First State Bank in Edna, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 02, 2001

First State Bank in Edna, Kansas (KS)
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First State Bank - Overview

General
FDIC Certificate #: 26277
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Community National Bank & Trust (#27046)
Federal Reserve ID: 829854
Date Established: June 13, 1985
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 3 (Interstate: No)
OTS Docket #: 11805
FDIC's unique #: 32667
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: June 13, 1985
Last Structure Change Effective Date: January 02, 2001
Last Structure Change Process Date: January 24, 2001
Last Data Update: January 24, 2001
Data Source Date: April 05, 2012
Location
Address: Main Street, Edna, KS 67342
County: Labette
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Springfield Mo
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Core Based Statistical Area (CBSA): Parsons, KS (#37660)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $77.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

Dollar figures in thousands
28Total employees (full-time equivalent)
$77,555Total assets
$2,015Cash and due from depository institutions
$0Interest-bearing balances
$19,413Securities
$100Federal funds sold & reverse repurchase agreements
$52,833Net loans & leases
$574Loan loss allowance
$0Trading account assets
$1,388Bank premises and fixed assets
$72Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$1,734All other assets
$77,555Total liabilities and capital
$72,328Total liabilities
$61,616Total deposits
$55,609Interest-bearing deposits
$61,616Deposits held in domestic offices
0.00%% insured (estimated)
$82Federal funds purchased & repurchase agreements
$0Trading liabilities
$9,882Other borrowed funds
$0Subordinated debt
$748All other liabilities
$5,227Total equity capital
$5,227Total bank equity capital
$5,227Perpetual preferred stock
$0Common stock
$330Surplus
$1,522Undivided profits
Memoranda
$3,375Noncurrent loans and leases
$4,653Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$840Earning assets
$0Long-term assets (5+ years)
$1,092Average Assets, year-to-date
$72,346Average Assets, quarterly
$9,097Volatile liabilities
$71,571Insider loans
$76,317FHLB advances
$19,297Loans and leases held for sale
$642Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$4,653Total unused commitments
$0Restructured Loans and leases
$574Derivatives

Income and Expense (December 31, 2000)

Dollar figures in thousands
$5,656Total interest income
$3,108Total interest expense
$2,548Net interest income
$239Provision for loan and lease losses
$789Total noninterest income
$0Fiduciary activities
$451Service charges on deposit accounts
$0Trading account gains & fees
$338Additional noninterest income
$2,039Total noninterest expense
$1,204Salaries and employee benefits
$189Premises and equipment expense
$646Additional noninterest expense
$1,059Pre-tax net operating income
-$6Securities gains (losses)
$330Applicable income taxes
$723Income before extraordinary items
$0Extraordinary gains - net
$723Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$200Sale, conversion, retirement of capital stock, net
$140Net operating income

Performance and Condition Ratios (December 31, 2000)

Dollar figures in thousands
Performance Ratios (%, annualized)
8.53%Yield on earning assets
4.69%Cost of funding earning assets
3.84%Net interest margin
1.19%Noninterest income to earning assets
3.08%Noninterest expense to earning assets
1.02%Net operating income to assets
1.01%Return on assets (ROA)
1.47%Pretax return on assets
14.80%Return on equity (ROE)
11.94%Retained earnings to average equity (YTD only)
0.41%Net charge-offs to loans
119.50%Credit loss provision to net charge-offs
6.49%Efficiency ratio
61,103Assets per employee
2.77%Cash dividends to net income (YTD only)
Condition Ratios (%)
19.36%Loss allowance to loans
1.07%Loss allowance to noncurrent loans
68.33%Noncurrent assets plus other real estate owned to assets
1.18%Noncurrent loans to loans
1.57%Net loans and leases to deposits
85.75%Net loans and leases to core deposits
120.35%Equity capital to assets
6.74%Core capital (leverage) ratio
6.76%Tier 1 risk-based capital ratio
9.72%Total risk-based capital ratio
Memoranda
$11Average assets
$71,571Average earning assets
$4,884Average equity
$66,271Average loans

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