FDIC Certificate #: 17662 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Centera Bank (#16436) Federal Reserve ID: 453857 Date Established: January 01, 1906 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 3 (Interstate: No) FDIC's unique #: 11627 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: September 14, 1956 Last Structure Change Effective Date: April 01, 1998 Last Structure Change Process Date: April 27, 1998 Last Data Update: April 27, 1998 Data Source Date: April 05, 2012
Location
Address: 148 South Main, Greensburg, KS 67054 County: Kiowa Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Wichita Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western
Financial Summary
Total assets: $22.3 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Assets and Liabilities (December 31, 1997)
Dollar figures in thousands
11Total employees (full-time equivalent)
$22,989Total assets
$1,359Cash and due from depository institutions
$0Interest-bearing balances
$1,751Securities
$1,400Federal funds sold & reverse repurchase agreements
$17,205Net loans & leases
$127Loan loss allowance
$0Trading account assets
$924Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$350All other assets
$22,989Total liabilities and capital
$21,369Total liabilities
$21,213Total deposits
$17,765Interest-bearing deposits
$21,213Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$156All other liabilities
$1,620Total equity capital
$1,620Total bank equity capital
$1,620Perpetual preferred stock
$0Common stock
$565Surplus
$282Undivided profits
Memoranda
$773Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$19Earning assets
$0Long-term assets (5+ years)
$323Average Assets, year-to-date
$20,356Average Assets, quarterly
$1,588Volatile liabilities
$21,429Insider loans
$22,587FHLB advances
$3,179Loans and leases held for sale
$475Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$5,351Total unused commitments
$0Restructured Loans and leases
$18,383Derivatives
Income and Expense (December 31, 1997)
Dollar figures in thousands
$1,743Total interest income
$796Total interest expense
$947Net interest income
$16Provision for loan and lease losses
$111Total noninterest income
$0Fiduciary activities
$72Service charges on deposit accounts
$0Trading account gains & fees
$39Additional noninterest income
$787Total noninterest expense
$370Salaries and employee benefits
$165Premises and equipment expense
$252Additional noninterest expense
$255Pre-tax net operating income
$0Securities gains (losses)
$88Applicable income taxes
$167Income before extraordinary items
$0Extraordinary gains - net
$167Net income attributable to bank
$0Net charge-offs
$0Cash dividends
-$1Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 1997)
Dollar figures in thousands
Performance Ratios (%, annualized)
9.13%Yield on earning assets
4.17%Cost of funding earning assets
4.96%Net interest margin
0.58%Noninterest income to earning assets
4.12%Noninterest expense to earning assets
0.78%Net operating income to assets
0.78%Return on assets (ROA)
1.19%Pretax return on assets
10.89%Return on equity (ROE)
10.89%Retained earnings to average equity (YTD only)
-0.01%Net charge-offs to loans
-1600.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
74,386Assets per employee
2.09%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
0.73%Loss allowance to noncurrent loans
668.42%Noncurrent assets plus other real estate owned to assets
0.08%Noncurrent loans to loans
0.11%Net loans and leases to deposits
81.11%Net loans and leases to core deposits
95.40%Equity capital to assets
7.05%Core capital (leverage) ratio
7.18%Tier 1 risk-based capital ratio
8.72%Total risk-based capital ratio
Memoranda
$9Average assets
$21,429Average earning assets
$1,533Average equity
$19,090Average loans
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