First Security Bank of Wyoming in city_name, state_name - Detailed Financial Reports, Location

First Security Bank of Wyoming in Rock Springs, Wyoming (WY)
Show street view No street view available for this location

First Security Bank of Wyoming - Overview

General
FDIC Certificate #: 11959
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Wells Fargo Bank Northwest, National Association (#13718)
Federal Reserve ID: 553551
Date Established: January 01, 1887
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 8 (Interstate: No)
FDIC's unique #: 7634
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: November 24, 1997
Last Structure Change Process Date: December 18, 1997
Last Data Update: December 18, 1997
Data Source Date: April 05, 2012
Location
Address: 1400 Dewar Drive, Rock Springs, WY 82901
County: Sweetwater
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: San Francisco
FDIC Field Office: Salt Lake City
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Rock Springs, WY (#40540)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $218.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

Dollar figures in thousands
0Total employees (full-time equivalent)
$64Total assets
$222,347Cash and due from depository institutions
$10,074Interest-bearing balances
$1,000Securities
$61,398Federal funds sold & reverse repurchase agreements
$6,694Net loans & leases
$128,658Loan loss allowance
$2,740Trading account assets
$0Bank premises and fixed assets
$4,307Other real estate owned
$88Goodwill and other intangibles
$3,033Life insurance assets
$8,095All other assets
$0Total liabilities and capital
$222,347Total liabilities
$196,035Total deposits
$187,696Interest-bearing deposits
$161,213Deposits held in domestic offices
187696.00%% insured (estimated)
$83Federal funds purchased & repurchase agreements
$6,703Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$1,636Total equity capital
$1,636Total bank equity capital
$26,312Perpetual preferred stock
$0Common stock
$2,045Surplus
$9,585Undivided profits
Memoranda
$14,682Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,466Income earned, not collected on loans
$956Earning assets
$197,750Long-term assets (5+ years)
$55,018Average Assets, year-to-date
$220,952Average Assets, quarterly
$223,300Volatile liabilities
$35,587Insider loans
$853FHLB advances
$0Loans and leases held for sale
$1,835Unused loan commitments
$13,205Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$18,410Total risk weighted assets
$141,639Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1996)

Dollar figures in thousands
$0Total interest income
$16,138Total interest expense
$7,028Net interest income
$9,110Provision for loan and lease losses
$558Total noninterest income
$2,026Fiduciary activities
$3Service charges on deposit accounts
$1,323Trading account gains & fees
$0Additional noninterest income
$700Total noninterest expense
$6,404Salaries and employee benefits
$2,295Premises and equipment expense
$604Additional noninterest expense
$3,505Pre-tax net operating income
$4,174Securities gains (losses)
$0Applicable income taxes
$1,487Income before extraordinary items
$2,687Extraordinary gains - net
$0Net income attributable to bank
$2,687Net charge-offs
$558Cash dividends
$0Sale, conversion, retirement of capital stock, net
$4Net operating income

Performance and Condition Ratios (December 31, 1996)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.27%Cost of funding earning assets
3.60%Net interest margin
4.67%Noninterest income to earning assets
1.04%Noninterest expense to earning assets
3.28%Net operating income to assets
1.22%Return on assets (ROA)
1.22%Pretax return on assets
1.89%Return on equity (ROE)
10.78%Retained earnings to average equity (YTD only)
10.78%Net charge-offs to loans
0.43%Credit loss provision to net charge-offs
100.00%Efficiency ratio
51,796Assets per employee
3.47%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
2.09%Loss allowance to noncurrent loans
186.90%Noncurrent assets plus other real estate owned to assets
0.70%Noncurrent loans to loans
1.12%Net loans and leases to deposits
68.55%Net loans and leases to core deposits
81.01%Equity capital to assets
11.83%Core capital (leverage) ratio
8.46%Tier 1 risk-based capital ratio
13.00%Total risk-based capital ratio
Memoranda
$14Average assets
$220,952Average earning assets
$24,931Average equity
$195,192Average loans

First Security Bank of Wyoming in Rock Springs, Wyoming (WY)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Security Bank of Wyoming - Overview

Assets and Liabilities (December 31, 1996)

Income and Expense (December 31, 1996)

Performance and Condition Ratios (December 31, 1996)

Comment about this bank, ask questions, or add new information about it:

First Security Bank of Wyoming in Rock Springs, Wyoming (WY)Overview, Financial Summary, Detailed Financial Reports, Branches

First Security Bank of Wyoming - Overview

Assets and Liabilities (December 31, 1996)

Income and Expense (December 31, 1996)

Performance and Condition Ratios (December 31, 1996)

Comment about this bank, ask questions, or add new information about it:

First Security Bank of Wyoming in Rock Springs, Wyoming (WY)
Overview, Financial Summary, Detailed Financial Reports, Branches