FDIC Certificate #: 35460 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:BancFirst (#27476) Federal Reserve ID: 2857561 Date Established: December 18, 1999 Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB) Offices: 6 (Interstate: No) FDIC's unique #: 80241 Numeric code: 13 Regulator: FED Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes Oakar Institutions: Yes State Chartered: Yes Date of Deposit Insurance: December 18, 1999 Last Structure Change Effective Date: November 10, 2000 Last Structure Change Process Date: December 04, 2000 Last Data Update: December 04, 2000 Data Source Date: April 05, 2012
Location
Address: 700 East Memorial Road, Oklahoma City, OK 73114 County: Oklahoma Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Oklahoma City Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): Oklahoma City, OK (#5880) Combined Statistical Area (CSA): Oklahoma City-Shawnee, OK (#416) Core Based Statistical Area (CBSA): Oklahoma City, OK (#36420) CBSA Metro Statistical Area: Oklahoma City, OK (#36420)
Financial Summary
Total assets: $103.0 mil
Assets and Liabilities (December 31, 1999)
Dollar figures in thousands
45Total employees (full-time equivalent)
$106,528Total assets
$5,328Cash and due from depository institutions
$1,546Interest-bearing balances
$29,330Securities
$8,666Federal funds sold & reverse repurchase agreements
$56,868Net loans & leases
$2,487Loan loss allowance
$0Trading account assets
$2,778Bank premises and fixed assets
$0Other real estate owned
$2,606Goodwill and other intangibles
$0Life insurance assets
$952All other assets
$106,528Total liabilities and capital
$98,243Total liabilities
$97,793Total deposits
$87,258Interest-bearing deposits
$97,793Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$450All other liabilities
$8,285Total equity capital
$8,285Total bank equity capital
$8,285Perpetual preferred stock
$0Common stock
$1,000Surplus
$7,300Undivided profits
Memoranda
$-15Noncurrent loans and leases
$3,780Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$425Earning assets
$0Long-term assets (5+ years)
$425Average Assets, year-to-date
$96,410Average Assets, quarterly
$26,093Volatile liabilities
$106,528Insider loans
$106,528FHLB advances
$12,129Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$214Total risk weighted assets
$3,780Total unused commitments
$0Restructured Loans and leases
$813Derivatives
Income and Expense (December 31, 1999)
Dollar figures in thousands
$286Total interest income
$155Total interest expense
$131Net interest income
$0Provision for loan and lease losses
$32Total noninterest income
$0Fiduciary activities
$32Service charges on deposit accounts
$0Trading account gains & fees
$0Additional noninterest income
$187Total noninterest expense
$121Salaries and employee benefits
$13Premises and equipment expense
$53Additional noninterest expense
-$24Pre-tax net operating income
$0Securities gains (losses)
-$9Applicable income taxes
-$15Income before extraordinary items
$0Extraordinary gains - net
-$15Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$13Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 1999)
Dollar figures in thousands
Performance Ratios (%, annualized)
0.30%Yield on earning assets
0.16%Cost of funding earning assets
0.14%Net interest margin
0.03%Noninterest income to earning assets
0.19%Noninterest expense to earning assets
-0.01%Net operating income to assets
-0.01%Return on assets (ROA)
-0.02%Pretax return on assets
-0.18%Return on equity (ROE)
-0.18%Retained earnings to average equity (YTD only)
0.02%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
-1.85%Efficiency ratio
112,883Assets per employee
2.37%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
4.19%Loss allowance to noncurrent loans
585.18%Noncurrent assets plus other real estate owned to assets
0.40%Noncurrent loans to loans
0.72%Net loans and leases to deposits
58.15%Net loans and leases to core deposits
66.38%Equity capital to assets
7.78%Core capital (leverage) ratio
5.51%Tier 1 risk-based capital ratio
8.96%Total risk-based capital ratio
Memoranda
$10Average assets
$106,528Average earning assets
$8,285Average equity
$96,410Average loans
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