First State Bank in city_name, state_name - Detailed Financial Reports, Location

First State Bank in Greenville, Kentucky (KY)
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First State Bank - Overview

General
FDIC Certificate #: 2747
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Old National Bank (#4393)
Federal Reserve ID: 521242
Date Established: June 10, 1890
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 4 (Interstate: No)
OTS Docket #: 11107
FDIC's unique #: 1785
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: October 07, 1999
Last Structure Change Process Date: November 03, 1999
Last Data Update: November 03, 1999
Data Source Date: April 05, 2012
Location
Address: 131 East Main Cross, Greenville, KY 42345
County: Muhlenberg
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Hopkinsville
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Southeast
Core Based Statistical Area (CBSA): Central City, KY (#16420)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $237.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

Dollar figures in thousands
72Total employees (full-time equivalent)
$241,067Total assets
$5,067Cash and due from depository institutions
$15Interest-bearing balances
$70,582Securities
$16,925Federal funds sold & reverse repurchase agreements
$143,580Net loans & leases
$1,497Loan loss allowance
$0Trading account assets
$2,213Bank premises and fixed assets
$33Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$2,667All other assets
$241,067Total liabilities and capital
$222,583Total liabilities
$175,201Total deposits
$155,963Interest-bearing deposits
$175,201Deposits held in domestic offices
0.00%% insured (estimated)
$7,712Federal funds purchased & repurchase agreements
$0Trading liabilities
$36,891Other borrowed funds
$0Subordinated debt
$2,779All other liabilities
$18,484Total equity capital
$18,484Total bank equity capital
$18,484Perpetual preferred stock
$0Common stock
$2,000Surplus
$8,000Undivided profits
Memoranda
$8,484Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$618Earning assets
$0Long-term assets (5+ years)
$990Average Assets, year-to-date
$231,102Average Assets, quarterly
$74,840Volatile liabilities
$218,964Insider loans
$228,849FHLB advances
$55,199Loans and leases held for sale
$9,797Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$14,573Total unused commitments
$0Restructured Loans and leases
$133,405Derivatives

Income and Expense (December 31, 1998)

Dollar figures in thousands
$15,908Total interest income
$7,938Total interest expense
$7,970Net interest income
$134Provision for loan and lease losses
$1,715Total noninterest income
$39Fiduciary activities
$887Service charges on deposit accounts
$0Trading account gains & fees
$789Additional noninterest income
$5,400Total noninterest expense
$2,782Salaries and employee benefits
$200Premises and equipment expense
$2,418Additional noninterest expense
$4,151Pre-tax net operating income
$0Securities gains (losses)
$1,120Applicable income taxes
$3,031Income before extraordinary items
$0Extraordinary gains - net
$3,031Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$134Sale, conversion, retirement of capital stock, net
$3,275Net operating income

Performance and Condition Ratios (December 31, 1998)

Dollar figures in thousands
Performance Ratios (%, annualized)
7.56%Yield on earning assets
3.77%Cost of funding earning assets
3.79%Net interest margin
0.82%Noninterest income to earning assets
2.57%Noninterest expense to earning assets
1.38%Net operating income to assets
1.38%Return on assets (ROA)
1.90%Pretax return on assets
16.53%Return on equity (ROE)
-1.33%Retained earnings to average equity (YTD only)
0.10%Net charge-offs to loans
100.00%Credit loss provision to net charge-offs
31.98%Efficiency ratio
55,756Assets per employee
3.35%Cash dividends to net income (YTD only)
Condition Ratios (%)
108.05%Loss allowance to loans
1.03%Loss allowance to noncurrent loans
242.23%Noncurrent assets plus other real estate owned to assets
0.27%Noncurrent loans to loans
0.43%Net loans and leases to deposits
81.95%Net loans and leases to core deposits
97.62%Equity capital to assets
7.67%Core capital (leverage) ratio
7.82%Tier 1 risk-based capital ratio
13.29%Total risk-based capital ratio
Memoranda
$14Average assets
$218,964Average earning assets
$18,334Average equity
$210,352Average loans

First State Bank in Greenville, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches

First State Bank - Overview

Assets and Liabilities (December 31, 1998)

Income and Expense (December 31, 1998)

Performance and Condition Ratios (December 31, 1998)

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First State Bank in Greenville, Kentucky (KY)Overview, Financial Summary, Detailed Financial Reports, Branches

First State Bank - Overview

Assets and Liabilities (December 31, 1998)

Income and Expense (December 31, 1998)

Performance and Condition Ratios (December 31, 1998)

Comment about this bank, ask questions, or add new information about it:

First State Bank in Greenville, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches