First Savings and Loan Association of South Holland - Overview
General
FDIC Certificate #: 31110 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Manufacturers Bank (#16230) Federal Reserve ID: 623070 Date Established: July 31, 1959 Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS) OTS Docket #: 6396 FDIC's unique #: 43944 Numeric code: 35 Regulator: OTS Insurance Fund Membership: Savings Association Insurance Fund (SAIF) FDIC Insured: Yes SAIF Insured: Yes Insured Savings Institution: Yes State Chartered: Yes Date of Deposit Insurance: July 31, 1959 Last Structure Change Effective Date: May 15, 2001 Last Structure Change Process Date: May 30, 2001 Last Data Update: May 30, 2001 Data Source Date: April 05, 2012
Location
Address: 475 East 162nd Street, South Holland, IL 60473 County: Cook Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Chicago Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Metropolitan Statistical Area (MSA): Chicago, IL (#1600) Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14) Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176) Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980) CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980) Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
Financial Summary
Total assets: $218.7 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2000)
Dollar figures in thousands
44Total employees (full-time equivalent)
$218,938Total assets
$19,268Cash and due from depository institutions
$13,189Interest-bearing balances
$57,338Securities
$0Federal funds sold & reverse repurchase agreements
$136,638Net loans & leases
$1,025Loan loss allowance
$0Trading account assets
$1,482Bank premises and fixed assets
$662Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$3,550All other assets
$218,938Total liabilities and capital
$191,975Total liabilities
$183,394Total deposits
$174,955Interest-bearing deposits
$183,394Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$4,100Other borrowed funds
$0Subordinated debt
$4,481All other liabilities
$26,963Total equity capital
$26,963Total bank equity capital
$26,963Perpetual preferred stock
$0Common stock
$335Surplus
$4,250Undivided profits
Memoranda
$22,378Noncurrent loans and leases
$3,804Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$309Earning assets
$0Long-term assets (5+ years)
$633Average Assets, year-to-date
$207,165Average Assets, quarterly
$0Volatile liabilities
$214,886Insider loans
$214,989FHLB advances
$32,810Loans and leases held for sale
$0Unused loan commitments
$4,100Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$3,804Total unused commitments
$0Restructured Loans and leases
$1,025Derivatives
Income and Expense (December 31, 2000)
Dollar figures in thousands
$14,867Total interest income
$8,460Total interest expense
$6,407Net interest income
$0Provision for loan and lease losses
$934Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
-$91Trading account gains & fees
$1,025Additional noninterest income
$4,242Total noninterest expense
$2,365Salaries and employee benefits
$830Premises and equipment expense
$1,047Additional noninterest expense
$3,099Pre-tax net operating income
-$4Securities gains (losses)
$1,048Applicable income taxes
$2,047Income before extraordinary items
$0Extraordinary gains - net
$2,047Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$0Sale, conversion, retirement of capital stock, net
$3,000Net operating income
Performance and Condition Ratios (December 31, 2000)
Dollar figures in thousands
Performance Ratios (%, annualized)
7.24%Yield on earning assets
4.12%Cost of funding earning assets
3.12%Net interest margin
0.45%Noninterest income to earning assets
2.07%Noninterest expense to earning assets
0.95%Net operating income to assets
0.95%Return on assets (ROA)
1.44%Pretax return on assets
7.55%Return on equity (ROE)
-3.51%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
57,785Assets per employee
4.98%Cash dividends to net income (YTD only)
Condition Ratios (%)
146.56%Loss allowance to loans
0.74%Loss allowance to noncurrent loans
331.72%Noncurrent assets plus other real estate owned to assets
0.24%Noncurrent loans to loans
0.22%Net loans and leases to deposits
74.51%Net loans and leases to core deposits
88.33%Equity capital to assets
12.32%Core capital (leverage) ratio
12.35%Tier 1 risk-based capital ratio
30.45%Total risk-based capital ratio
Memoranda
$32Average assets
$214,886Average earning assets
$27,114Average equity
$205,342Average loans
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First Savings and Loan Association of South Holland
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