First State Bank in city_name, state_name - Detailed Financial Reports, Location

First State Bank in Harrah, Oklahoma (OK)
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First State Bank - Overview

General
FDIC Certificate #: 9473
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: First State Bank (#24538)
Federal Reserve ID: 4455
Date Established: January 01, 1908
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 6 (Interstate: No)
OTS Docket #: 13634
FDIC's unique #: 6088
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
Oakar Institutions: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 1997
Last Structure Change Process Date: April 16, 1997
Last Data Update: April 11, 1998
Data Source Date: April 05, 2012
Location
Address: 19979 N.E. 23rd Street, Harrah, OK 73045
County: Oklahoma
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Oklahoma City
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Oklahoma City, OK (#5880)
Combined Statistical Area (CSA): Oklahoma City-Shawnee, OK (#416)
Core Based Statistical Area (CBSA): Oklahoma City, OK (#36420)
CBSA Metro Statistical Area: Oklahoma City, OK (#36420)
Financial Summary
Total assets: $125.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

Dollar figures in thousands
0Total employees (full-time equivalent)
$41Total assets
$125,132Cash and due from depository institutions
$1,589Interest-bearing balances
$43Securities
$69,650Federal funds sold & reverse repurchase agreements
$0Net loans & leases
$50,455Loan loss allowance
$1,167Trading account assets
$0Bank premises and fixed assets
$819Other real estate owned
$0Goodwill and other intangibles
$2,619Life insurance assets
$0All other assets
$0Total liabilities and capital
$125,132Total liabilities
$112,487Total deposits
$109,869Interest-bearing deposits
$101,389Deposits held in domestic offices
109869.00%% insured (estimated)
$88Federal funds purchased & repurchase agreements
$2,000Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$618Total equity capital
$618Total bank equity capital
$12,645Perpetual preferred stock
$0Common stock
$800Surplus
$2,000Undivided profits
Memoranda
$9,845Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$124Income earned, not collected on loans
$689Earning assets
$120,148Long-term assets (5+ years)
$41,807Average Assets, year-to-date
$120,776Average Assets, quarterly
$124,561Volatile liabilities
$20,676Insider loans
$0FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$25,309Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$14,820Total risk weighted assets
$63,057Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1996)

Dollar figures in thousands
$0Total interest income
$9,276Total interest expense
$5,035Net interest income
$4,241Provision for loan and lease losses
$0Total noninterest income
$647Fiduciary activities
$0Service charges on deposit accounts
$570Trading account gains & fees
$0Additional noninterest income
$77Total noninterest expense
$2,349Salaries and employee benefits
$1,217Premises and equipment expense
$217Additional noninterest expense
$915Pre-tax net operating income
$2,539Securities gains (losses)
-$362Applicable income taxes
$757Income before extraordinary items
$1,420Extraordinary gains - net
$0Net income attributable to bank
$1,420Net charge-offs
-$72Cash dividends
$20Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1996)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.09%Cost of funding earning assets
4.39%Net interest margin
3.70%Noninterest income to earning assets
0.56%Noninterest expense to earning assets
2.05%Net operating income to assets
1.37%Return on assets (ROA)
1.18%Pretax return on assets
1.80%Return on equity (ROE)
12.14%Retained earnings to average equity (YTD only)
11.97%Net charge-offs to loans
-0.18%Credit loss provision to net charge-offs
0.00%Efficiency ratio
48,056Assets per employee
3.05%Cash dividends to net income (YTD only)
Condition Ratios (%)
1.41%Loss allowance to loans
2.26%Loss allowance to noncurrent loans
941.13%Noncurrent assets plus other real estate owned to assets
0.10%Noncurrent loans to loans
0.24%Net loans and leases to deposits
45.92%Net loans and leases to core deposits
55.33%Equity capital to assets
10.11%Core capital (leverage) ratio
11.53%Tier 1 risk-based capital ratio
23.50%Total risk-based capital ratio
Memoranda
$25Average assets
$120,776Average earning assets
$11,693Average equity
$114,677Average loans

First State Bank in Harrah, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

First State Bank - Overview

Assets and Liabilities (December 31, 1996)

Income and Expense (December 31, 1996)

Performance and Condition Ratios (December 31, 1996)

Comment about this bank, ask questions, or add new information about it:

First State Bank in Harrah, Oklahoma (OK)Overview, Financial Summary, Detailed Financial Reports, Branches

First State Bank - Overview

Assets and Liabilities (December 31, 1996)

Income and Expense (December 31, 1996)

Performance and Condition Ratios (December 31, 1996)

Comment about this bank, ask questions, or add new information about it:

First State Bank in Harrah, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches