First State Bank in Frisco, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 15, 2000

  • First State Bank in Frisco, Texas (TX)
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First State Bank - Overview

  • General
  • FDIC Certificate #: 16367
    Status: Inactive
    Closing history: Change in Location
    Acquiring institution: First National Bank of Omaha (#5452)
    Federal Reserve ID: 343967
    Date Established: January 23, 1946
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 10549
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 23, 1946
    Last Structure Change Effective Date: December 15, 2000
    Last Structure Change Process Date: January 12, 2001
    Last Data Update: January 12, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 9300 Wade Boulevard, Suite 125, Frisco, TX 75035
    County: Briscoe
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Lubbock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Merger - Without Assistance
    Office Sold
    Change in Location
  • Financial Summary
  • Total assets: $17.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 9Total employees (full-time equivalent)
  • $16,762Total assets
  • $662Cash and due from depository institutions
  • $0Interest-bearing balances
  • $6,960Securities
  • $375Federal funds sold & reverse repurchase agreements
  • $6,645Net loans & leases
  • $169Loan loss allowance
  • $0Trading account assets
  • $324Bank premises and fixed assets
  • $16Other real estate owned
  • $1,487Goodwill and other intangibles
  • $0Life insurance assets
  • $293All other assets
  • $16,762Total liabilities and capital
  • $13,830Total liabilities
  • $13,629Total deposits
  • $10,604Interest-bearing deposits
  • $13,629Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $201All other liabilities
  • $2,932Total equity capital
  • $2,932Total bank equity capital
  • $2,932Perpetual preferred stock
  • $0Common stock
  • $400Surplus
  • $2,730Undivided profits
  • Memoranda
  • $-198Noncurrent loans and leases
  • $1,383Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $99Earning assets
  • $0Long-term assets (5+ years)
  • $194Average Assets, year-to-date
  • $13,980Average Assets, quarterly
  • $6,951Volatile liabilities
  • $17,606Insider loans
  • $16,539FHLB advances
  • $956Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,383Total unused commitments
  • $0Restructured Loans and leases
  • $118Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $1,043Total interest income
  • $388Total interest expense
  • $655Net interest income
  • $11Provision for loan and lease losses
  • $135Total noninterest income
  • $0Fiduciary activities
  • $124Service charges on deposit accounts
  • $0Trading account gains & fees
  • $11Additional noninterest income
  • $665Total noninterest expense
  • $261Salaries and employee benefits
  • $57Premises and equipment expense
  • $347Additional noninterest expense
  • $114Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $114Income before extraordinary items
  • $0Extraordinary gains - net
  • $114Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $107Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.01%Yield on earning assets
  • 2.61%Cost of funding earning assets
  • 4.40%Net interest margin
  • 0.91%Noninterest income to earning assets
  • 4.47%Noninterest expense to earning assets
  • 0.65%Net operating income to assets
  • 0.65%Return on assets (ROA)
  • 0.65%Pretax return on assets
  • 3.81%Return on equity (ROE)
  • 3.81%Retained earnings to average equity (YTD only)
  • 1.54%Net charge-offs to loans
  • 10.28%Credit loss provision to net charge-offs
  • 1.17%Efficiency ratio
  • 76,329Assets per employee
  • 1.86%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.48%Loss allowance to noncurrent loans
  • 170.71%Noncurrent assets plus other real estate owned to assets
  • 0.69%Noncurrent loans to loans
  • 1.45%Net loans and leases to deposits
  • 48.76%Net loans and leases to core deposits
  • 52.43%Equity capital to assets
  • 17.49%Core capital (leverage) ratio
  • 11.30%Tier 1 risk-based capital ratio
  • 18.33%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $17,606Average earning assets
  • $2,990Average equity
  • $14,875Average loans

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