First Security Bank of Mountain Home in city_name, state_name

First Security Bank of Mountain Home in Mountain Home, Arkansas (AR)
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First Security Bank of Mountain Home - Overview

General
FDIC Certificate #: 5622
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: First Security Bank (#5633)
Federal Reserve ID: 556945
Date Established: August 10, 1906
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 7 (Interstate: No)
OTS Docket #: 10293
FDIC's unique #: 3829
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: November 09, 2007
Last Structure Change Process Date: November 15, 2007
Last Data Update: November 15, 2007
Data Source Date: April 05, 2012
Location
Address: 105 East Ninth Street, Mountain Home, AR 72653
County: Baxter
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Little Rock
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Core Based Statistical Area (CBSA): Mountain Home, AR (#34260)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $304.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2006)

Dollar figures in thousands
86Total employees (full-time equivalent)
$291,936Total assets
$5,672Cash and due from depository institutions
$320Interest-bearing balances
$109,088Securities
$850Federal funds sold & reverse repurchase agreements
$164,698Net loans & leases
$2,413Loan loss allowance
$0Trading account assets
$5,808Bank premises and fixed assets
$364Other real estate owned
$260Goodwill and other intangibles
$0Life insurance assets
$5,196All other assets
$291,936Total liabilities and capital
$267,993Total liabilities
$246,687Total deposits
$222,995Interest-bearing deposits
$246,687Deposits held in domestic offices
0.00%% insured (estimated)
$2,130Federal funds purchased & repurchase agreements
$0Trading liabilities
$16,290Other borrowed funds
$0Subordinated debt
$2,886All other liabilities
$23,943Total equity capital
$23,943Total bank equity capital
$23,943Perpetual preferred stock
$0Common stock
$2,750Surplus
$2,750Undivided profits
Memoranda
$18,443Noncurrent loans and leases
$25,501Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$616Earning assets
$0Long-term assets (5+ years)
$2,471Average Assets, year-to-date
$274,956Average Assets, quarterly
$99,526Volatile liabilities
$296,665Insider loans
$296,230FHLB advances
$38,550Loans and leases held for sale
$1,380Unused loan commitments
$16,290Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$25,501Total unused commitments
$0Restructured Loans and leases
$2,313Derivatives

Income and Expense (December 31, 2006)

Dollar figures in thousands
$16,822Total interest income
$7,686Total interest expense
$9,136Net interest income
$0Provision for loan and lease losses
$1,617Total noninterest income
$341Fiduciary activities
$693Service charges on deposit accounts
$0Trading account gains & fees
$583Additional noninterest income
$6,361Total noninterest expense
$3,227Salaries and employee benefits
$965Premises and equipment expense
$2,169Additional noninterest expense
$4,392Pre-tax net operating income
$30Securities gains (losses)
$672Applicable income taxes
$3,750Income before extraordinary items
$0Extraordinary gains - net
$3,750Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$98Sale, conversion, retirement of capital stock, net
$2,686Net operating income

Performance and Condition Ratios (December 31, 2006)

Dollar figures in thousands
Performance Ratios (%, annualized)
6.02%Yield on earning assets
2.75%Cost of funding earning assets
3.27%Net interest margin
0.58%Noninterest income to earning assets
2.28%Noninterest expense to earning assets
1.26%Net operating income to assets
1.26%Return on assets (ROA)
1.49%Pretax return on assets
16.10%Return on equity (ROE)
4.57%Retained earnings to average equity (YTD only)
0.06%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
44.82%Efficiency ratio
58,625Assets per employee
3.39%Cash dividends to net income (YTD only)
Condition Ratios (%)
71.63%Loss allowance to loans
1.44%Loss allowance to noncurrent loans
391.72%Noncurrent assets plus other real estate owned to assets
0.34%Noncurrent loans to loans
0.37%Net loans and leases to deposits
66.76%Net loans and leases to core deposits
78.33%Equity capital to assets
8.20%Core capital (leverage) ratio
8.22%Tier 1 risk-based capital ratio
13.06%Total risk-based capital ratio
Memoranda
$14Average assets
$296,665Average earning assets
$23,289Average equity
$279,330Average loans

Total Fiduciary and Related Assets (December 31, 2006)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$60,812Managed Assets
1Number of Accounts
$32,839Personal trust and agency accounts
$32,839Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
365Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$27,973Other retirement accounts
$3,972Corporate trust and agency accounts
$0Other fiduciary accounts
$23,939Fiduciary accounts held in foreign offices

First Security Bank of Mountain Home in Mountain Home, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Security Bank of Mountain Home - Overview

Assets and Liabilities (December 31, 2006)

Income and Expense (December 31, 2006)

Performance and Condition Ratios (December 31, 2006)

Total Fiduciary and Related Assets (December 31, 2006)

Comment about this bank, ask questions, or add new information about it:

First Security Bank of Mountain Home in Mountain Home, Arkansas (AR)Overview, Financial Summary, Detailed Financial Reports, Branches

First Security Bank of Mountain Home - Overview

Assets and Liabilities (December 31, 2006)

Income and Expense (December 31, 2006)

Performance and Condition Ratios (December 31, 2006)

Total Fiduciary and Related Assets (December 31, 2006)

Comment about this bank, ask questions, or add new information about it:

First Security Bank of Mountain Home in Mountain Home, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches