge-offs to loans
120.06%Credit loss provision to net charge-offs
4.14%Efficiency ratio
58,735Assets per employee
3.46%Cash dividends to net income (YTD only)
Condition Ratios (%)
114.35%Loss allowance to loans
1.00%Loss allowance to noncurrent loans
291.20%Noncurrent assets plus other real estate owned to assets
0.21%Noncurrent loans to loans
0.34%Net loans and leases to deposits
69.12%Net loans and leases to core deposits
70.04%Equity capital to assets
8.31%Core capital (leverage) ratio
8.21%Tier 1 risk-based capital ratio
14.45%Total risk-based capital ratio
Memoranda
$16Average assets
$208,529Average earning assets
$16,385Average equity
$190,102Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$8,421Managed Assets
1Number of Accounts
$8,150Personal trust and agency accounts
$8,150Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
11Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$271Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

4 Illinois Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	40939	First Robinson Savings Bank, National Association	501 East Main Street, Robinson, IL 62454	January 01, 1884	Full Service Brick and Mortar
1	265098	Oblong Branch	102 West Main Street, Oblong, IL 62449	June 26, 1995	Full Service Brick and Mortar
2	265099	East Grand Prairie Branch	119 East Grand Prairie, Palestine, IL 62451	June 30, 1996	Full Service Brick and Mortar
3	265100	Oblong Drive Up	2500 East 1050th Ave, Oblong, IL 62449	August 01, 1997	Limited Service Facility

1 Indiana Branch as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
4	484874	Vincennes Branch	615 Kimmel Road, Vincennes, IN 47591	December 29, 2008	Full Service Brick and Mortar

First Robinson Savings Bank, National Association in Robinson, Illinois (IL), IN
Overview, Financial Summary, Detailed Financial Reports, Branches

First Robinson Savings Bank, National Association - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Robinson Savings Bank, National Association in Robinson, Illinois (IL), INOverview, Financial Summary, Detailed Financial Reports, Branches

First Robinson Savings Bank, National Association - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Robinson Savings Bank, National Association in Robinson, Illinois (IL), IN
Overview, Financial Summary, Detailed Financial Reports, Branches