First Service Bank in city_name, state_name - Detailed Financial Reports, Location

First Service Bank in Greenbrier, Arkansas (AR)
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First Service Bank routing number info

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First Service Bank - Overview

General
FDIC Certificate #: 18519
Status: Active
Federal Reserve ID: 458544
Bank Holding Company (Regulatory Top Holder): First Service Bancshares, Inc. (RSSDID: 1137266, Location: Greenbrier, AR)
Date Established: May 07, 1962
WWW: http://www.1stservicebank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 9 (Domestic: 9, Interstate: No)
OTS Docket #: 10182
FDIC's unique #: 12411
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: May 07, 1962
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 134 South Broadview, Greenbrier, AR 72058
County: Faulkner
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Little Rock
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Little Rock-North Little Rock, AR (#4400)
Combined Statistical Area (CSA): Little Rock-North Little Rock-Pine Bluff, AR (#340)
Core Based Statistical Area (CBSA): Little Rock-North Little Rock-Conway, AR (#30780)
CBSA Metro Statistical Area: Little Rock-North Little Rock-Conway, AR (#30780)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $226.6 mil
Equity capital: $27.0 mil
Deposits held in domestic offices: $191.7 mil
Return on assets (ROA): 0.87% ($2.0 mil)
Quarterly return on assets: 0.51% ($1.2 mil)
Return on Equity (ROE): 8.22% ($2.2 mil)
Quarterly return on equity: 4.15% ($1.1 mil)
Net income: $1.8 mil
Quarterly Net income: $0.3 mil
Pretax return on assets: 0.87% ($1,971.0 mil)
Quarterly Pretax return on assets: 0.51% ($1,155.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
92Total employees (full-time equivalent)
$226,556Total assets
$7,047Cash and due from depository institutions
$40Interest-bearing balances
$14,336Securities
$44,325Federal funds sold & reverse repurchase agreements
$143,746Net loans & leases
$3,483Loan loss allowance
$0Trading account assets
$9,373Bank premises and fixed assets
$3,249Other real estate owned
$0Goodwill and other intangibles
$226,556Life insurance assets
$4,480All other assets
$199,526Total liabilities and capital
$191,696Total liabilities
$163,329Total deposits
$191,696Interest-bearing deposits
$75Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$6,452Trading liabilities
$0Other borrowed funds
$1,378Subordinated debt
$27,030All other liabilities
$27,030Total equity capital
$27,030Total bank equity capital
$0Perpetual preferred stock
$150Common stock
$13,526Surplus
$13,354Undivided profits
Memoranda
$0Noncurrent loans and leases
$1,127Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$6,010Income earned, not collected on loans
$440Earning assets
$1,220Long-term assets (5+ years)
$202,447Average Assets, year-to-date
$13,408Average Assets, quarterly
$211,440Volatile liabilities
$217,263Insider loans
$153,579FHLB advances
$221,342Loans and leases held for sale
$1,209Unused loan commitments
$1,209Tier 1 (core) risk-based capital
$26,705Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$9,271Restructured Loans and leases
$4,777Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$11,039Total interest income
$1,589Total interest expense
$9,450Net interest income
$1,573Provision for loan and lease losses
$3,681Total noninterest income
$0Fiduciary activities
$1,496Service charges on deposit accounts
$0Trading account gains & fees
$2,185Additional noninterest income
$9,717Total noninterest expense
$4,740Salaries and employee benefits
$1,314Premises and equipment expense
$3,663Additional noninterest expense
$1,841Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$1,841Income before extraordinary items
$0Extraordinary gains - net
$1,841Net income attributable to bank
$0Net charge-offs
$1,841Cash dividends
$1,590Sale, conversion, retirement of capital stock, net
$1,518Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.90%Yield on earning assets
0.85%Cost of funding earning assets
5.05%Net interest margin
1.97%Noninterest income to earning assets
5.19%Noninterest expense to earning assets
0.87%Net operating income to assets
0.87%Return on assets (ROA)
0.87%Pretax return on assets
8.22%Return on equity (ROE)
1.44%Retained earnings to average equity (YTD only)
1.03%Net charge-offs to loans
98.93%Credit loss provision to net charge-offs
2.15%Efficiency ratio
74,000Assets per employee
2.46%Cash dividends to net income (YTD only)
Condition Ratios (%)
82.46%Loss allowance to loans
2.37%Loss allowance to noncurrent loans
57.95%Noncurrent assets plus other real estate owned to assets
4.09%Noncurrent loans to loans
4.08%Net loans and leases to deposits
74.99%Net loans and leases to core deposits
83.35%Equity capital to assets
11.93%Core capital (leverage) ratio
12.07%Tier 1 risk-based capital ratio
17.39%Total risk-based capital ratio
Memoranda
$19Average assets
$211,440Average earning assets
$22,395Average equity
$187,070Average loans

List of branches

9 Arkansas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	12411	First Service Bank	134 South Broadview, Greenbrier, AR 72058	May 07, 1962	Full Service Brick and Mortar
1	245563	Clinton Branch	486 Highway 65, Clinton, AR 72031	January 04, 1999	Full Service Brick and Mortar
2	245564	Dermott Branch	114 E. Peddicord, Dermott, AR 71638	January 04, 1999	Full Service Brick and Mortar
3	245565	Thriftway Foods Branch	129 Bone St., Clinton, AR 72031	September 28, 1999	Limited Service Facility
4	359842	Shirley Branch	9667 Highway 16 East, Suite 4, Shirley, AR 72153	April 02, 2001	Full Service Brick and Mortar
5	428605	Marshall Branch	500 Highway 65, Marshall, AR 72650	June 01, 2004	Full Service Brick and Mortar
6	447881	Yellville Branch	425 Hwy 62/412 East, Yellville, AR 72687	Febuary 03, 2006	Full Service Brick and Mortar
7	453063	Mountain View - Branch	410 Sylamore Avenue, Mountain View, AR 72560	July 05, 2005	Full Service Brick and Mortar
8	453844	Flippin Branch	311 North 1st Street, Flippin, AR 72634	July 06, 2006	Full Service Brick and Mortar

First Service Bank in Greenbrier, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Service Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Service Bank in Greenbrier, Arkansas (AR)Overview, Financial Summary, Detailed Financial Reports, Branches

First Service Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Service Bank in Greenbrier, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches